Credit Card v11
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 Aug 26 2010, 10:42 AM
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#1
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Senior Member
2,854 posts Joined: Feb 2006 From: Sri Petaling ~ Kuala Lumpur 
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QUOTE(waiwaisan @ Aug 26 2010, 10:29 AM) yeah i just pass my 1st credit card (hong leong essential apply at 1 u last week) You will know when you got the letter hong leong bank ask me to go collect my card May i know how to check my credit limit thanks!   |
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Sep 7 2010, 10:10 AM
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#2
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Senior Member
2,854 posts Joined: Feb 2006 From: Sri Petaling ~ Kuala Lumpur
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Guys,
I wanna ask. I got cc outstanding balance and the due date is 6th September. This morning only I remember and I quickly go and pay it. I wanna ask,will I get a bad record for late paying for 1 day ?  I was too busy until forgot to pay. |
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Sep 7 2010, 12:01 PM
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#3
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Senior Member
2,854 posts Joined: Feb 2006 From: Sri Petaling ~ Kuala Lumpur
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QUOTE(hebe87 @ Sep 7 2010, 10:12 AM) For one day late payment only, you can consider to give customer service a call, ask them to waive ur late charges (most of the time, they waive!) I gave them a call just now and they said like 3 days grace period. So I am safe dun wry,no bad record  , tq guys.QUOTE(chemistry @ Sep 7 2010, 10:19 AM) Don't worry. Ok.There was a time I forgot payment (due date 1st of each month) until the next statement arrived (11th of each month) and stated 'LATE PAYMENT + FINANCE CHARGE'. I quickly call the customer service and plead for a reversal. They agreed! And I was so grateful. My experience was 10days late and still I was saved. So you must not give up QUOTE(choonkeong @ Sep 7 2010, 10:29 AM) Don't worry, there another 3 days grace period after the due date according to the new rule from bank negara started from June 2009. Thank you so much. The bank say the same thin to me. So I won't kena late charges. |
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