Just knew today that when you apply any credit facility, all your employment details will be recorded and sent to central bank.

When you apply cc and if you have new employment, they can't verify / find the new employment, it takes time for them to process it.

What is the minimum plat card CL would have? 20k?

ic..

no wor, my OCBC application got determined in jz 1 day, Fri and this nmorning i found out the outcome.

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Added on September 20, 2010, 5:03 pmyes 20k

This post has been edited by de.crystal: Sep 20 2010, 05:03 PM

Hi all,
Thanks to this thread I finally received my OCBC Titanium. Woohoo!

09/9: Faxed application to OCBC.
10/9: GST charged
14/9: Card Issued
17/9: Statement arrived, but where is my card!??!!
18/9: morning - went to OCBC branch to check. CS asked me to wait for few more days.
18/9: afternoon - card arrived!!! went tesco and swiped it..taadaa..

p/s:
-CL was 7.5k only, pathetic but enough for me to enjoy the rebates!
-They are damn hardworking when come to charging fees, even it is Hari Raya.
-The OCBC branch near my place, Tmn Molek JB is cool !! Open on Saturday and Sunday 930am-1pm!!
-Now waiting for the PIN…

oit JB ka

any OCBC KL opens at Sunday?

congrats but i am jealosu in the meantime

Yes, RM30K is a plat card limit for some banks but the Titanium is below plat status, plus OCBC is ultra stingy, so the answer is definitely NO

If I am to guess, I would say RM15K would be their figure, but do keep us informed

just asking,

when u guys refer to paying your cards on time as in fully settle after each month usage? or just minimum? i usually pay only minimum unless i have extra for the month i will clear more than minimum..

does that affect my applications as the card still have balance uncleared.

YES, banks love you ...... and if you meet their income requirement and do not have a lot of cards/debts, 100% approval

haha..Singaporean banks tend to be "stingy". Same to UOB, they'll give you low credit limit and maintain it for years

that's not right. i was given 5k extra above my CL by UOB.

stingy? y u guys say so? i tot the more they give the happier they are cz can earn late payment interest and comm

It is much much higher than this figure. The CL they gave me is higher than my previous Alliance Platinum, but lower than my existing SCB Titanium. It is the third highest CL I get so far.

I think you have to look for OCBC Al-Amin.

+1
100% correct!

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Added on September 20, 2010, 6:57 pmDon't know about the uncleared balance but your kind is considered the best type of customer by the bank cos they will be earning lots of interest from you when you only settle the min amount each month. If you apply for a cc the chances of you getting it is very good!

This post has been edited by wongpeter: Sep 20 2010, 06:57 PM

Ur apllication processing is so effective...
ur card approved on the date which GST charged?? 1 day only....

Yes, Bukit Damansara branch
http://www.ocbc.com.my/personal-banking/He...or.shtm#central

This post has been edited by SeanChang: Sep 20 2010, 07:14 PM

My 1 long story, applied then rejected, called cs few times then make an appealing...

This post has been edited by travelyew: Sep 20 2010, 07:56 PM

Today, the scb cs phoned me
Informed me that,
i cannot cancel the credit card, due to scb had made GST payment and RM38 to me.
If i really want to cancel, i had to wait after 6 months.

Haiz, scb force me to activate the card and use!
I really dislike this credit card!

Contact them through complaint form in ocbc.com.my website. Someone will call you... This happened when they are still processing my application till now (24/8 - received by them)

Just called the CS, my appeal for application is approved!