I really hate OCBC now.. DAMN IT. I just activate my card last Thursday and only had 3 transaction since (1 on the activation day and two today) and they blocked my card saying based on my spending pattern. The funny thing is the CS is looking at the screen and tell me it trigger their alarm. She went on to explain that it was this Tesco purchase that trigger it and ask me what was my last transaction to which I replied Tesco and she even went on and ask me which date... and I SHOUT TODAY!!!....

(*&!@&!&*@(*!@(!*

And its for penny transaction... when will they learn?

On another note, SCB sent me a letter to upgrade my CL... 54k now for a 3k monthly salary... go go go... I wanna see when Credit Card bubble will bust...

Maybank Petronas visa's petrol rebate is equalvalent to how much %? I know it was 5X TP,but not sure the percentage?

Hi all, is this the right way to calculate foreign exchange rate for CC payment made in Singapore?

RM/SGD = rate

Hi all, is this the right way to calculate foreign exchange rate for CC payment made in Singapore?

RM/SGD = rate

No. Please refer to the back of your credit card statement or the credit card fees page of your bank's website for the correct calculation.

No. Should be : (SGD > USD > MYR) x #% admin fee = ###

HSBC account that needs millions to open is HSBC Private Banking account with HSBC Private Bank. Nearest country that offers such service is Singapore. HSBC Malaysia doesn't offer private banking service here. You need at least US$3 Million just to qualify and you will need a referral to get into HSBC Private Bank. No open application allowed. Most existing HSBC Group customers will get invited into HSBC Private Bank when their total cash deposit with HSBC Group reach US$10 Million.

Thanks for the idea. I'll check from there

This is not the case. Someone I know picked up the phone and called HSBC Private Bank in Singapore enquiring to open an account without having existing accounts with HSBC prior to that. HSBC Private Bank promptly sent one of their "vice presidents" (which is a fancy term for a relationship manager or personal banker) to KL to meet him and within three days the account's opened. USD 1 m required.

Is this recent ? Because the bar has been set higher to US$3 Million. Since when i am not too sure though. And now you also need a referral to be a HSBC Private Bank customer. The one referring you to HSBC Private Bank could be an existing HSBC Private Bank customer or your Premier relationship manager.

Citi Private Bank on the other hand, requires a minimum liquid asset of US$10 Million.

Totally no referral. Just like I stated earlier, almost "walk in". He just called them and they were so keen for the business that they flew one VP to KL to explain and assist in the account opening. This was in September 2010.

HSBC Private Bank used to have an office in Menara Milenium Damansara Heights but closed down due to Bank Negara's restrictions on their product offerings. Citi Private Bank still has a small office in Menara Citibank Jalan Ampang. Not sure about the required amount to have an account there though.

HSBC Private Bank used to have an office in Menara Milenium Damansara Heights but closed down due to Bank Negara's restrictions on their product offerings.

Found that OCBC's iQ Basic gives 5 free IBG a month.
Just need to maintain >RM500 monthly to avoid the service fee.

This is much better than Ambank Extreme (which also offer 5 free IBG a month)

Free 5 IBG Transactions per month
- Ambank Extreme
- OCBC iQ Basic

Free Unlimited IBG Transactions per month
- HSBC Premier
- HSBC Advance
- OCBC iQ Elite

Apply CC need  see epf statement?