It's confirmed Alliance charges higher than other bank!

Last week I again used my Alliance Visa Plat to settle my hotel bill in Abu Dhabi, while my colleague used his HSBC Premier MC to pay the hotel bill. We checked out and made the payment at the same time. When I checked my unbilled amount online a few days later, Alliance's figure was 0.9% higher than my friend's HSBC!


The card is not good enough to me. That's why I cancelled it long ago.

However, if it is compared to other premium card like CIMB/DA VI or World MC, this card is still better. For example, it gives free travel insurance of up to RM3mil and free travel medical insurance of up to RM50,000 each for cardholder and his/her spouse. No other cards in Malaysia offer such a high premium.

When u enrol via OneBill, the cs can tell how many auto pay u have, if via merchant cs can't tell.

last time i'd call to check do i still have auto pay TNB/astro they can only tell TNB as astro not via them

This post has been edited by SeanChang: Jun 6 2010, 09:25 PM

not sure whether they've capped or not..
if i'm not using the cc for petrol..any other cards that have better cashback and inclusive insurance when i use it for air ticket?

thanks guys

Better update the first post to avoid confusing other forummers...

I got RM Rm48 cash back for last month from using my PBB Card
Kinda worth it!

Hi guys, I have a quick question.

So I finally decided to apply for credit card from several banks, but I am not sure if it's wise because they mention that the RM50 tax will be incurred on the first cycle of bill. So right now I'll be applying for credit cards from 4 different banks just to increase the odds of approval.

My question is, will I be allowed to turn down the credit card offer, just in case?

Thanks.

My sincere answer to you is not to do so, do apply one by one. Or if you are in a hurry max 2 @ any one time.

Couple of reasons
1. Some banks auto activate the card and send it to you meaning while there's still a possibility you can cancel the offer (or not), you have to go through a lot of hassle to do so.
2. Some banks the moment they see more than 3 applications under processing (READ 'under processing' status), they will reject your applications. I'm sure you don't this to happen as well.

Thought their earlier 8% cashback?

may i know which credit card are u applying?

Hi guys, thanks again for the replies. I'm thinking of applying classic master card from AmBank, RHB, CIMB or HSBC. Don't know which of these are more lenient in terms of application approval, but since I'm kind of in a rush to get a credit card (for some purposes), it has to be done by the end of next week. Any advice?

in your list, HSBC CC is not easily to obtain

And if you need it by end of next week. Good luck to that.
As earlier mentioned ... forgo HSBC coz they are not lenient and in fact they are the toughest of the entire cc providers. And RHB also - super slow, last time it took them 2 months before they send me the card. So your choice is clear ... try AMBank or CIMB.

Get CIMB. I applied mine using my offer letter and 1 month payslip only. Then it reaches exactly 1 week.

if wan to apply credit card at maybank, can just walk in? nit bring any documents - since already have both savings and current account with them?

bring your existing card which is more than one yr
else prepare 2-3 months salary slips

Either
(i) Bring any existing CC that is under your name as principal card holder, which you have hold for >2 years.

- or -
(ii) Bring 3 months salary slip and/or EA form.

One-year-old card is accepted.

chances are better if you already have a one year old card. Unless you never pay the monthly statement on that card every month.

really?! so my choice is only limited to HSBC and citibank if i want to use my card in aussie?

uhh, could some body enlighten this?

No problems, you can use any Malaysian issued CCs in Australia. In terms of card recognition, nonetheless, the 2 banks above are very well recognised worldwide.