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 Credit Card v10

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hihihehe
post May 7 2010, 01:25 PM

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damn.just get rejected for my application
is it not advisable to apply in short time again?
hihihehe
post May 7 2010, 02:26 PM

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but i read somewhere that if u get rejected,it is best to apply at next 3 months..there is no point to apply other bank because they will check/access credit or application record and they will reject u again without put a consideration :/
hihihehe
post May 7 2010, 02:46 PM

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QUOTE(krylicius @ May 7 2010, 04:37 PM)
That is if u were to apply again at the same bank..i do doubt that banks track your application records with other banks..i applied for 3 banks,which got rejected..then instantly i applied for 2 banks..both banks approved my cc application..and it my first 2 cc..

unless of course if you got a bad credit rating.. blush.gif
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oic..FYI i applying at oversea bank..so mayb the system not same with malaysia bank
i guess i will give it a try again
thx
hihihehe
post May 7 2010, 04:40 PM

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sorry, i mean i m international student at ausralia..n there is student option credit card for me.unfortunately i get rejected because of my visa expired in few months time sad.gif


hihihehe
post May 13 2010, 10:20 PM

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jsut a quick question, can a student apply for credit card?i mean university student without any jobs and income from family..
if yes then which bank?
please dun point out debit card smile.gif
hihihehe
post May 14 2010, 10:47 AM

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QUOTE(hye @ May 14 2010, 12:24 AM)
Quick answer ... NO
Credit card require proof of income documents. The closest one can come to this is via a supp card.
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oic..they did not provide student option like other contries do sad.gif
but then thanks smile.gif
hihihehe
post May 14 2010, 12:58 PM

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QUOTE(alexwsk @ May 14 2010, 12:55 PM)
you sure other countries provide credit card?
i thk it's all debit card


Added on May 14, 2010, 12:11 pmguys and gals, which petrol station can reload Touch n Go using credit card? or dun have at all? Thanks.
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yup..i applied for it but get rejected(due of my visa expiring soon) and i currently holding debit card
http://www.commbank.com.au/personal/credit...rd/default.aspx

n many other banks also offer student option with annual fee waived as long u still student
hihihehe
post Aug 10 2010, 04:07 PM

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quick question,

is there any international charges like using MBB visa platinium to pay something at australia?

hihihehe
post Aug 10 2010, 04:40 PM

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QUOTE(MilesAndMore @ Aug 10 2010, 06:38 PM)
Yes. 0.5% admin charge.
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thanks
but 0.5% in AUD or RM?
hihihehe
post Aug 10 2010, 07:44 PM

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QUOTE(MilesAndMore @ Aug 10 2010, 07:29 PM)
Makes no difference whether it is in AUD or MYR right ? Because your card is billed in MYR.
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QUOTE(ronnie @ Aug 10 2010, 07:57 PM)
hihihehe:
AUD$100 + 0.5% = AUD$100.50 = RM301.50
RM300 + 0.5% = RM301.50
Exch AUD$1=RM3

No difference lah....

BTW, Maybank's admin charges + forex < money changer's rate
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thanks a lot smile.gif

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