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 Credit Card v12, Credit card GST remains....

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chemistry
post Oct 21 2010, 12:54 AM

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QUOTE(MilesAndMore @ Oct 21 2010, 12:49 AM)
That's not true. I had Hong Leong Bank Basic Savings Account and they do not charge annual fee for their Basic Savings Account ATM card.
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But I was charged sweat.gif I am sure mine is a BSA. What's going on?

MilesAndMore
post Oct 21 2010, 01:20 AM

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QUOTE(chemistry @ Oct 21 2010, 12:54 AM)
But I was charged sweat.gif  I am sure mine is a BSA. What's going on?
May you requested to open a BSA but they opened a regular savings for you instead ?

zenquix
post Oct 21 2010, 07:39 AM

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QUOTE(Gen-X @ Oct 20 2010, 09:38 PM)
I noted you mentioned few posts back that Alliance MC overseas rate still ok. Told my wife to go get her own Alliance MC Plat since she has PB banking with them (she has 5 supp cards from me, so when she go buy her stuffs with her own card she won't hear me nagging how expensive the things are when I see the statements, ahaha) and this will also help her build her own Credit History. I kind of like Alliance because of their evergreen reward points and cash back capped at RM800+ per annum.
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Yeha I found the rate to be quite similar to the OCBC Titanium. Will monitor further of coz in case they do some stealth adjustments like the Visa

Since your wife is a Alliance PB customer, can we get her to complain abt the Visa rates?


alexwsk
post Oct 21 2010, 08:52 AM

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QUOTE(ronnie @ Oct 20 2010, 11:47 PM)
Anybody used Hong Leong Bank for IBG ?
Basic Savings / Current account: RM0.50 per transfer
http://www.hlb.com.my/eb/personal/hlop_ft_...sp?flag=hlop_ft
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i used it

and I also always transfer from my pbb normal savings to pbb basic savings b4 performing IBG biggrin.gif


Added on October 21, 2010, 8:53 am
QUOTE(WhiteWing @ Oct 20 2010, 09:33 PM)
Haha .. I don't think they will approve my application .. bloody salesgirl .. go put ambank islamic platinum credit card wo ...  laugh.gif ~ I am high risk profile player tongue.gif , not that easy tongue.gif .. I don't have CCRIS tongue.gif
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how come u don't hv CCRIS? u oledi hv a few cc ma


Added on October 21, 2010, 8:55 am
QUOTE(chemistry @ Oct 21 2010, 12:54 AM)
But I was charged sweat.gif  I am sure mine is a BSA. What's going on?
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did your online banking show "HL Basic Savings Account"?


Added on October 21, 2010, 8:57 am
QUOTE(Gen-X @ Oct 20 2010, 09:38 PM)
alexwsk: Airport Lounge for RHB Plat - 4X a year at KLIA, LCCT and Senai. 4X access share with supp card (i.e. Supp card also can enter free).
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added, thx for the info

This post has been edited by alexwsk: Oct 21 2010, 08:57 AM
denzel88
post Oct 21 2010, 09:29 AM

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How do I pay back to the bank once I had use a credit card?
mugenz
post Oct 21 2010, 09:38 AM

hmmmm..
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QUOTE(denzel88 @ Oct 21 2010, 09:29 AM)
How do I pay back to the bank once I had use a credit card?
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1. cash deposit machine @ bank of your credit card

2. online transfer, eg: cimb clicks pay your credit card biggrin.gif
zzzxtreme
post Oct 21 2010, 09:52 AM

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hi any hongleong bank cc agent here? I heard that I can withdraw money from it for 0% interest for 6 months? PM me please
MilesAndMore
post Oct 21 2010, 10:06 AM

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QUOTE(mugenz @ Oct 21 2010, 09:38 AM)
QUOTE(denzel88 @ Oct 21 2010, 09:29 AM)

How do I pay back to the bank once I had use a credit card?
1. cash deposit machine @ bank of your credit card

2. online transfer, eg: cimb clicks pay your credit card biggrin.gif
Or
3. pay it over the counter at your card's issuer bank
4. cheque

Robin Liew
post Oct 21 2010, 10:30 AM

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question on cimb gold upgraded to platinum


received platinum card

there is some balance of 5k in gold

since its an upgrade, how long will cimb transfer the balance in gold cc to the platinum cc?

asking since i want to Bt the amount to ocbc but not sure can use the cimb gold acc as afraid might be closed since platinum already activated




chemistry
post Oct 21 2010, 10:50 AM

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QUOTE(alexwsk @ Oct 21 2010, 08:52 AM)
i used it

and I also always transfer from my pbb normal savings to pbb basic savings b4 performing IBG biggrin.gif


Added on October 21, 2010, 8:53 am
did your online banking show "HL Basic Savings Account"?
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No it doesnt show what you said. it's a Savings Account-i.

I felt something must have gone wrong. The bank has not completed the account conversion process but told me that it's already done. i have filed an official complaint via email to HLOnline.

I requested a refund of RM8 atm card fee as well, as MilesAndMore said HLB's BSA does not have atm card fee.
hye
post Oct 21 2010, 10:50 AM

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QUOTE(Robin Liew @ Oct 21 2010, 10:30 AM)
there is some balance of 5k in gold

since its an upgrade, how long will cimb transfer the balance in gold cc to the platinum cc?

asking since i want to Bt the amount to ocbc but not sure can use the cimb gold acc as afraid might be closed since platinum already activated
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Transfer should happen almost immediately. Use your CIMBClicks to check the balance of your Platinum cc.
Once that RM5k appears then you should be able to do BT to OCBC already. Whatever it is, do not use your Gold cc information to do BT as you could end up doing a lot of work later for the adjustment.
Robin Liew
post Oct 21 2010, 10:57 AM

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does ocbc titanium bt require a copy of the bank cc statement?
MilesAndMore
post Oct 21 2010, 11:00 AM

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QUOTE(chemistry @ Oct 21 2010, 10:50 AM)
No it doesnt show what you said. it's a Savings Account-i.

I felt something must have gone wrong. The bank has not completed the account conversion process but told me that it's already done. i have filed an official complaint via email to HLOnline.

I requested a refund of RM8 atm card fee as well, as MilesAndMore said HLB's BSA does not have atm card fee.
Obviously the account has not been converted.

leozai
post Oct 21 2010, 11:12 AM

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hi there... planning to apply for a credit card soon... wanna ask dat ... must i wait til i got 3 month pay slip to apply or its there anybank allow to apply wif 1 month play slip??? coz i just started to work almost 2 month.. beside pay slip... can tell me any other document dat needed??? n which bank /card type suit me ... salary 1600, allowance 300 monthly but not listed in da pay slip.
hye
post Oct 21 2010, 11:13 AM

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QUOTE(Robin Liew @ Oct 21 2010, 10:57 AM)
does ocbc titanium bt require a copy of the bank cc statement?
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Oh yes .... sorry miss this part.
You can only execute the BT once you receive your statement. All cc providers (not only OCBC) would require the cc statement that you want to BT from.
mugenz
post Oct 21 2010, 11:19 AM

hmmmm..
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QUOTE(leozai @ Oct 21 2010, 11:12 AM)
hi there... planning to apply for a credit card soon... wanna ask dat ... must i wait til i got 3 month pay slip to apply or its there anybank allow to apply wif 1 month play slip??? coz i just started to work almost 2 month.. beside pay slip... can tell me any other document dat needed??? n which bank /card type suit me ... salary 1600, allowance 300 monthly but not listed in da pay slip.
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As i know, there are no banks.
But you can always try to submit your 2 payslips and 2 kwsp statements.

It might go thru or it might not.
chemistry
post Oct 21 2010, 11:27 AM

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QUOTE(MilesAndMore @ Oct 21 2010, 11:00 AM)
Obviously the account has not been converted.
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How could the Officer say the account has been successfully converted? She said she checked through HL database wor...I asked for a clear explanation from the bank, and not forget to tease HLB's incompetence.
rayfoo
post Oct 21 2010, 11:37 AM

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i plan to close my HL savings account and open a basic savings account and get the debit card together with the debit card with tngo, does hlb allow conversion from savings to BSA? as i asked before for CIMB , they dont allow this, you have to open another account
QUOTE(chemistry @ Oct 21 2010, 11:27 AM)
How could the Officer say the account has been successfully converted? She said she checked through HL database wor...I asked for a clear explanation from the bank, and not forget to tease HLB's incompetence.
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chemistry
post Oct 21 2010, 11:50 AM

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QUOTE(rayfoo @ Oct 21 2010, 11:37 AM)
i plan to close my HL savings account and open a basic savings account and get the debit card together with the debit card with tngo, does hlb allow conversion from savings to BSA? as i asked before for CIMB , they dont allow this, you have to open another account
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Yes, HLB does allow account conversion from regular type to basic type. However, I doubt Debit Card is available under BSA, because BSA only offers free ATM card, not free Debit card.
rayfoo
post Oct 21 2010, 11:53 AM

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i'll update you ,if have time will drop by hlb today biggrin.gif

QUOTE(chemistry @ Oct 21 2010, 11:50 AM)
Yes, HLB does allow account conversion from regular type to basic type. However, I doubt Debit Card is available under BSA, because BSA only offers free ATM card, not free Debit card.
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