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 Credit Card v10

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gastacopz
post Jun 15 2010, 09:50 PM

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received a msg from HSBC for a upgrade to GC from current classic card...

any advise guys???
gastacopz
post Jun 16 2010, 12:05 AM

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QUOTE(MilesAndMore @ Jun 15 2010, 10:37 PM)
Yes. Why not ? Ask them when do you have to pay the credit card tax after the upgrade.
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i do believe once approved, got charge d GST... sweat.gif

n, any ideas bout the points???trasnferable or not??

tried to call their 24hrs CS many times d, but doh.gif

vmad.gif vmad.gif vmad.gif
gastacopz
post Jun 16 2010, 12:10 PM

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QUOTE(MilesAndMore @ Jun 16 2010, 12:38 AM)
Yes. I recently transferred the HSBC Rewards points from my VISA to MasterCard.
*
oic...so in my case, once upgrade, will it be same card number or different???? hmm.gif


gastacopz
post Jun 17 2010, 11:40 AM

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40K CL....sweat.gif

what to spend ???
gastacopz
post Jun 20 2010, 08:40 PM

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QUOTE(winner @ Jun 20 2010, 12:06 PM)
Yesterday I received a courier parcel from Alliance Bank, containing FIFA World Cup merchandise - two bags and a cap. I was supposedly one of the winners for Garmin Nuvi navigational device. But they sent me FIFA World Cup merchandise instead.
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doh.gif

better call their CS and complaint...Garmin is better than all d WC merchandise...
gastacopz
post Jun 21 2010, 12:46 AM

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QUOTE(hebe87 @ Jun 21 2010, 12:40 AM)
normally it takes how long for a credit card to be approved?

last time i just need 2 weeks. now my friend waited for 6 weeks d..
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maybe not success... hmm.gif

or give their CS a call
gastacopz
post Jun 21 2010, 09:08 PM

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QUOTE(celicaizpower @ Jun 21 2010, 05:24 PM)
A sarcastic RM 10K... can you believe that? people at my salary gets about 24K Min and 60K Max credit limit with other banks. haih...  rclxub.gif
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ur PA pay is how much????

10K not enough? my CL only 8K... sweat.gif
gastacopz
post Jun 22 2010, 10:49 PM

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whats the different between visa n master??

because, my current cc is MC, and they upgrade to Visa GC...

is it same privileges or not???

n oso, which one is more acceptable in here???
gastacopz
post Jun 22 2010, 11:01 PM

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QUOTE(maru @ Jun 22 2010, 10:58 PM)

both are widely acceptable in malaysia....no different i will say....

unless is AMEX u got problem ^^
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but i actually prefer MC...haish..why laa they send me this VISA doh.gif
gastacopz
post Jun 22 2010, 11:09 PM

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QUOTE(David83 @ Jun 22 2010, 11:06 PM)
Your MC is from which bank?
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HSBC....now VISA GC oso from them
gastacopz
post Jun 23 2010, 11:14 PM

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QUOTE(Lineage @ Jun 23 2010, 01:43 PM)
My existing card only use for 3 months..and if use existing card apply another card, the existing card should with a good record right? how only consider good record? clear all every month or how? how only consider bad record?

example : I used 1000 this month, if I pay 300, consider good or bad?  tongue.gif
Previously I applied MBB Card and I submitted my payslip..I'm working in MNC..It's well known company and have partnership with MBB..but still declined  sweat.gif
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i pay full every month... icon_rolleyes.gif
gastacopz
post Jun 24 2010, 11:38 AM

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QUOTE(mustang @ Jun 24 2010, 08:34 AM)
Anybody managed to offset Maybank GST before? [without points redemption]
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please inform me if anyone succeed in this... biggrin.gif
gastacopz
post Jun 24 2010, 09:39 PM

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QUOTE(alexwsk @ Jun 24 2010, 09:37 PM)
if it's not ur name, u CANNOT swipe it wherever they require signature
and it's advisable not to use it at all - even for petrol, coz it's against the rules and regulations of the credit card company
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but still can use ryte, coz i think most of the merchant wont check lol...

but risky to the cardholder name...
gastacopz
post Jun 24 2010, 10:38 PM

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QUOTE(hye @ Jun 24 2010, 10:02 PM)
My goodness ... can you not suggest this!
Yourself is a card holder, did you bother to read the T&C? If you did, probably you are aware of the possible consequences.
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actually, i dont read..mind to explain bro?? notworthy.gif notworthy.gif
gastacopz
post Jun 28 2010, 05:37 PM

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how come i upgrade my HSBC classic to gold then got 2 cards?

1 is MC GC n d other one is HSBC AMANAH Visa GOLD... rclxub.gif
gastacopz
post Jun 30 2010, 11:26 PM

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QUOTE(MilesAndMore @ Jun 30 2010, 10:47 PM)
Actually i am not even sure if 7-11 accepts credit card  laugh.gif  But i think i have seen a credit card processing terminal at the counter before. If i happen to go in one tomorrow i'll give you an update.
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LOL...if accept, great lol... hmm.gif
gastacopz
post Jul 10 2010, 11:59 AM

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QUOTE(rjb123 @ Jul 9 2010, 01:14 PM)
Ahhhh HSBC  mad.gif

I receive SMS from them that my card was sent on 29th , says if not received in 1 week , to call.

So I wait a week, call them - they tell me that card is on the way. Today still no card, so I called again, now they told me the card was already signed for on 29th  vmad.gif  Gave me name and IC number of person who signed for it , I guess it might be one of the security guards at the condo here, but then they should have put the card in my post box.

Hope I don't have to re-order and wait again  mad.gif
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same with me bro...

they send me on 26th...until yesterday didn't received...give HSBC a call, then they give me Poslaju Consignment Note Number...

check online, they tried to deliver to me on the next day, but nobody ale to collect..so they just take it back to poslaju office..

summore, no info left to me ooooo sweat.gif

have to manually go and collect... vmad.gif vmad.gif vmad.gif
gastacopz
post Jul 10 2010, 01:51 PM

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QUOTE(aeiou228 @ Jul 10 2010, 12:42 PM)
So it was not HSBC fault. It was the incompetency of Pos Laju.
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2nd dat...should rcvd the card end of last month... doh.gif

didnt bother to call me at the number on the package... rclxub.gif
gastacopz
post Jul 10 2010, 08:34 PM

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QUOTE(madblacktt @ Jul 10 2010, 05:56 PM)
may I know what is the best/fastest way to cancel a credit card?

There's a CC cancellation letter sample shown on the first page of this forum. Do I need to send that letter via snail mail or can I do it via email?

Thnks
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just canceled my hsbc GC visa via phone... thumbup.gif thumbup.gif

but really dunno how to verify whether really canceled or not... hmm.gif

This post has been edited by gastacopz: Jul 10 2010, 10:11 PM
gastacopz
post Jul 11 2010, 12:40 AM

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QUOTE(aeiou228 @ Jul 10 2010, 11:01 PM)
You have to give HSBC a second reconfirmation call 1 week after the 1st call. My experience with EON bank was that they accept phone in cancellation and can even confirm the cancellation on the spot but somehow my CC was never canceled. I only realized when EON billed me the RM50 tax.
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sweat.gif

thanks bro..and i did ask in advance, is there any charges for me if cancelled the card???

and she told me NO..

weird things is, i applied the card before, but rejected by them, but when i upgrade my classic to gold, they send me this card together with GC.. rclxub.gif

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