Just want to ask about the finance charge

Standard financial charge (interest rate)
Tier 1 > 13.5% p.a.
Tier 2 > 16% p.a.
Tier 3 > 17.5% p.a.

May I know how to calculate the finance charge? if one year total I use total RM5000, will charge me the interest 13.5%??

yeah i just pass my 1st credit card (hong leong essential apply at 1 u last week)
hong leong bank ask me to go collect my card
May i know how to check my credit limit
thanks!

Hi all,

I am apply Hong Leong Bank Essential credit card when they got road show at one utama, and my card approve already in 2 weeks time. Today I went to hong leong bank and collect my card and found that they give me Hong Leong Bank Gold which will have annual fee RM160. But too bad I already activate my card today. Can I go cancel my card now without any charge/ government charge?

Thanks for the reply.... haiz because this is the extra card for me that why i only want the hong leong bank essential.... tomorrow i will try to call the agent whos apply the card for me see got any solution or not... if not i will call the customer service and try....

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Added on September 7, 2010, 1:49 amsorry... just 1 more quick question.... do every successful approve supplementaly card need to pay RM50 gst?

thanks in advance

This post has been edited by waiwaisan: Sep 7 2010, 01:49 AM

thanks for the reply good night!