call ocbc cs to ask can acept induction letter or not
alternative just deposit min RM3000 FD to get this titanium card

RM3000 FD can apply ti oledi

As you mentioned, you got RM38 credit from SCB with your new card. so you actually gain as far the government tax is concerned. Might as well keep it for a year.

As for saving RM50 tax from AMBank and EON Bank, call both banks and see if they willing to absorb the RM50, tell them you are considering to terminate the card if they say got no incentive/program . If both banks willing to absorb the RM50, then you loose nothing. If both do not want to absord the RM50 tax, change to HLB.

I also haven't hit 3k requirement. I used my existing cc (4 years old) to back my application.
If the application is rejected, I can only accept their decision.

18k. Hopefully it helps.

hi everyone,something want to ask,i do not have J/EA form or epf statement since i working at oversea...do i still eligible to apply credit card in malaysia?

Ya...I'm working at sg...which mean if my salary is sg1000 dollar is equivalent to rm1000 not rm2300?I couldn't apply cc online since all need phone number to contact...