yes as long as it is not an Easy payment.

Means oversea purchase rebate 0.5% isnt it? Point is not so important for me. Other bankcard offer 3x or 5x point when traveling oversea.

Yes. If you have the CIMB World MasterCard, then you'll get 1% cash back on all overseas purchases.


1x Bonus Point is equivalent to 0.5% cash back too. Anyway, Alliance Bank give 2x Timeless Bonus Points for overseas purchases while Standard Chartered gives up to 5x Choice Points depends on what type of card you're holding. However, please note that Standard Chartered credit card final amount after conversion is always the highest among all the credit card issuers in Malaysia.

so if easy payment. got credit limit rm10,000. can swipe rm10,000? n qualified for easy payment such as ipayplan cimb?

Just want to ask about the finance charge

Standard financial charge (interest rate)
Tier 1 > 13.5% p.a.
Tier 2 > 16% p.a.
Tier 3 > 17.5% p.a.

May I know how to calculate the finance charge? if one year total I use total RM5000, will charge me the interest 13.5%??

first year u use ur credit card....interest 17.5%

2nd year if u good pay master 16%

so 3rd year onwards 13.5%

You are wrong man.

Tier 1: 13.5% if made minimum payment promptly for 12 consecutive months
Tier 2: 16.5% if made minimum payment promptly at least 10 times in 12 months cycle.
Tier 3: 17.5% if not in tier 1 and 2

Most easy payment scheme will lock up your normal credit limit and u cannot use it until the easy payment clears. So if you deposit extra RM10k, you can do a normal swipe of up to RM20k but easy payment is still RM10k limit.

This is only applicable only if you don't settle in full every month and keep outstanding balances

Hmmm, but the agent that called me to fax my application to 03-27111098... I wonder if this number belong to OCBC...
Gonna call 1300 tomorrow to verify my application...

CIMB World only offer bonus point. They offer double bonus point for oversea transaction.
CIMB Visa Infinite will give you 1% rebate for oversea purchase.

I'm now starting to worry I might be conned for my application form...

Opps. Typo. I meant to say 2x Bonus Points which is also equivalent to 1% cash back.

CIMB, 0% for 6 months. Promotion until December.

no la. applied for both new and existing cardholder. The new-applicants-only-balance-transfer was until December last year.

I don't think it is a problem as the agent I dealt with also had the same fax number. Although eventually i emailed my application to the agent instead of faxing (and it was to a gmail account). My guess is this is actually an outsource arrangement by OCBC. Info goes to agents who would get contact the customers and get apps + supporting documents to be forwarded to OCBC processing.

This post has been edited by zenquix: Aug 26 2010, 05:08 AM

OCBC is really efficient. My application was e-mailed to the agent on Monday noon and the application is already in processing status while checking through 1300885000.

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Added on August 26, 2010, 5:13 amThe agent who served me is from OCBC in which his e-mail account is ocbc.com

This post has been edited by jack2: Aug 26 2010, 05:13 AM

Interesting. Although i submitted my application thru the website www.ocbccards.com.my, the agent that eventually contacted me for documents seemed like a 3rd party. What was the steps you took to eventually have the OCBC agent contact you?

At least mine seems legit as I have already gotten the card and using it.

OCBC application can be submitted through website? I thought website one, you just fill up and print it out?

I filled and submitted the contact us in OCBC website and then someone contacted me lo..

Great, you are very fast and I think the first person here to have it and started use it...

I submit my OCBC Titanium application through fax 20727411 last wednesday. Now still in processing status.

wow..

seems new wave on CC is OCBC Titanium! Im got the upgraded to Titanium from Silver GE CC... since OCBC is not going to continue with any Silver card.

Forcing all the existing silver CC holder to upgrade upon expiry date.