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 Credit Card v10

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winner
post Jun 19 2010, 04:01 PM

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QUOTE(hye @ Jun 19 2010, 03:16 PM)
Emm ... then I better e-mail the bank as well to seek clarifications.
JustOne without the rebate is .... better cancel the card then.
*
I will call them and seek their explanation as well. What's the point of having a card which only gives 0.5 choice point for every RM1 spent locally and overseas. Btw, have you already obtained the free 11,000 points as promised by SCB?
hye
post Jun 19 2010, 05:12 PM

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QUOTE(winner @ Jun 19 2010, 04:01 PM)
I will call them and seek their explanation as well. What's the point of having a card which only gives 0.5 choice point for every RM1 spent locally and overseas. Btw, have you already obtained the free 11,000 points as promised by SCB?
*
No I have not. Probably coz it's not my card anniversary yet.
Just email the bank and asking for clarification on the JustOne rebate system. If they officially not going to continue giving rebate then I don't see any reason to hold the card anymore.
alexwsk
post Jun 19 2010, 09:25 PM

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QUOTE(hye @ Jun 19 2010, 05:12 PM)
No I have not. Probably coz it's not my card anniversary yet.
Just email the bank and asking for clarification on the JustOne rebate system. If they officially not going to continue giving rebate then I don't see any reason to hold the card anymore.
*
same here, i'll update u all once they have responded to my email 2 days ago
they better don't mess with me, after charging me annual fees
yunalesca
post Jun 19 2010, 09:37 PM

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QUOTE(MilesAndMore @ Jun 18 2010, 05:10 PM)
For those who become their Priority Banking customers because of the huge outstanding loan they have with them, you will automatically qualify for Priority Banking. However, you should ask them what happens as your outstanding loan decreases. Are they going to charge you the service fee when your outstanding loan is reduced to .. erm ... say RM100K. ?
Higher protection for travel insurance and you do not have to call in for annual fee waiver every year as it is free to you as long as you maintain your Standard Chartered Priority Banking status.
*
received the welcome pack. inside is the VI application form. the annual fee is RM800!! there is no mention of waiver. hmm better not apply.

one privilege is PB get a direct line to a customer service. so if i need any banking help i just call that direct line, no need call general line.
hye
post Jun 19 2010, 09:39 PM

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QUOTE(yunalesca @ Jun 19 2010, 09:37 PM)
received the welcome pack. inside is the VI application form. the annual fee is RM800!! there is no mention of waiver. hmm better not apply.

one privilege is PB get a direct line to a customer service. so if i need any banking help i just call that direct line, no need call general line.
*
Hahaha .... not really my friend.
SCB CS uses a queuing system and that number that they provide you basically allows you to "jump" queue only.
winner
post Jun 19 2010, 11:14 PM

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QUOTE(hye @ Jun 19 2010, 05:12 PM)
No I have not. Probably coz it's not my card anniversary yet.
*
If your card anniversary has not come yet, how do you expect to have a fresh rebate then? As for my case, my card has been charged with the service tax and I have already paid the tax using points redemption. However, I didn't receive any cash back for my subsequent transaction. Anyway, I have called SCB CS and they promise to respond to my query within 5 working days.

On a separate note, SCB has been quitely reducing the interest rate for JustOne current account. The rate is no longer competitive if compared with the current FD interest rate.
hye
post Jun 19 2010, 11:49 PM

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QUOTE(winner @ Jun 19 2010, 11:14 PM)
If your card anniversary has not come yet, how do you expect to have a fresh rebate then? As for my case, my card has been charged with the service tax and I have already paid the tax using points redemption. However, I didn't receive any cash back for my subsequent transaction. Anyway, I have called SCB CS and they promise to respond to my query within 5 working days.

On a separate note, SCB has been quitely reducing the interest rate for JustOne current account. The rate is no longer competitive if compared with the current FD interest rate.
*
I am aware that my card anniversary is not there yet but I called the CS to ask and they told me rebate reset in June.
Not really complaining but CS should be more well informed and I'm rather surprised they sounded poorly equipped to mange this question.
ronnie
post Jun 20 2010, 12:27 AM

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QUOTE(roy918 @ Jun 19 2010, 07:53 AM)
Yes and no.
Yes, you will get 20x bonus points. No, you wont get 10% cash rebate as your card is not cash rebate card.
Direct Access Visa Infinite is the only cash rebate card in Direct Access.
*
I also verified with DA Customer Service... Visa Infinite & CIMB Petronas card are known as Cash Rebate cards...
Centurion Lee
post Jun 20 2010, 10:09 AM

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I just received my new Citibank Cash Back Platinum Card from Poslaju yesterday.
I noticed some unsatisfied features comes with this card. The normal generic Citi Platinum card (annual fee RM600) comes with the standard platinum letter with the Platinum Priority Hotline (03-2838 1010). But, this new cash back platinum card comes with the normal welcome letter like the gold and classic cards.

There's no Platinum Priority Line (03-2383 1010) indicated in this letter. Only the normal 24hr Citiphone Banking (03-2383 0000) for the Cash Back Platinum members to call in. When I try to call the automated Platinum Priority Line, only my other two normal VISA and MasterCard Platinum account is listed in the voiced automated service but not for this cash back account.

The CL is sharing 50% of my existing normal Citi Platinum cards. The so called "platinum exclusive" only provides complimentary Retail Protection Plan, 24hrs Personal Concierge Service and discounted Healthcare from KPJ Hospitals. Annual fee Rm195 per year. I don't think this cash back card is a TRUE platinum card. It's very similar to a gold credit card with the word " PLATINUM" print on it.

Further I noticed, cash back will be automatically credited into one's account when the accumulated cash back for a particular month reaches RM50. Otherwise, the cash back will be carried forward to the following month. And I was not informed earlier by the Citi salesperson when applying the card. I don't experience this hassle on my other rebate cards.

Anybody noticed this? Thank you.
maru
post Jun 20 2010, 11:03 AM

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It's well known this is not true platinum cc. Like those uob plat etc. U can't expect much from an entry level platinum card.


winner
post Jun 20 2010, 11:10 AM

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QUOTE(Centurion Lee @ Jun 20 2010, 10:09 AM)
I just received my new Citibank Cash Back Platinum Card from Poslaju yesterday.
I noticed some unsatisfied features comes with this card. The normal generic Citi Platinum card (annual fee RM600) comes with the standard platinum letter with the Platinum Priority Hotline (03-2838 1010). But, this new cash back platinum card comes with the normal welcome letter like the gold and classic cards.

There's no Platinum Priority Line (03-2383 1010) indicated in this letter. Only the normal 24hr Citiphone Banking (03-2383 0000) for the Cash Back Platinum members to call in. When I try to call the automated Platinum Priority Line, only my other two normal VISA and MasterCard Platinum account is listed in the voiced automated service but not for this cash back account.

The CL is sharing 50% of my existing normal Citi Platinum cards. The so called "platinum exclusive" only provides complimentary Retail Protection Plan, 24hrs Personal Concierge Service and discounted Healthcare from KPJ Hospitals. Annual fee Rm195 per year. I don't think this cash back card is a TRUE platinum card. It's very similar to a gold credit card with the word " PLATINUM" print on it.

Further I noticed, cash back will be automatically credited into one's account when the accumulated cash back for a particular month reaches RM50. Otherwise, the cash back will be carried forward to the following month. And I was not informed earlier by the Citi salesperson when applying the card. I don't experience this hassle on my other rebate cards.

Anybody noticed this?  Thank you.
*
It has been clearly stated in the T&Cs that cash back will only be reflected when it reaches RM50.

With such a low income requirement, what do you expect from this card? Just like Amex Gold cc, I don't expect it provides me more except additional points which can be converted into cash rebates. And now, I am still happy with my Amex Gold cc as my main concern for this card is the MR points only.
TSMilesAndMore
post Jun 20 2010, 11:29 AM

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QUOTE(Centurion Lee @ Jun 20 2010, 10:09 AM)
There's no Platinum Priority Line (03-2383 1010) indicated in this letter. Only the normal 24hr Citiphone Banking (03-2383 0000) for the Cash Back Platinum members to call in. When I try to call the automated Platinum Priority Line, only my other two normal VISA and MasterCard Platinum account is listed in the voiced automated service but not for this cash back account.

Three cards from Citibank ? Wow ! You're a big Citibank fan laugh.gif


QUOTE(Centurion Lee @ Jun 20 2010, 10:09 AM)
Further I noticed, cash back will be automatically credited into one's account when the accumulated cash back for a particular month reaches RM50. Otherwise, the cash back will be carried forward to the following month. And I was not informed earlier by the Citi salesperson when applying the card. I don't experience this hassle on my other rebate cards.
I did see this clause in their website. It is a tactic very well known to Citigroup. Many of its units such as Citibank NA and Citibank Singapore have been practicing this for a very long time.

hye
post Jun 20 2010, 11:32 AM

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Bro @Centurion

Don't expect too much la. I don't much of a problem regarding the dedicated phone number unless you need to call Citibank everyday or every hour.

50% shared CL is also not a big deal ... I mean do you use all of your credit limit every month ? I'm quite sure even for a normal person with presumably low CL ... hitting 50% your full credit limit is also a challenge. (Unless one load so much debt into their cc then this is another story)

They already stated upfront that cash back will be credited once it reaches RM50. It is stated in the website, email and form - unless one did not read the T&C.

This post has been edited by hye: Jun 20 2010, 11:32 AM
winner
post Jun 20 2010, 12:06 PM

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Yesterday I received a courier parcel from Alliance Bank, containing FIFA World Cup merchandise - two bags and a cap. I was supposedly one of the winners for Garmin Nuvi navigational device. But they sent me FIFA World Cup merchandise instead.
SUSDavid83
post Jun 20 2010, 12:17 PM

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QUOTE(winner @ Jun 20 2010, 12:06 PM)
Yesterday I received a courier parcel from Alliance Bank, containing FIFA World Cup merchandise - two bags and a cap. I was supposedly one of the winners for Garmin Nuvi navigational device. But they sent me FIFA World Cup merchandise instead.
*
Now you have World Cup fever and passion. rclxms.gif
Centurion Lee
post Jun 20 2010, 12:51 PM

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QUOTE(winner @ Jun 20 2010, 11:10 AM)
It has been clearly stated in the T&Cs that cash back will only be reflected when it reaches RM50.

With such a low income requirement, what do you expect from this card? Just like Amex Gold cc, I don't expect it provides me more except additional points which can be converted into cash rebates. And now, I am still happy with my Amex Gold cc as my main concern for this card is the MR points only.
*
Same as me too. Amex Gold CC still the best in MR points. And its free for life.


Added on June 20, 2010, 12:52 pm
QUOTE(MilesAndMore @ Jun 20 2010, 11:29 AM)
Three cards from Citibank ? Wow ! You're a big Citibank fan   laugh.gif
I did see this clause in their website. It is a tactic very well known to Citigroup. Many of its units such as Citibank NA and Citibank Singapore have been practicing this for a very long time.
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Yup, member since 1994. TQ. nod.gif


Added on June 20, 2010, 12:54 pm
QUOTE(hye @ Jun 20 2010, 11:32 AM)
Bro @Centurion

Don't expect too much la. I don't much of a problem regarding the dedicated phone number unless you need to call Citibank everyday or every hour.

50% shared CL is also not a big deal ... I mean do you use all of your credit limit every month ? I'm quite sure even for a normal person with presumably low CL ... hitting 50% your full credit limit is also a challenge. (Unless one load so much debt into their cc then this is another story)

They already stated upfront that cash back will be credited once it reaches RM50. It is stated in the website, email and form - unless one did not read the T&C.
*
Gotcha, bro. Thanks.

This post has been edited by Centurion Lee: Jun 20 2010, 12:54 PM
gossiku
post Jun 20 2010, 01:27 PM

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Standard charted platinum card.
Requirement ; have any credit card for 1 yr min limit 15k
for more info : 018 4008488 (Penang only)
waived annual fee
no need points catalogue ; unique wishlist = can redeem anything you want
RM150 cash upon approval (credited to your cc after approval)
starting from may:50% discount on selected outlets choose from 200 outlets(limited time offer)
devour
post Jun 20 2010, 01:59 PM

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help my friend ask about Public bank credit card

1) he apply via on-line and submit together with those document, and so weird, he never receive call from bank , and now , he wanna know about is that any notification letter with be receive if rejected or approved from bank ?

2) is that any no can check for application status ?

3) pb card doest have cash on call services like hl bank , citibank ?

thanks
bingozero
post Jun 20 2010, 04:44 PM

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QUOTE(devour @ Jun 20 2010, 01:59 PM)
help my friend ask about Public bank credit card

1) he apply via on-line and submit together with those document, and so weird, he never receive call from bank , and now , he wanna know about is that any notification letter with be receive if rejected or approved from bank ?

2) is that any no can check for application status ?

3) pb card doest have cash on call services like hl bank , citibank ?

thanks
*
You can call pbe helpline to check application status 03-21768000
gastacopz
post Jun 20 2010, 08:40 PM

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QUOTE(winner @ Jun 20 2010, 12:06 PM)
Yesterday I received a courier parcel from Alliance Bank, containing FIFA World Cup merchandise - two bags and a cap. I was supposedly one of the winners for Garmin Nuvi navigational device. But they sent me FIFA World Cup merchandise instead.
*
doh.gif

better call their CS and complaint...Garmin is better than all d WC merchandise...

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