QUOTE(Mackiddo @ Jan 23 2011, 11:44 AM)
I don't think bank got say in such matter coz it's control by Monetary Authority of Singapore, just like Bank Negara in Malaysia.
anyway, do consider citibank, they have a lot of dining discounts, the citibank Manhattan have cashback. DBS also not bad, got discount for lots of small eateries place, but for me, free membership for as long as I stay employ with my current company

I just found SBC income requirements for foreigner is S$36k, lowest that I see so far...
https://forms.online.standardchartered.com/..._card_form.htmlYes I do see most shops in SG malls have discounts for Citibank cards.
Gonna spend more time surveying around all credit cards in SG and see which suit my usage pattern. If income requirement too high I'll just settle for Debit Card or use my MY issued CC.
QUOTE(seantang @ Jan 23 2011, 12:00 PM)
I recently got the UOB One card. S$30 cash rebate per quarter if you spend a minimum of S$300 per month during that quarter (ie. S$900 total spend ie. approx. 3% rebate). The next rebate tier is S$90 per quarter if you spend a minimum of S$800 per month during the quarter.
I like the fact that it's a straightforward cash rebate (not points) for everything you charge to the card! No need to think about which vendor or whether there's a promotion etc. Btw, all the normal UOB card promotions (ie. discounts at eating places etc) still apply.
Downside is that the rebate works in tiers. So if you happen to keep spending above 300 per month but less than 800, you get no additional rebate above the 30 bucks per quarter.
So I recommend it if you have consistent monthly card spending of around 300 or more than 800. If you're something in between, then 30 bucks rebate a quarter is still 1.25% of 2399 (800+800+799... just miss the 800 per month). 1.25% is still better than most of the other cards.
Thanks seantang. Currently I'm using MY issued OCBC Titanium which is the best cash rebate CC for me.
From here
http://www.sgrate.com/article-496-Singapor...edit+Cards.html I like Standard Chartered XtraSaver MasterCard debit card, but I think they no longer issue this card now...
Oh ya, I haven not tendered my resignation as I just got my offer letter last Friday evening.
I would like to know, if I need to wait until my EP application is successful & medical checked before tender?
Added on January 23, 2011, 12:41 pmQUOTE(Gary Denzel @ Jan 23 2011, 12:19 PM)
DBS offer those foreigner's annual income exceed 45k above entitle for credit card applying...
I just got mine POSB Everyday card recently....btw, mine annual income barely hit 50k
I just saw HSBC's Visa Plat, Visa Revo and Gold card income requirement for foreigner is S$40k... (http://www.hsbc.com.sg/1/2/personal/cards)
This post has been edited by Shinichi: Jan 23 2011, 12:41 PM