QUOTE(winner @ Jun 20 2010, 11:10 AM)
It has been clearly stated in the T&Cs that cash back will only be reflected when it reaches RM50.
With such a low income requirement, what do you expect from this card? Just like Amex Gold cc, I don't expect it provides me more except additional points which can be converted into cash rebates. And now, I am still happy with my Amex Gold cc as my main concern for this card is the MR points only.
Same as me too. Amex Gold CC still the best in MR points. And its free for life.
Added on June 20, 2010, 12:52 pmQUOTE(MilesAndMore @ Jun 20 2010, 11:29 AM)
Three cards from Citibank ? Wow ! You're a big Citibank fan
I did see this clause in their website. It is a tactic very well known to Citigroup. Many of its units such as Citibank NA and Citibank Singapore have been practicing this for a very long time.
Yup, member since 1994. TQ.

Added on June 20, 2010, 12:54 pmQUOTE(hye @ Jun 20 2010, 11:32 AM)
Bro @Centurion
Don't expect too much la. I don't much of a problem regarding the dedicated phone number unless you need to call Citibank everyday or every hour.
50% shared CL is also not a big deal ... I mean do you use all of your credit limit every month ? I'm quite sure even for a normal person with presumably low CL ... hitting 50% your full credit limit is also a challenge. (Unless one load so much debt into their cc then this is another story)
They already stated upfront that cash back will be credited once it reaches RM50. It is stated in the website, email and form - unless one did not read the T&C.
Gotcha, bro. Thanks.
This post has been edited by Centurion Lee: Jun 20 2010, 12:54 PM