yeah eventually suceeded in my appeal OCBC titanum
i suspect that the reason why they rejected my application previously was because I did not submit all the supporting documents (althou i submitted photocopy of the Plat card, which i have been holding for years).

but this time around, have to say they are quite efficient, i emailed all the documents to them on friday's evening and got it approved today.

called the telephone computer system, it is weird, at first it played "unsucessful" then followed by "approved"

anyhow, m anciously waiting for the card's arrival and cant wait to fully utilise the card's benefit..

I guess with the maximum rebate available, i would be able to get at least RM100 cash rebate/month. 5% for all petrol, 5% for bill transactions 5% on dinning and 1% for other transaction.

Even if just taking the 1%; which is already very good compared to other banks cc...

ya now the hottest promotion, 5%+3% if u pay yr bill online.

OCBC Titanium rockssss

This post has been edited by de.crystal: Oct 30 2010, 06:18 PM

which card bro?

OCBC. jus realise that i did not specify it

hey.. the OCBC titanium card... no reward points wan isit?
so cant accumulate points to redeem gift/cash vouchers?

points only for GST redeem
i am happy for the case rebate
hehe
i should have goten it earlier jz spent monies in getting some leather stuffs

Forget about point. This is the best all-rounder credit card in Malaysia. No question.

bt have to folk out rm50 to pay for the GSt first
ya which bank offers the cheapest charges for cc payent via online?

i jz did a transaction using cimb clicks, i was charged rm2

But the rebates you'll get from this card will be more than enough to cover the credit card tax.


Please refer to this thread > Interbank Funds Transfers. Since you already bank with CIMB Bank, you might want to open a Basic Savings Account with them. Make sure you request for the one without any ATM Card annual fee

I already have a cimb bank acc
that link is inaccurate
as i said, js now was my first time doing SBC cc payment but was charged rm2 (according to the link, 1st 2 transaction is only rm0.50)

what is the type of deposit account you have in CIMB?
Fund transfer to own credit card is supposed to be FOC.

saving atm account.
was transferring from CIMB acc to SCB cc

The CIMB Bank IBG charges listed there is definitely correct. Please read it again. You were charged RM2 per transfer because your savings account is NOT a Basic Savings Account which is why i suggested to open a BSA with CIMB Bank.

how do i know if mine is a basic accout or not?
can i convert the current one to a saving account?

From my experience is that you have to specifically request to open a Basic Savings Account or they will just open a regular savings account for you. As for how to find out your current account type, you can check it at any CIMB Bank branch. Alternatively, you can send them a secured message through cimbclicks.com.my.


It is possible with Hong Leong Bank. Not sure about CIMB Bank.

OIC! You're transferring to SCB! Not CIMB!
My bad. Then it is correct that you should be charged RM2 for that fund transfer.

If you got a passbook, account type will be stated on it. Usually can't convert account types for most banks.

what's d diff btw a basic one and a regular one?

You can get this information in their website.

ALL bank's Basic Savings/Current Account is required by BNM and have the following features listed here - http://www.bnm.gov.my/index.php?ch=8&pg=14&ac=964

This post has been edited by ronnie: Oct 25 2010, 11:04 PM

Does CIMB Petronas card have points collection like treatpoints for MBB? I don't see my points summary in my statement.

How about Public bank gold card? Do they give points for purchases as well?