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 Credit Card v10

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beatlesalbum
post May 7 2010, 12:48 AM

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MBF cards will waive the 50 ringgit tax. I dont know if the offer is still on though, but their ads are everywhere
Seng_Kiat
post May 7 2010, 12:48 AM

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guys,

which cc is good for balance transfer other than eon bank?

Thanks.
raymond1003
post May 7 2010, 12:49 AM

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QUOTE(Seng_Kiat @ May 7 2010, 12:48 AM)
guys,

which cc is good for balance transfer other than eon bank?

Thanks.
*
Citibank got offer wo, forgot how much d, but quite cheap. Check it out.
Seng_Kiat
post May 7 2010, 12:54 AM

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QUOTE(raymond1003 @ May 7 2010, 12:49 AM)
Citibank got offer wo, forgot how much d, but quite cheap. Check it out.
*
oo .. i will check it out .. smile.gif ..

btw, I just canceled my standard chartered cc today .. I went to SC branch and paid all the outstanding amount and return the card.

but I dont get any confirmation letter from them except a slip of payment remaining balance. Is that right?
raymond1003
post May 7 2010, 12:57 AM

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QUOTE(Seng_Kiat @ May 7 2010, 12:54 AM)
oo .. i will check it out .. smile.gif ..

btw, I just canceled my standard chartered cc today .. I went to SC branch and paid all the outstanding amount and return the card.

but I dont get any confirmation letter from them except a slip of payment remaining balance. Is that right?
*
They didnt said anything about it? any settlement letter or something? I'm not sure, never cancelled any card before
jonuslee
post May 7 2010, 01:02 AM

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just want to ask why no one ask for ambank cc?
Seng_Kiat
post May 7 2010, 01:03 AM

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QUOTE(raymond1003 @ May 7 2010, 12:57 AM)
They didnt said anything about it? any settlement letter or something? I'm not sure, never cancelled any card before
*
nope .. they just ask me to fill in the form and sign .. then they took it and took cc as well .. fill in the slip to pay for the outstanding amount .. that all .. I dont get anything except the slip i paid ..
raymond1003
post May 7 2010, 01:14 AM

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QUOTE(jonuslee @ May 7 2010, 01:02 AM)
just want to ask why no one ask for ambank cc?
*
Maybe it offer nothing?


Added on May 7, 2010, 1:17 am
QUOTE(Seng_Kiat @ May 7 2010, 01:03 AM)
nope .. they just ask me to fill in the form and sign .. then they took it and took cc as well .. fill in the slip to pay for the outstanding amount .. that all .. I dont get anything except the slip i paid ..
*
Then you better keep the slip, heard many cases that when u cancelled the card, it will not really cancelled it or something 1. beware oh

This post has been edited by raymond1003: May 7 2010, 01:17 AM
Seng_Kiat
post May 7 2010, 02:04 AM

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QUOTE(raymond1003 @ May 7 2010, 01:14 AM)
Maybe it offer nothing?


Added on May 7, 2010, 1:17 am

Then you better keep the slip, heard many cases that when u cancelled the card, it will not really cancelled it or something 1. beware oh
*
yup .. that is why I want confiramtion from here .. smile.gif ..

I keep the slip but no confirmation on my card been canceled. not sure can fight or no later on .. I will check with service center lah later after a week .. smile.gif ..
raymond1003
post May 7 2010, 02:35 AM

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QUOTE(Seng_Kiat @ May 7 2010, 02:04 AM)
yup .. that is why I want confiramtion from here .. smile.gif ..

I keep the slip but no confirmation on my card been canceled. not sure can fight or no later on .. I will check with service center lah later after a week .. smile.gif ..
*
Good luck bro. Maybe you can try to login to online banking? See can login or not. thumbup.gif
hye
post May 7 2010, 05:02 AM

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QUOTE(Seng_Kiat @ May 7 2010, 01:03 AM)
nope .. they just ask me to fill in the form and sign .. then they took it and took cc as well .. fill in the slip to pay for the outstanding amount .. that all .. I dont get anything except the slip i paid ..
*
SCB may be the least popular cards around but they are not the lousiest in terms of CS. You have the slip already ... it is as good as you bank in the money yourself. The reason nobody responded is because ... not many has it (not popular) and those who kept it, do not have any issues with the card.
SUSDavid83
post May 7 2010, 06:55 AM

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QUOTE(Seng_Kiat @ May 7 2010, 12:48 AM)
guys,

which cc is good for balance transfer other than eon bank?

Thanks.
*
Please refer to the BT thread:

http://forum.lowyat.net/topic/1123346/+60#entry33256934
tgeoklin
post May 7 2010, 08:35 AM

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QUOTE(jonuslee @ May 7 2010, 12:45 AM)
icic. but if i want to apply the direct access, it seems like the min annual income is rm30,000. if lower than rm 30,000 still can apply ?
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For DA cards, the foremost criteria is your Degree/Professional Certs, so unless your income is below RM18K per annum, still got good chance icon_rolleyes.gif


Added on May 7, 2010, 8:37 am
QUOTE(raymond1003 @ May 7 2010, 12:25 AM)
but the rewards point quite high wo, plus the there are high acceptance of AMEX
*
If your preference is rewards point, then SCB VI is the Best option at 5X points for all overseas transactions. Further their rates are still way lower than Amex tongue.gif

This post has been edited by tgeoklin: May 7 2010, 08:37 AM
hAnn
post May 7 2010, 08:58 AM

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QUOTE(tgeoklin @ May 7 2010, 08:35 AM)
For DA cards, the foremost criteria is your Degree/Professional Certs, so unless your income is below RM18K per annum, still got good chance  icon_rolleyes.gif


Added on May 7, 2010, 8:37 am

If your preference is rewards point, then SCB VI is the Best option at 5X points for all overseas transactions. Further their rates are still way lower than Amex  tongue.gif
*
hey boss, cud u define professional certs pls? im not a degree holder but hav some technical certs, eligible for DA?
tgeoklin
post May 7 2010, 09:09 AM

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QUOTE(hAnn @ May 7 2010, 08:58 AM)
hey boss, cud u define professional certs pls? im not a degree holder but hav some technical certs, eligible for DA?
*
Nope, only Degree/Professional (Architects, Accountants, Doctors, Engineers, Lawyers) certs from Recognised Institutions/Body are considered. Advance diploma, diploma, technical certs are not eligible but you may apply for the regular CIMB cards smile.gif

This post has been edited by tgeoklin: May 7 2010, 09:10 AM
TSMilesAndMore
post May 7 2010, 10:13 AM

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QUOTE(Seng_Kiat @ May 7 2010, 12:48 AM)
guys,

which cc is good for balance transfer other than eon bank?

Thanks.
Public Bank.


QUOTE(jonuslee @ May 7 2010, 01:02 AM)
just want to ask why no one ask for ambank cc?
Not a big player. Same reason why you hardly see people asking about RHB Bank credit card.

raist86
post May 7 2010, 11:40 AM

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hmm.. can't apply for DA yet.. cos my cert is still not out.. lol..

Submitted for UOB One card.. is it hard to get? I meet the criteria of 30k annum..
hihihehe
post May 7 2010, 01:25 PM

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damn.just get rejected for my application
is it not advisable to apply in short time again?
krylicius
post May 7 2010, 02:12 PM

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QUOTE(hihihehe @ May 7 2010, 01:25 PM)
damn.just get rejected for my application
is it not advisable to apply in short time again?
*
not really..though u can still try other banks..since there is so many out there..no harm in trying..its the bank's loss for rejecting a potential customer.. smile.gif
hihihehe
post May 7 2010, 02:26 PM

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but i read somewhere that if u get rejected,it is best to apply at next 3 months..there is no point to apply other bank because they will check/access credit or application record and they will reject u again without put a consideration :/

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