So far, I heard the banks that offer GST waived or cash rebate (with some conditions) are SCB, Citi, UOB, Public, MBF, and RHB.
I would think RM50 waived is just to attract you. It still depends on the card's advantages/benefits for long term. If you go to each bank's website and check it out, you can have better decision on choosing the right card instead of asking a general question here as everyone will give you different opinions. Different cards for different needs.

Since you are a new applicant, you might easily get into credit card debts if you don't educate yourself enough on credit cards.

Recently National Cards Group is educating people on credit cards by providing advices to cardholder, something like Swipe Smart 6E. I'll advice you to go through it.
SS6E

And I suggest the first page can place such information.

This post has been edited by moto_e680i: Nov 22 2010, 11:20 PM

Er, sorry for the silly question, what is mean by DA card?

Direct Access

Prime account-linked CC is the same as non-linked CIMB CC, no difference in terms of benefits. Refer to their website for more info.

no the worker cant. all the money will go to company bank account, but bank will deduct that 2%, so company will received exactly amount.

currently there is no such gst rm50 waived, but bank usually offer cash back so u can take it as gst rebate.

Direct Access. introduced by Southern Bank previously. now owned by CIMB bank. must have min degree qualification to apply besides salary etc.

NO and NO. PTPTN is not the requirement but DEGREE. studying diploma also can apply PTPTN. and DA never waived RM50 gst for new application.

NO. HSBC wont give free points, and their points for GST is only 9500.

Different saying but serve the same purpose. Maybe the bank cannot say GST waived (so they use the word ‘rebate’), but to us, it is like GST waived.

Opps…you are right about PTPTN, studying diploma also can apply. Maybe I jump into conclusion too fast. Since this is his first CC application and his salary is considered high for a new guy (also I assume as he asked general question). So I thought he might be holding a degree.

I think they would... better settle it.. you might get late payment charge too...

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Added on November 23, 2010, 11:12 amSomething to share for ocbc titanium statement. I just know that 1% rebate is capped at RM20 however the 5% is capped at Rm 100 until 31 Dec this year. Next year the rebate will be combined and capped at RM50. If you need to know which transaction entitle for 5% rebate, you have to call the customer service and ask them one by one like I did Overall I am happy to use this card as I'm getting more rebate than my other cards.



This post has been edited by EdwinTan: Nov 23 2010, 11:12 AM

yes this terms already mention by OCBC. u just know? should read it properly during apply

I already have citibank cash back platinum and wanted to apply citibank platinum card.

do i need to submit income papers?

was thinking to get one...but the rebate capped to 50 only next year...

yalo... I didn't read properly the tnc... I always thought if not 5% then 1% and capped at rm100 and i keep using this card for all my expenses...

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Added on November 23, 2010, 11:39 amcontact this pretty gal Sally, she will help you... 0173864440

This post has been edited by EdwinTan: Nov 23 2010, 11:39 AM

same citibank so no need i think.


no harm what if apply. rm50/month is already rm600/year

and same bank is easy to get approved also?

yes. same bank, approved within 1 day for citibank. CC is the core business for citibank, dont know why

heard that new promo for mybank cc 0% BT for 12 month..

wow, within 1 day get approved? how about credit limit? higher than previous card?

Hey, just want to know, what is that in your statement: Payment with Thank cash CR RM50. Is it you paid in advance before ur statement out.

Thanks

This is the payment for the government tax once approved, you are charge with rm50 GST

no need supporting document
u just need to call cs to ask 4 a 2nd card application form with simple form & signature

Mind you that it's a combine limit

From my point of view, normally they will ask for supporting document of proof of income as the minimum income for Cash Back cc is RM48k/annum & generic platinum cc is RM100k/annum.

Anyway, why not just give the CS a call to try out, no harm maa...