Hold for 10 days is a very long duration and sounds ridiculous!

I bought some stuffs at All IT Hypermarket recently & they no longer charge extra for credit card payment

This is definitely a very good news.

hi,

i have question here. let say my CL is 10k, i used 6k.. so credit available is 4k. If I convert the 6k into installment, what happen to my available credit? is it same or will increase?

tq

Unfortunately you can't convert any outstanding balance into instalment, you can either do balance transfer by using other card or pay in full. That's what i know.

Even if you can convert, the available credit limit is 4k

Yeah, all transactions posted on different day, not the moment you charge and will get the transaction listed out. Have to wait. But the amount already been held. only with the actual you see can be use. over get charge ..

---

Added on May 23, 2010, 2:22 ambro, can convert own account balance ar?

This post has been edited by pgkt: May 23 2010, 02:22 AM

As ridiculous as it may sound, it's true! I've been monitoring my credit limit and that's the case every single time I pump petrol. The actual amount is usually posted within 3 days, but the hold will NEVER go away until 10 days later.

I always pump at Petronas coz it's the most convenient and I use the normal CIMB card. I don't know if it's CIMB or Petronas that holds it for so long.

You are not so lucky Most shop in Low Yat Plaza has abolished the 2% surcharge, but with minimum payment required. At least that was my experience with several shops there. No such luck in Digital Mall PJ.

What's the minimum payment? I bought a graphics card that costs RM 270 from Cycom and still got charged 2% paying with CC.

This post has been edited by Aurora Boreali: May 23 2010, 10:32 AM

u went to which branch? what's the amount u swipe? it's a good start

does harvey norman, shen heng electrical，courts also charge? anyone knows?

This post has been edited by future80: May 23 2010, 03:04 PM

Harvey Norman and Best Denki don't revert the merchant charge to their customers, as far as i know.

Harvey norman no charge at all, even you swap for RM100 goods.

As far as i know..harvey norman wont charge customers using cc..and they have 0% installment plan for all cc..

should have bought things there,ordinary store charging 2% is a lot

Well can anyone confirm that for UOB cc, they don't charge additional charges for foreign transaction? Coz i read in first page it listed 1%, but when i call UOB, they said it's only based on daily exchange rate...

Anyone know?

1% administrative fee - check here

This post has been edited by roy918: May 23 2010, 03:33 PM

Can we change from DA Platinum Mastercard to CIMB Petronas Platinum Mastercard easily ?

Does the 0.5% rebate for retail transactions credited at tend of the statement date ?

Nope...

ok thats explain everything...ive been pumped petrol for about 5-6 times in the last 10 days

I did only installment at Harvey Norman.

I also bought few items below RM 100.

They have a lot of terminals like SengQ.