Credit Card v12, Credit card GST remains....
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 Oct 20 2010, 12:31 AM
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All Stars
21,311 posts Joined: Jan 2003 From: Kuala Lumpur   
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QUOTE(chemistry @ Oct 20 2010, 12:03 AM) Hi, I've made a PDF which summarizes OCBC's iQ elite & basic accounts. Those are OK as I don't intend to withdraw much from iQ... main use for IBG purposes.Kindly pls pay extra attention to ATM withdrawal fees. [attachmentid=1842742]  I can't find their Interest rates for iQ account type. |
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Oct 20 2010, 12:38 AM
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Senior Member
3,065 posts Joined: Mar 2009 From: N.Sembilan
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QUOTE(ronnie @ Oct 20 2010, 12:31 AM) Those are OK as I don't intend to withdraw much from iQ... main use for IBG purposes. You also need to check if there is ATM annual fee.I can't find their Interest rates for iQ account type. I would rather open one or two basic savings (no annual fee) account which is entitled to 2 free IBG trxn each month. I think the two iQ accounts are non interest bearing? There isn't iQ accounts found in webpage of deposit interest rate. This post has been edited by chemistry: Oct 20 2010, 12:40 AM |
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Oct 20 2010, 01:29 AM
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Moderator
9,301 posts Joined: Mar 2008
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QUOTE(chemistry @ Oct 20 2010, 12:38 AM) You also need to check if there is ATM annual fee. OCBC doesn't charge annual fee for its ATM card. They do however, charge RM8 for new card issuance and that's it. For replacement card, you'll have to pay RM12 like most other banks. |
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Oct 20 2010, 01:41 AM
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Senior Member
3,065 posts Joined: Mar 2009 From: N.Sembilan
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QUOTE(MilesAndMore @ Oct 20 2010, 01:29 AM) OCBC doesn't charge annual fee for its ATM card. They do however, charge RM8 for new card issuance and that's it. For replacement card, you'll have to pay RM12 like most other banks. I see. Thanks for your information.IQ basic offers 5 free IBG trxn on the price of being non interest bearing ? |
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Oct 20 2010, 01:51 AM
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Moderator
9,301 posts Joined: Mar 2008
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QUOTE(chemistry @ Oct 20 2010, 01:41 AM) IQ basic offers 5 free IBG trxn on the price of being non interest bearing ? Most likely so. I can't find the interest rate for this account either. |
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Oct 20 2010, 02:58 AM
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Senior Member
3,065 posts Joined: Mar 2009 From: N.Sembilan
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QUOTE(MilesAndMore @ Oct 20 2010, 01:51 AM) Most likely so. I can't find the interest rate for this account either. If iQ is really non interest bearing, its 5 free IBG becomes no more attractive.Any non-fee Basic Savings Account which earns interest will be better than it. Imagine, a CIMB non-fee BSA with 0.85% interest p.a, maintaining a mere RM1000 for one year gets you RM8.50, which is equivalent to 4 times IBG (say IBG charge = RM2 per trxn). Not to mention CIMB's vast presence as opposed to OCBC's. |
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Oct 20 2010, 07:56 AM
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All Stars
15,192 posts Joined: Oct 2004
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Regarding the 3in1 travel bag free from OCBC Titanium, anyone has news on it?
No email was replied from OCBC. |
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Oct 20 2010, 08:16 AM
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Senior Member
1,230 posts Joined: Sep 2008
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QUOTE(rockefeller @ Oct 19 2010, 06:12 PM) you failed to notice that at any point in the sentence i did not say I was the one who applied etc. that was an example i cited using a friend's case. Yeap, you are right & we stand enlightened ... Lingam should have asked you to represent him Did I say I applied? No right?  Added on October 20, 2010, 8:23 am QUOTE(MilesAndMore @ Oct 20 2010, 01:51 AM) Most likely so. I can't find the interest rate for this account either. Its a current account, thus is non interest bearing  This post has been edited by tgeoklin: Oct 20 2010, 08:23 AM |
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Oct 20 2010, 08:24 AM
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Junior Member
241 posts Joined: Dec 2006
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QUOTE(jack2 @ Oct 20 2010, 07:56 AM) Regarding the 3in1 travel bag free from OCBC Titanium, anyone has news on it? What is that?No email was replied from OCBC. Never heard b4.... |
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Oct 20 2010, 08:39 AM
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All Stars
18,420 posts Joined: Oct 2010
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QUOTE(zenquix @ Oct 19 2010, 01:38 PM) Was looking at my OCBC statement, and just realized I got charged interest. Although the bulk of the interest was reversed off due to the 0% interest promotion, there is a portion of interest that was not. A call to the CS gives me the answer: "This is the interest on the GST, which is not covered by the 0% promotion". DID U manage to get interest on the GST waived?I asked them to waive as I made more than the minimum payment to even cover the GST in full. Anyone have the same problem? I call the CS to enquire about the same situation and they reply that as long as u pay the minimum payment no interest will be charge on the GST. |
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Oct 20 2010, 08:53 AM
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Senior Member
2,552 posts Joined: Jan 2008
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QUOTE(MGM @ Oct 20 2010, 08:39 AM) DID U manage to get interest on the GST waived? still waiting for them to feedbackI call the CS to enquire about the same situation and they reply that as long as u pay the minimum payment no interest will be charge on the GST. |
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Oct 20 2010, 08:58 AM
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All Stars
15,192 posts Joined: Oct 2004
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QUOTE(travelyew @ Oct 20 2010, 08:24 AM) What is that? http://www.ocbc.com.my/personal-banking/Pr...s_titanium.shtmNever heard b4.... |
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Oct 20 2010, 09:01 AM
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All Stars
21,311 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(jack2 @ Oct 20 2010, 08:58 AM) that's the older Titanium card launch promotion... Even the card shown looks different. |
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Oct 20 2010, 09:16 AM
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All Stars
15,192 posts Joined: Oct 2004
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QUOTE(ronnie @ Oct 20 2010, 09:01 AM) that's the older Titanium card launch promotion... Even the card shown looks different. Wonder if it is still applicable now.... hehe |
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Oct 20 2010, 09:18 AM
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Elite
8,601 posts Joined: Jan 2003 From: KL 
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2 weeks ago made few transactions at Singapore with DAWMC, Alliance Visa and OCBC Titanium. Alliance conversion forex rate was the highest followed by DAWMC and OCBC. OCBC and DAWMC rate about the same. Alliance rate was 1.24% higher when comparing to the other two cards.
Last year when I used Alliance Visa at Singapore the rate was comparable to MBB. No more using Alliance Visa for me for overseas transactions. |
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Oct 20 2010, 09:19 AM
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Newbie
3 posts Joined: Aug 2010
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please advise, is it advisable to have 2 cc, a master and a visa?as i'm wondering to cancel HSBC visa or not...to left with just one card...thanks all
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Oct 20 2010, 09:22 AM
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Senior Member
2,552 posts Joined: Jan 2008
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QUOTE(Gen-X @ Oct 20 2010, 09:18 AM) 2 weeks ago made few transactions at Singapore with DAWMC, Alliance Visa and OCBC Titanium. Alliance conversion forex rate was the highest followed by DAWMC and OCBC. OCBC and DAWMC rate about the same. Alliance rate was 1.24% higher when comparing to the other two cards. Yeah the Alliance Visa is banned from overseas transactions. Alliance MC's rate still looks okLast year when I used Alliance Visa at Singapore the rate was comparable to MBB. No more using Alliance Visa for me for overseas transactions. |
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Oct 20 2010, 09:33 AM
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Moderator
3,395 posts Joined: Dec 2007 From: 서울, South Korea
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QUOTE(cyie @ Oct 20 2010, 09:19 AM) please advise, is it advisable to have 2 cc, a master and a visa?as i'm wondering to cancel HSBC visa or not...to left with just one card...thanks all It depends on you and only you know the answer. If your monthly spending is only a few hundred RM then why do you want to hold 2 cards ?The old notion of having 2 cards for backup purposes is not very strong anymore these days as generally cc systems are very reliable. And there's even the OCBC Ti for you to consider which serves as a good all rounder card. |
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Oct 20 2010, 09:46 AM
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Junior Member
17 posts Joined: Aug 2008
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QUOTE(MilesAndMore @ Oct 19 2010, 07:05 PM) OCBC Titanium MasterCard. Why ? Please check it out yourself at their website. |
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Oct 20 2010, 10:26 AM
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Junior Member
357 posts Joined: Nov 2004 From: Klang Valley
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anybody has ocbc and citibank supplementary card application form?
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