Credit Card v10
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 May 6 2010, 09:48 PM
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#1
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Junior Member
138 posts Joined: Sep 2008  
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QUOTE(ShinAsuka @ May 6 2010, 09:35 PM) oh new thread Mine is about 1 week then get the card d. just 1 quick question ya I just submitted my CIMB C.C application form normally how long will it take for the bank to do the processing?  |
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May 6 2010, 09:57 PM
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#2
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Junior Member
138 posts Joined: Sep 2008
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QUOTE(ShinAsuka @ May 6 2010, 09:50 PM) ah icic No problem. thx |
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May 6 2010, 11:53 PM
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#3
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Junior Member
138 posts Joined: Sep 2008
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CIMB not bad ar! After you purchase something can convert it to easy payment
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May 6 2010, 11:58 PM
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#4
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Junior Member
138 posts Joined: Sep 2008
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QUOTE(David83 @ May 6 2010, 11:56 PM) I agreed on this. Their i.pay plan! Yaya! Application processing also quite fast.Apparently, their 0% interest BT promo has been extended to September 2010. |
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May 7 2010, 12:01 AM
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#5
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Junior Member
138 posts Joined: Sep 2008
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QUOTE(David83 @ May 7 2010, 12:00 AM) Absolutely true. Within a week, it's done! Therefore, strongly recommend raist86 to go for CIMB! cheers |
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May 7 2010, 12:05 AM
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#6
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Junior Member
138 posts Joined: Sep 2008
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QUOTE(David83 @ May 7 2010, 12:03 AM) CIMB and DA have a higher chance of getting approved as compared to other giant banks like MBB. Agree with you! Especially MBB. Always thought themselves is "High Class" Bank but the service quite lousy |
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May 7 2010, 12:13 AM
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#7
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Junior Member
138 posts Joined: Sep 2008
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I think Citibank is the best in term of overseas rewards.
Added on May 7, 2010, 12:15 amor alternatively, maybe AMEX also a great choice for western country This post has been edited by raymond1003: May 7 2010, 12:15 AM |
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May 7 2010, 12:25 AM
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#8
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Junior Member
138 posts Joined: Sep 2008
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QUOTE(MilesAndMore @ May 7 2010, 12:22 AM) Malaysian issued credit card ? Practically none. but the rewards point quite high wo, plus the there are high acceptance of AMEXIt is not recommended to use your AMEX overseas due to the high admin fee. |
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May 7 2010, 12:26 AM
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#9
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Junior Member
138 posts Joined: Sep 2008
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QUOTE(jonuslee @ May 7 2010, 12:26 AM) the i pay plan from cimb good? Yup, very good! |
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May 7 2010, 12:29 AM
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#10
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Junior Member
138 posts Joined: Sep 2008
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it depends 1. If not mistaken, for normal purchase got 2% upfront. Not sure for how many months 1. U can check cimb website.
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May 7 2010, 12:32 AM
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#11
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Junior Member
138 posts Joined: Sep 2008
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QUOTE(jonuslee @ May 7 2010, 12:31 AM) ok. thanks for the info. Hope it helps la. |
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May 7 2010, 12:40 AM
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#12
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Junior Member
138 posts Joined: Sep 2008
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I see. Thanks for teaching me how to calculate. Else I will still using it like noobs.. hehe
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May 7 2010, 12:43 AM
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#13
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Junior Member
138 posts Joined: Sep 2008
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QUOTE(jonuslee @ May 7 2010, 12:41 AM) How is the credit limit provide by cimb? issit high for new applicants? Consider high if compare to other banks. Usually is 3x to your gross salary, even if you have other debts like car loan. |
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May 7 2010, 12:47 AM
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#14
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Junior Member
138 posts Joined: Sep 2008
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QUOTE(jonuslee @ May 7 2010, 12:45 AM) icic. but if i want to apply the direct access, it seems like the min annual income is rm30,000. if lower than rm 30,000 still can apply ? Depends on how much lower la. I think around RM27k still eligible. |
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May 7 2010, 12:49 AM
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#15
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Junior Member
138 posts Joined: Sep 2008
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QUOTE(Seng_Kiat @ May 7 2010, 12:48 AM) guys, Citibank got offer wo, forgot how much d, but quite cheap. Check it out.which cc is good for balance transfer other than eon bank? Thanks. |
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May 7 2010, 12:57 AM
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#16
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Junior Member
138 posts Joined: Sep 2008
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QUOTE(Seng_Kiat @ May 7 2010, 12:54 AM) oo .. i will check it out .. They didnt said anything about it? any settlement letter or something? I'm not sure, never cancelled any card before ..btw, I just canceled my standard chartered cc today .. I went to SC branch and paid all the outstanding amount and return the card. but I dont get any confirmation letter from them except a slip of payment remaining balance. Is that right? |
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May 7 2010, 01:14 AM
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#17
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Junior Member
138 posts Joined: Sep 2008
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QUOTE(jonuslee @ May 7 2010, 01:02 AM) just want to ask why no one ask for ambank cc? Maybe it offer nothing?Added on May 7, 2010, 1:17 am QUOTE(Seng_Kiat @ May 7 2010, 01:03 AM) nope .. they just ask me to fill in the form and sign .. then they took it and took cc as well .. fill in the slip to pay for the outstanding amount .. that all .. I dont get anything except the slip i paid .. Then you better keep the slip, heard many cases that when u cancelled the card, it will not really cancelled it or something 1. beware ohThis post has been edited by raymond1003: May 7 2010, 01:17 AM |
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May 7 2010, 02:35 AM
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#18
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Junior Member
138 posts Joined: Sep 2008
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QUOTE(Seng_Kiat @ May 7 2010, 02:04 AM) yup .. that is why I want confiramtion from here .. Good luck bro. Maybe you can try to login to online banking? See can login or not. ..I keep the slip but no confirmation on my card been canceled. not sure can fight or no later on .. I will check with service center lah later after a week .. .. |
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