if the bank is willing to absorb , then don't bother lor

if the ocbc titanium requirement is 3k per month,
but my basic is 2k + other allowance hit 3k to 4k, will my application pass?
does it really require 3 months? becoz i only have 2 months due to i'm new.

Hi guys, currently holding Citibank gold shell card and I got call from Citibank officer which offering Citibank Platinum Cash Back Card and they mention as following:

(1) Citi Gold Shell Card - 2.5% rebate on shell, 1.5% rebate on other
(2) Citi Plat Cash Back Card - 5% rebate on petrol (Limit up to RM600/mth), 2% on grocery, pharma, phone bill, 0.5% on others.

I used to swipe this card on petrol purpose but my usage per month is about RM800++ average. Can't fully utilize the benefit of having Citi Plat Cash Back Card. Any card better than those?

I also haven't hit 3k requirement. I used my existing cc (4 years old) to back my application.
If the application is rejected, I can only accept their decision.

How much is your CL of the cc that you are using for the application of the Titanium Card?

18k. Hopefully it helps.

Should be ok bah..... What I know is to apply Titanium card, your CL must at least 6K....

Your is 18K, shouldn't be a problem bah.....

I just applied this card also yesterday. Hopefully I can get also. Since this is the most popular card nowadays...

It is popular amongst ppl who are aware of this card.
OCBC's marketing strategy really leaves a lot to be improved.
Some of my friends have not even heard of OCBC before! My Goodness.

my friend even asked why i bother to apply and even use their card! it is the unpopular one and why do i wanna use a titanium instead of plat. haha

Hello all, I am planning to travel overseas. My company will want me to pay my own hotel bill first. So i like ask everyone which CC give the best benefit/cash back for overseas use? I understand that overseas transaction will have about 1% admin fees. Thanks. I have CIMB Master, Citi Plat Cash Back and Maybank Petronas. Thanks.

Since your Shell card only gives you 2.5% rebate, if purely for petrol then better to get the Citi Plat Cash Back that gives you 5%.

Does the Shell card really gives you 1.5% cash rebate for other transactions? That rate is not too bad. Is there a monthly cash reabate cap for the Shell Card?

Any other card, click on my signature below - comparison of cash back card.



To save you company money you should use MBB Petronas since the admin rate is the lowest for overseas.

Forget about using Citi Plat Cash Back as you be only getting 0.3% cash rebate. Check if you CIMB Master gives you 2X reward points for overseas spending, CIMB World MC does.

Let's say we already have a savings account with Maybank. Can we open another basic savings account? I want to avoid paying the IBG fee when paying for OCBC CC. No branch here in Bintulu

no, but you can convert ur saving account to basic saving account.. (i did that before)
p/s: there is rm0.50 IBG fee for first 2 transaction for BSA.

OCBC bank credit card department processing is really too slow!

Anyone receive offer letter from SCB on pre approved prefered banking and prefered world mastercard ?

(1) For prefered banking:
(i) maintain 72k deposit/investment, or
(ii) 400k house loan, or
(iii) annual income 72k, take up prefered world mastercard and open M2 account.

(2) prefered world mastercard:
(i) 2 years annual fee waiver
(ii) 30k choice point upon first use (to complement govt tax)

Since gold and plat cc is too common, any comment on this cc?

50 sen is acceptable la, compared to usual RM2 rate.

In terms of prestige, OCBC does not lose out to other foreign banks.

Just came back from holidays in overseas. I used my OCBC Titanium cc several times in overseas. I wonder whether my expenses in restaurants in overseas will earn me 5% cash back. Anyway, I am already prepared to get only 1% cash back for all expenses in overseas.

On a separate note, I have received the first statement from OCBC via snail mail. Luckily the payment due date is on the first day of each month, same as all my other CCs, without giving me any hassle to remember different dates. The cash back details, however, were stated as a slump sum amount for 1% and 5% each. I still prefer reading my SCB's statement, which shows the cash back earned for every single transaction.

I too went to HLB to convert my savings acc to basic type, just wanna avoid that RM8 annual fee.
If I need to perform more than two IBG trxns in a month, I still have my CIMB Basic savings acc as backup.
RM2 is just too expensive

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Added on September 16, 2010, 12:25 pmDue to low profile in Malaysia many our citizens do not realize how 'big' OCBC is. Perhaps the most they know is the number of branches in Malaysia.

This post has been edited by chemistry: Sep 16 2010, 12:25 PM

In that case, many Malaysians must think that carrying a Maybank credit card is very very prestigious