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 Credit Card v11

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jack2
post Aug 26 2010, 09:48 AM

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Yes, new wave of cc after SCB Just One.

Hope many banks will follow them...
waiwaisan
post Aug 26 2010, 10:29 AM

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yeah i just pass my 1st credit card (hong leong essential apply at 1 u last week)
hong leong bank ask me to go collect my card
May i know how to check my credit limit
thanks!
WhiteWing
post Aug 26 2010, 10:42 AM

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QUOTE(waiwaisan @ Aug 26 2010, 10:29 AM)
yeah i just pass my 1st credit card (hong leong essential apply at 1 u last week)
hong leong bank ask me to go collect my card
May i know how to check my credit limit
thanks!
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You will know when you got the letter biggrin.gif
JJBerry
post Aug 26 2010, 11:18 AM

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If we already hold a Standard Chartered Bank Priority Banking Visa Infinite, then we are not eligible to apply for the newly launched Preferred World Mastercard.
If you choose the Preferred World Mastercard, then you have to cancel your Visa Infinite and downgrade status to Preferred Banking.
Meaning we are unable to hold both card at the same time, and the Preferred Banking rewards seems to be better than their Priority Banking rewards.
This is what my RM told me, anyone have idea with it?
vin_ann
post Aug 26 2010, 11:46 AM

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any1 received sms from 62003 on OCBC CC?

the message: Use ur OCBC CC to enjoy annual fee & GST waivers. Visit www.ocbccards.com.my/fee for details. T&C apply.
MilesAndMore
post Aug 26 2010, 12:21 PM

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QUOTE(JJBerry @ Aug 26 2010, 11:18 AM)
If we already hold a Standard Chartered Bank Priority Banking Visa Infinite, then we are not eligible to apply for the newly launched Preferred World Mastercard.
If you choose the Preferred World Mastercard, then you have to cancel your Visa Infinite and downgrade status to Preferred Banking.
Meaning we are unable to hold both card at the same time, and the Preferred Banking rewards seems to be better than their Priority Banking rewards.
This is what my RM told me, anyone have idea with it?
How about if one cancel his/her VISA Infinite credit card but continue to be a Priority Banking customer and at the same time opening a Preferred Banking account ? Will he/she be able to to apply for the Preferred World MasterCard now considering he/she has canceled his/her VISA Infinite ?


QUOTE(vin_ann @ Aug 26 2010, 11:46 AM)
any1 received sms from 62003 on OCBC CC?

the message: Use ur OCBC CC to enjoy annual fee & GST waivers. Visit www.ocbccards.com.my/fee for details. T&C apply.
Charge at least RM10,000 into your OCBC Bank credit card per annum and they will credit free RM50 into your account. This information is available in their website too.


ck_tonny
post Aug 26 2010, 12:51 PM

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Does Hong Leong credit card reward point evergreen?
MilesAndMore
post Aug 26 2010, 01:01 PM

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QUOTE(ck_tonny @ Aug 26 2010, 12:51 PM)
Does Hong Leong credit card reward point evergreen?
No. It is valid up to 3 years only. Please refer to the first page of this thread.

JJBerry
post Aug 26 2010, 01:24 PM

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[quote=MilesAndMore,Aug 26 2010, 12:21 PM]
How about if one cancel his/her VISA Infinite credit card but continue to be a Priority Banking customer and at the same time opening a Preferred Banking account ? Will he/she be able to to apply for the Preferred World MasterCard now considering he/she has canceled his/her VISA Infinite ?
No, it's either one you can enjoy only. Same bank but manage by different department.
If you are Priority Banking status, you only eligible for Visa Infinite.
If you are Preferred Banking status, you only eligible for World Mastercard.
This 2 type of banking status cannot be cross over with each other.
Anyway it's my RM which told me. Maybe anyone here have any idea?
Please share. Thank you.
chemistry
post Aug 26 2010, 01:45 PM

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What? 0.3% cash rebate nia?
[attachmentid=1748281]
zenquix
post Aug 26 2010, 01:53 PM

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QUOTE(jack2 @ Aug 26 2010, 07:53 AM)
OCBC application can be submitted through website? I thought website one, you just fill up and print it out?

I filled and submitted the contact us in OCBC website and then someone contacted me lo..

Great, you are very fast and I think the first person here to have it and started use it...  flex.gif
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Hahah i meant the contact us form in the website as well smile.gif

Didn't know I am the first. But so far no problems with the card. However according to CS, the rebate is based on statement month, so we only get a RM120 cap from Aug X to Sept X, not RM120 for Aug and RM120 for Sept.
MilesAndMore
post Aug 26 2010, 02:14 PM

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QUOTE(chemistry @ Aug 26 2010, 01:45 PM)
What? 0.3% cash rebate nia?
[attachmentid=1748281]
You went to the old website dude.

zenquix
post Aug 26 2010, 02:15 PM

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QUOTE(chemistry @ Aug 26 2010, 01:45 PM)
What? 0.3% cash rebate nia?
[attachmentid=1748281]
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Did you find some old site? Try www.ocbccards.com.my
chemistry
post Aug 26 2010, 02:25 PM

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QUOTE(zenquix @ Aug 26 2010, 02:15 PM)
Did you find some old site? Try www.ocbccards.com.my
*
I don't know how I found the website. But after a few clicks, the website turned to new design already (which is advertising 5% rebate). rclxub.gif

Initially I wanted to get a Great Eastern card, because of its 3% rebate if pay by "Easi-Pay". But then I found that their annual fee waiver condition is kinda strict. They demand a yearly spend of RM18k. Oh hell, I don't I can achieve that.

This Titanium card comes with much loose fee waiver condition.
Annual fee waiver : 12 swipes yearly
GST waiver : min RM10k yearly spending

Although I don't think I will swipe 10k in a year, but its 5% rebate can be used to offset, morethan enough.
PJusa
post Aug 26 2010, 02:52 PM

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may i ask: is the payback by OCBC titanium limited or not - i dont see any caps on the website.
MilesAndMore
post Aug 26 2010, 03:34 PM

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QUOTE(PJusa @ Aug 26 2010, 02:52 PM)
may i ask: is the payback by OCBC titanium limited or not - i dont see any caps on the website.
RM50/month starting from Jan next year. There is still cap now on how much cash back you can earn for the time being but it is much higher. The information is available on the website. Just check the T&C and FAQ of the card.
exile85
post Aug 26 2010, 03:46 PM

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hi all, what is the best credit card offer in town? normal user only.....thanks!
alexwsk
post Aug 26 2010, 04:16 PM

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QUOTE(exile85 @ Aug 26 2010, 03:46 PM)
hi all, what is the best credit card offer in town? normal user only.....thanks!
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see the few posts up this page laugh.gif
cruel_boy
post Aug 26 2010, 04:38 PM

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how to calculate repayment for cash advance?

say the bank charge 18%p.a. for cash advance, if i take 3000 out, how should i calculate the interests? is that excluding the 17.5% finance charges?

roy918
post Aug 26 2010, 04:52 PM

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QUOTE(cruel_boy @ Aug 26 2010, 04:38 PM)
how to calculate repayment for cash advance?

say the bank charge 18%p.a. for cash advance, if i take 3000 out, how should i calculate the interests? is that excluding the 17.5% finance charges?
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cash advancement fee RM3000 x 5% = RM150.
finance charges at 17.5% calculated starting from the day you did cash advancement until full settlement.

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