Wah..city bank so LanC..
Btw, than how to pay for the credit card every month? using cimbclicks or maybank2u?Got charge?

yupz...pay thru like that also can...

if not mistaken service charge rm1 or rm2

cant remember....cheaper than u purposely go out n pay

can check with CIMB or Maybank what is the charges for IBG (Inter Bank Giro)
fyi, basic saving/current account, 1st IBG is RM0.50, subsiquent RM2

This post has been edited by SeanChang: Jul 9 2010, 07:02 PM

Actually is first 2 IBG transaction at RM0.50 for basic savings account. Now CIMBClicks doing promotion for normal accounts, IBG fees at RM1.00.

Actually the local banks also do this to you but you don't realize it or see it so much.
Historically >90% of the population who has a Citibank card does not have an account with them. Go back to early 2000 or before that ... Citibank was "THE Card" to have. Local banks doesn't stand a chance against them. And I believe they still are the largest card issuer in Malaysia.

Yupz almost 70% in Malaysia cc holder got citibank. Its a must have cc few years back. When u heard citibank the first thing in ur mind was cc

MBB cardholders can use TP to pay traffic summonses at TP Fair in MidValley:

http://thestar.com.my/news/story.asp?file=...1813&sec=nation

This post has been edited by David83: Jul 9 2010, 11:39 PM

wow:D keng!

That is so true. However, it seems that Citibank Malaysia is the only Citigroup unit to have such an absurb practice. Citibank in all other countries allow you to open an account with them straight away even if you have no previous banking relationship with Citibank.

Even HSBC practises this

same with me bro...

they send me on 26th...until yesterday didn't received...give HSBC a call, then they give me Poslaju Consignment Note Number...

check online, they tried to deliver to me on the next day, but nobody ale to collect..so they just take it back to poslaju office..

summore, no info left to me ooooo

have to manually go and collect...

So it was not HSBC fault. It was the incompetency of Pos Laju.

Actually it was a bit different with HSBC. Unlike Citibank which requires you to have a previous or existing banking relationship with them, HSBC required you to get an introducer before you can open an account with them even if you only intend to open a basic saving account. Anyway, they no longer do so since at least 2005. Anyone can now just walk-in and open an account with them and your ATM card will be issued to you right away. It's that easy ! Citibank on the other hand, will ask you to go home and wait for someone to call you in the next few days and they will mail your ATM card to your correspondence address. If they reject your request to open an account with them, you will just receive a letter from them and no one will call you.

Agreed !

This post has been edited by MilesAndMore: Jul 10 2010, 01:20 PM

2nd dat...should rcvd the card end of last month...

didnt bother to call me at the number on the package...

may I know what is the best/fastest way to cancel a credit card?

There's a CC cancellation letter sample shown on the first page of this forum. Do I need to send that letter via snail mail or can I do it via email?

Thnks

Fastest way is by phone, but it depends on some bank that accept cancel cc by phone.

Oh. So I can just call in and cancel that card? That's very good

How do they confirm the cancellation? Can I request that they send me a notification to prove that the cc has been canceled?

Thanks

We caution you that not all banks accept cancellation over the phone. (e.g HSBC accept over the phone cancellation)
I still prefer using letter + fax as the fax provides a time/date stamp that your phone call would not be able to provide. So in the event the cancellation is not done / problems materialize, you have documented proof of when you sent in that cancellation.

If you have online banking and linked to your card ... use that as an indicator that your card has been cancelled or not.

The bank will say who are you to request for the notification that the cc has been cancelled. Probably 1 or 2 banks will be able to (auto) generate this letter. You could ask CS and they will say noted down your request but whether the letter will be generated is another. These letters have the banks letterhead and of course issuance will be controlled - they won't just create a letter just for you alone. Like I said .... who are you to the bank.

I'm stating an honest remark.

This post has been edited by hye: Jul 10 2010, 06:20 PM

Thanks for the advice. I guess I'll just give them a call and ask what's the most appropriate method.

just canceled my hsbc GC visa via phone...

but really dunno how to verify whether really canceled or not...

This post has been edited by gastacopz: Jul 10 2010, 10:11 PM