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 Working Life in Singapore V5

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nicvoo
post Jan 22 2011, 12:18 PM

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QUOTE(alaskanbunny @ Jan 22 2011, 12:12 PM)
i stand corrected then... if they can buy properties here, then how? they drop by often on tourist visa to look at their properties?
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they dont really care about the property they jus wan to get their $$ ou of their country
seantang
post Jan 22 2011, 01:08 PM

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QUOTE(alaskanbunny @ Jan 22 2011, 12:12 PM)
i stand corrected then... if they can buy properties here, then how? they drop by often on tourist visa to look at their properties?
They just leave it with an agency who will rent it out, collect rent and bank the net rental into a Sg bank account. Then when their kids come over to study, or when they come for holiday, they will have place(s) to stay as well as cash in bank.

It's a pretty good idea. That's what I intend to do down the road when I am posted somewhere else or retire back to Malaysia. Leave a property, cash and shares in Singapore so that I can survive here if I need to flee Malaysia in an emergency.
Argiope
post Jan 22 2011, 02:38 PM

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QUOTE(Aloong @ Jan 22 2011, 11:39 AM)
Can renew passport at the Msia embassy??
din know that.
How do u renew it? Does it costthe same and is the procedure and timing the same?
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My passport is not expired yet so i haven't tried that myself but what i heard from a friend is that the fee is cheaper even after conversion. And they only handle standard renewal but not complicated cases like passport lost/damaged etc.

Just found this blog and i find it quite detailed.
ba5tard
post Jan 22 2011, 06:24 PM

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any nice place for dinner at admiralthy woodlands... very boring with the food ler... zzzzzz...
bellion
post Jan 22 2011, 06:59 PM

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QUOTE(elie3173 @ Jan 21 2011, 10:51 PM)
i read from this website..it is stated that condo is for citizen only.... unsure.gif

http://www.hdb.gov.sg/fi10/fi10321p.nsf/w/...EC?OpenDocument
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As a poster has noted, executive condos are another housing scheme of the Singapore govt which provides condo facilities and living conditions to those who can afford them but they are still cheaper than private condos. Executive condos are available for sale to PRs five years after the keys are handed to the first owner.

Private condos are available to all including foreigners who can afford them.


Added on January 22, 2011, 7:01 pm
QUOTE(charhorfun @ Jan 21 2011, 11:35 PM)
Guys, wanted to ask about this.

I have been trying to find out non-HDB property prices from SG property websites, but it seems all non-HDB property prices are "POA - price on ask" only. Can't get a feel on the price range.

Can you guys share with the price range of the most affordable non-HDB property?

I am planning to work in SG. I am hoping not to rent a place due to the expensive rental (I have a family). I would prefer to buy a property, any decent / not too old / 3-4 rooms flat near MRT will meet my needs. But since I am not a PR, I can't get HDB. And applying PR for myself and my family will take a long time, and I don't want my money to go into rental.

If you guys know of any property website that list the price of non-HDB property please do share with me. Thank you!
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Singapore Property guru - it provides a rich listing of all residential properties in Singapore which are for sale. Note that prices are listed ones and can certainly be negotiated so they thend to reflect higher valuations.

What is your budget and what are your preferred locations?

This post has been edited by bellion: Jan 22 2011, 07:01 PM
SUSkl87
post Jan 22 2011, 08:44 PM

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just went to the ktm station , all ticket coming to sg , from new year to 7th feb all finished -,-' 8th feb stil leave little ....

anyone wanna fetch me , i wanna come back on 7th feb nite, from KL cheras area ....
mercury8400
post Jan 22 2011, 09:09 PM

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QUOTE(giorgene @ Jan 21 2011, 07:30 AM)
SINGAPORE LOCAL FOOD SUCKS!
What you mentioned is just western food in Singapore not SINGAPOREAN FOOD
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I totally agree. Went for this so called "best bak kut teh" in Sg. Didn't like it at all. Dunno what's the deal with the peppery soup??!!!. Nasi lemak is all fried chicken. No rendang.... hokkien mee is watery not like kl thick and solid. In summary hawker food though cheap is not tasty at all.... Now i miss kl food so much
elie3173
post Jan 22 2011, 09:30 PM

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QUOTE(Shinichi @ Jan 22 2011, 02:42 AM)
Hi all, I'll be joining you guys soon starting mid of March. I would need some pointer on following questions so I could search for more information online:

1. I'll work at Alexandra Road, need advice on best possible location to stay with budget around $500-550 monthly and shortest possible travel via MRT/Bus
2. What is the best cash rebate debit card or credit card (if my annual salary is less than $40k)?
3. I don't call/sms much, but broadband is a must for me. Should I go for postpaid or prepaid? Then between combined voice+data plan or separate voice and data plan, which is worthier for my case?

Thanks.
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r u working at comtech?


Added on January 22, 2011, 9:38 pm
QUOTE(bellion @ Jan 22 2011, 06:59 PM)
As a poster has noted, executive condos are another housing scheme of the Singapore govt which provides condo facilities and living conditions to those who can afford them but they are still cheaper than private condos.  Executive condos are available for sale to PRs five years after the keys are handed to the first owner.

Private condos are available to all including foreigners who can afford them.
seems like the only choice will be to buy the HDB or executive condo from the resale market...the private condo is too expensive..

is it a must for a PR to get married then only can buy the HDB or exec condo?

i m thinking to get myself a private studio apartment..what is the requirement?

This post has been edited by elie3173: Jan 22 2011, 09:54 PM
crapp0
post Jan 22 2011, 09:39 PM

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QUOTE(mercury8400 @ Jan 22 2011, 09:09 PM)
I totally agree. Went for this so called "best bak kut teh" in Sg. Didn't like it at all. Dunno what's the deal with the peppery soup??!!!. Nasi lemak is all fried chicken. No rendang.... hokkien mee is watery not like kl thick and solid. In summary hawker food though cheap is not tasty at all.... Now i miss kl food so much
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I prefer the peppery taste compared to the malaysia bak kut teh which is herbally since i like black pepper. True their nasi lemak and the all important sambal fall flat on the face, donno why singapores taste prefer a fried chicken wing since the plain nasi lemak with either a a boiled egg or mata telur is much better.

Their otak also is a dissapointment.
bellion
post Jan 22 2011, 09:56 PM

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QUOTE(elie3173 @ Jan 22 2011, 09:30 PM)
seems like the only choice will be to buy the HDB or executive condo from the resale market...the private condo is too expensive..

is it a must for a PR to get married then only can buy the HDB or exec condo?

i m thinking to get myself a private studio apartment..
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Yes, only two married PRs or a PR who is married to a Singaporean is eligible to purchase resale HDB flats and exec condos. Two PRs who are siblings or share a parent-child relationship are also eligible to purchase resale flats.

Prviate condos, even the mass market ones in places like Bishan and Serangoon are fetching SGD1,000+ per sq ft.
elie3173
post Jan 22 2011, 10:18 PM

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QUOTE(bellion @ Jan 22 2011, 09:56 PM)
Yes, only two married PRs or a PR who is married to a Singaporean is eligible to purchase resale HDB flats and exec condos.  Two PRs who are siblings or share a parent-child relationship are also eligible to purchase resale flats.

Prviate condos, even the mass market ones in places like Bishan and Serangoon are fetching SGD1,000+ per sq ft.
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what?...if i never get married...then i will never own a property in singapore ?? cry.gif ....

how about studio apartment? can a single PR buy it from resale market?
Mackiddo
post Jan 22 2011, 10:36 PM

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QUOTE(elie3173 @ Jan 22 2011, 10:18 PM)
what?...if i never get married...then i will never own a property in singapore ??  cry.gif ....

how about studio apartment? can a single PR buy it from resale market?
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no PR = no HDB flat, not even resale
single PR not eligible either


Added on January 22, 2011, 10:40 pm
QUOTE(Shinichi @ Jan 22 2011, 02:42 AM)

2. What is the best cash rebate debit card or credit card (if my annual salary is less than $40k)?

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for non-PR/Singaporean, the minimum annual salary is SGD$60k rite ?

This post has been edited by Mackiddo: Jan 22 2011, 10:40 PM
Shinichi
post Jan 23 2011, 01:31 AM

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QUOTE(elie3173 @ Jan 22 2011, 09:30 PM)
r u working at comtech?
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Nop, will be working at HP. smile.gif

QUOTE(Mackiddo @ Jan 22 2011, 10:36 PM)
for non-PR/Singaporean, the minimum annual salary is SGD$60k rite ?
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Yes, the norm is S$60k for most banks. But I do recall there was a bank that require foreigner income to be around S$40 or 45k only... but could not recall which bank for now. I'll check all available banks in SG and browse thru their cards section to find a suitable card for me...
SUSkl87
post Jan 23 2011, 09:53 AM

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i remember saw someone talking about riding motor into Sg, our motor lesen in MY will only last us the 1st year , after that we will nid to apply the Sg motor lesen ? izit true ?

btw, anyone going back to Sg on 7th feb , from KL ? mind if i wanna carpool ?
bellion
post Jan 23 2011, 10:48 AM

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QUOTE(elie3173 @ Jan 22 2011, 10:18 PM)
what?...if i never get married...then i will never own a property in singapore ??  cry.gif ....

how about studio apartment? can a single PR buy it from resale market?
*
You can always opt to purchase private condos.

What's stopping you?

elie3173
post Jan 23 2011, 11:05 AM

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QUOTE(bellion @ Jan 23 2011, 10:48 AM)
You can always opt to purchase private condos.

What's stopping you?
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private condo costs million SGD...i cant afford it cry.gif
Mackiddo
post Jan 23 2011, 11:44 AM

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QUOTE(Shinichi @ Jan 23 2011, 01:31 AM)
Nop, will be working at HP. smile.gif
Yes, the norm is S$60k for most banks. But I do recall there was a bank that require foreigner income to be around S$40 or 45k only... but could not recall which bank for now. I'll check all available banks in SG and browse thru their cards section to find a suitable card for me...
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I don't think bank got say in such matter coz it's control by Monetary Authority of Singapore, just like Bank Negara in Malaysia.
anyway, do consider citibank, they have a lot of dining discounts, the citibank Manhattan have cashback. DBS also not bad, got discount for lots of small eateries place, but for me, free membership for as long as I stay employ with my current company smile.gif

This post has been edited by Mackiddo: Jan 23 2011, 11:50 AM
seantang
post Jan 23 2011, 12:00 PM

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I recently got the UOB One card. S$30 cash rebate per quarter if you spend a minimum of S$300 per month during that quarter (ie. S$900 total spend ie. approx. 3% rebate). The next rebate tier is S$90 per quarter if you spend a minimum of S$800 per month during the quarter.

I like the fact that it's a straightforward cash rebate (not points) for everything you charge to the card! No need to think about which vendor or whether there's a promotion etc. Btw, all the normal UOB card promotions (ie. discounts at eating places etc) still apply.

Downside is that the rebate works in tiers. So if you happen to keep spending above 300 per month but less than 800, you get no additional rebate above the 30 bucks per quarter.

So I recommend it if you have consistent monthly card spending of around 300 or more than 800. If you're something in between, then 30 bucks rebate a quarter is still 1.25% of 2399 (800+800+799... just miss the 800 per month). 1.25% is still better than most of the other cards.

This post has been edited by seantang: Jan 23 2011, 12:02 PM
Gary Denzel
post Jan 23 2011, 12:19 PM

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QUOTE(Shinichi @ Jan 22 2011, 02:42 AM)
Hi all, I'll be joining you guys soon starting mid of March. I would need some pointer on following questions so I could search for more information online:

1. I'll work at Alexandra Road, need advice on best possible location to stay with budget around $500-550 monthly and shortest possible travel via MRT/Bus
2. What is the best cash rebate debit card or credit card (if my annual salary is less than $40k)?
3. I don't call/sms much, but broadband is a must for me. Should I go for postpaid or prepaid? Then between combined voice+data plan or separate voice and data plan, which is worthier for my case?

Thanks.
*
DBS offer those foreigner's annual income exceed 45k above entitle for credit card applying...
I just got mine POSB Everyday card recently....btw, mine annual income barely hit 50k
Shinichi
post Jan 23 2011, 12:36 PM

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QUOTE(Mackiddo @ Jan 23 2011, 11:44 AM)
I don't think bank got say in such matter coz it's control by Monetary Authority of Singapore, just like Bank Negara in Malaysia.
anyway, do consider citibank, they have a lot of dining discounts, the citibank Manhattan have cashback. DBS also not bad, got discount for lots of small eateries place, but for me, free membership for as long as I stay employ with my current company smile.gif
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I just found SBC income requirements for foreigner is S$36k, lowest that I see so far...
https://forms.online.standardchartered.com/..._card_form.html

Yes I do see most shops in SG malls have discounts for Citibank cards.
Gonna spend more time surveying around all credit cards in SG and see which suit my usage pattern. If income requirement too high I'll just settle for Debit Card or use my MY issued CC.

QUOTE(seantang @ Jan 23 2011, 12:00 PM)
I recently got the UOB One card. S$30 cash rebate per quarter if you spend a minimum of S$300 per month during that quarter (ie. S$900 total spend ie. approx. 3% rebate). The next rebate tier is S$90 per quarter if you spend a minimum of S$800 per month during the quarter.

I like the fact that it's a straightforward cash rebate (not points) for everything you charge to the card! No need to think about which vendor or whether there's a promotion etc. Btw, all the normal UOB card promotions (ie. discounts at eating places etc) still apply.

Downside is that the rebate works in tiers. So if you happen to keep spending above 300 per month but less than 800, you get no additional rebate above the 30 bucks per quarter.

So I recommend it if you have consistent monthly card spending of around 300 or more than 800. If you're something in between, then 30 bucks rebate a quarter is still 1.25% of 2399 (800+800+799... just miss the 800 per month). 1.25% is still better than most of the other cards.
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Thanks seantang. Currently I'm using MY issued OCBC Titanium which is the best cash rebate CC for me.
From here http://www.sgrate.com/article-496-Singapor...edit+Cards.html I like Standard Chartered XtraSaver MasterCard debit card, but I think they no longer issue this card now...

Oh ya, I haven not tendered my resignation as I just got my offer letter last Friday evening.
I would like to know, if I need to wait until my EP application is successful & medical checked before tender?


Added on January 23, 2011, 12:41 pm
QUOTE(Gary Denzel @ Jan 23 2011, 12:19 PM)
DBS offer those foreigner's annual income exceed 45k above entitle for credit card applying...
I just got mine POSB Everyday card recently....btw, mine annual income barely hit 50k
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I just saw HSBC's Visa Plat, Visa Revo and Gold card income requirement for foreigner is S$40k... (http://www.hsbc.com.sg/1/2/personal/cards)

This post has been edited by Shinichi: Jan 23 2011, 12:41 PM

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