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 Credit Card v10

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SUSDavid83
post May 6 2010, 11:56 PM

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QUOTE(raymond1003 @ May 6 2010, 11:53 PM)
CIMB not bad ar! After you purchase something can convert it to easy payment
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I agreed on this. Their i.pay plan!

Apparently, their 0% interest BT promo has been extended to September 2010.
SUSDavid83
post May 7 2010, 12:00 AM

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QUOTE(raymond1003 @ May 6 2010, 11:58 PM)
Yaya! Application processing also quite fast.
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Absolutely true. Within a week, it's done! rclxms.gif
SUSDavid83
post May 7 2010, 12:03 AM

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CIMB and DA have a higher chance of getting approved as compared to other giant banks like MBB.
SUSDavid83
post May 7 2010, 06:55 AM

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QUOTE(Seng_Kiat @ May 7 2010, 12:48 AM)
guys,

which cc is good for balance transfer other than eon bank?

Thanks.
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Please refer to the BT thread:

http://forum.lowyat.net/topic/1123346/+60#entry33256934
SUSDavid83
post May 7 2010, 04:27 PM

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QUOTE(ahucks @ May 7 2010, 02:58 PM)
unfortunately not applicable for CIMB Islamic CC. I'm using CIMB Islamic Petronas card ... enjoying rebates.
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Sad to hear that. I'm not aware of this.

Thanks for pointing out.
SUSDavid83
post May 7 2010, 10:37 PM

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QUOTE(ShinAsuka @ May 7 2010, 09:01 PM)
lol seems like CIMB having alot of good ratings sweat.gif
i chose CIMB just merely because my company pay me thru CIMB
easier for me to pay up my hutang
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Actually it's for the sake of conveniences. I got MBB CC for this sake of this purpose since my salary goes into MBB. Easy to make payment even tough I have DA with me.
SUSDavid83
post May 7 2010, 11:19 PM

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QUOTE(jonuslee @ May 7 2010, 11:15 PM)
seems like cimb quite good. always got promotion for their cards. some more the annual fee are waived. DA card good?
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DA is free for life card; no annual fee.
SUSDavid83
post May 7 2010, 11:25 PM

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QUOTE(hAnn @ May 7 2010, 11:22 PM)
wat other cimb cards is good? any cash backs?
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Try CIMB Petronas Mastercard.
SUSDavid83
post May 7 2010, 11:49 PM

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QUOTE(ck_tonny @ May 7 2010, 11:47 PM)
Anyone here try to convert DA Master to CIMB Petronas?
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I don't think that even possible.
SUSDavid83
post May 8 2010, 02:27 PM

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They'll transfer the outstanding amount you requested for in the form by paying that outstanding amount to the bank.
SUSDavid83
post May 8 2010, 02:51 PM

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QUOTE(alexwsk @ May 8 2010, 02:50 PM)
wow, 14.99% one time interest shocking.gif
can't you get a better deal somewhere else
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Wow ... that slipped from my vision. 14.99% is so high! Goodness.
SUSDavid83
post May 8 2010, 06:50 PM

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QUOTE(Lineage @ May 8 2010, 06:46 PM)
Available limit is credit left to use? That day I try to swipe 3k, it says unsufficient credit..
If I do EPP..it will freeze my full amount or monthly amount?
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It'll withhold full amount until you repay it slowly in monthly amount.
SUSDavid83
post May 10 2010, 12:54 AM

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QUOTE($million @ May 10 2010, 12:53 AM)
wow, fresh graduate engineer( registered as graduate engineer with Board of engineer) can get Platinum Direct Access card, must apply it after register.
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Not with BEM but with IEM (Institution of Engineers, Malaysia).
SUSDavid83
post May 10 2010, 01:02 AM

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QUOTE($million @ May 10 2010, 12:58 AM)
Yaya, that's right, but requirement to register with IEM is register with BEM 1st
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To get a card from DA, no need to go that hassle of registering with BEM/IEM as long as you have an engineering degree certificate or any degree certificate is sufficient.
SUSDavid83
post May 10 2010, 07:09 AM

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QUOTE($million @ May 10 2010, 01:09 AM)
that is compulsory to register with BEM if we are planning to become a Professional Engineer(IR). Sumore, i checked the cimb website, to apply a PLATINUM card for a degree graduate must got salary 80000 per annum , but with IEM member only 24000 per annum
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It's a statutory requirement to register with BEM but most of them didn't actually do that. And of course if you're charting for PE/Ir. path, you need to register both.

Frankly speaking, DA upgraded my card to Platinum last year even though my annual income didn't reach that level. laugh.gif
SUSDavid83
post May 10 2010, 10:49 AM

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QUOTE(drjake @ May 10 2010, 10:05 AM)
it seems that cimb has approved my cc application (I called the card center on Wed last week). been wondering when will the bank start calling me informing about the approval. when will the card be ready? any idea?
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I doubt that they'll call for that.

They'll only call you to verify certain information that they suspect or no confidence.
SUSDavid83
post May 13 2010, 06:47 AM

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Redeem on-the-spot at Caltex Stations today!

user posted image

How to redeem Maybank TreatsPoints at CaltexTM Stations.

i. Go to any of the participating CaltexTM Stations. (Klang Valley & Selangor)
ii. Bring along your Maybankard MasterCard/Visa Credit Card. (Only Principal Cardmembers are allowed to redeem)
iii. Select any CaltexTM branded products or Mart convenience store merchandise.
(Maybank On-the-Spot Redemption excludes payment for TouchNGo purchases and reloading; Epay and Subsidy Cash Card transactions)
iv. Present your Maybankard Credit Card.
v. Confirm the Treatspoints deduction & sign on the redemption slip.

*Click here for list of participating outlets

*Terms and Conditions Apply

URL: http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions
SUSDavid83
post May 13 2010, 10:25 PM

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QUOTE(bingozero @ May 13 2010, 08:01 PM)
Maybank give 0% for 1 year installment, but it also depend of the merchant.
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Max tenure is 24 months but as bingozero said, it also depends on the merchant.

URL: http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards
SUSDavid83
post May 15 2010, 05:20 AM

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Yes, there's a min charge for that besides the daily interest thing.
SUSDavid83
post May 17 2010, 07:27 PM

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QUOTE(yks8845 @ May 17 2010, 12:09 PM)
Sorry if i post wrong thread, currently i need cash urgently, can i know which bank offer personal loan by using credit card to apply...?

i am holding maybank, and cimb credit card.

Maybank have one card feature called cash treat, but it needs to deducted available credit limit, which i think i my credit limit is insufficient, due to i have using it for 0%installment.

how about cimb ? i cant find any personal loan related to credit card.
And about hong leong bank personal, can i using my cimb/ maybank credit card to apply without submit others documents such as bank account, ea form..

Ps: i am very confuse about Hong leong bank personal loan cos what i saw from their website stating  that customer needs to submit copy of ic, and credit card only. but when i called their customer representative, the girl insist that i need to submit lots of document such as epf statement...and..so on
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The interest for CashTreats is quite high at 8.88% p.a.

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