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 Credit Card v10

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TSMilesAndMore
post Jun 26 2010, 12:18 AM

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QUOTE(Ken @ Jun 26 2010, 12:13 AM)
can i cancel the CC once the rm50 service charge is charged to the statement ?
Of course you can. You will still have to pay for the RM50 though.

roy918
post Jun 26 2010, 12:23 AM

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QUOTE(Ken @ Jun 26 2010, 12:13 AM)
can i cancel the CC once the rm50 service charge is charged to the statement ?
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You can cancel anytime you want but do you think if you need to settle your bill?
Basically you are asking if it is possible to reverse GST charge. Sorry, there is no way to reverse it as that is compulsory tax.
You need to pay for it once it charged to your account.

Come on, this question has been appeared and answered here for N times.

SUSDavid83
post Jun 26 2010, 05:43 AM

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Maybank Treats Fair 2010! BIGGEST EVENT of the year.

The shopping event of the year is back! For 2010, you can look forward to cashless shopping at more participating retailers and there are lots of exciting bargains, freebies and jaw-dropping promotions waiting for you.

What's more, this year is also Maybank's 50th Anniversary! In line with that, we have planned exciting stage show and amazing prizes to celebrate this important milestone in Maybank's history. You have got to be there celebrating with us!

Start collecting your TreatsPoints and spend them to your heart's content at Maybank Treats Fair.

So mark 8th - 11th July 2010 in your calendar and get ready to shop at the sensational Maybank Treats Fair 2010.

See you there!

More info: http://www.treatsfair.com/v1/
leongal
post Jun 26 2010, 08:42 AM

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if i wan to use my credit card points to exchange the rm50 credit card tax, i have to go to the bank? i am holding Maybank credit card - so do I go to Maybankard centre straight away? I have to go way before the annual date of the card?
SUSDavid83
post Jun 26 2010, 11:26 AM

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QUOTE(leongal @ Jun 26 2010, 08:42 AM)
if i wan to use my credit card points to exchange the rm50 credit card tax, i have to go to the bank? i am holding Maybank credit card - so do I go to Maybankard centre straight away? I have to go way before the annual date of the card?
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No need. Just give a call to the Customer Service. They'll process for you.
simplesmile
post Jun 26 2010, 11:40 AM

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I've just been charged the RM50 tax on my SCB JustOne credit card. Will SCB give me 10,000 free points in my coming statement?
JJBerry
post Jun 26 2010, 12:17 PM

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Submitted the EON Bank Visa Signature application form on Monday at their branch, call their CS today and my application still not in the system yet.
Anyone know how long time their branch needed to submit an application to their card centre?
feralee
post Jun 26 2010, 12:23 PM

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QUOTE(simplesmile @ Jun 26 2010, 11:40 AM)
I've just been charged the RM50 tax on my SCB JustOne credit card. Will SCB give me 10,000 free points in my coming statement?
*
They didnt give u cash back?

mine i got RM80 cash back
so -RM50.
got RM30 extra to use laugh.gif
cekpo
post Jun 26 2010, 12:31 PM

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I've two cc under Maybank, one Sony Visa Wave and the other one Maybank Mastercard. I just renewed both of them. In the end of the month I got RM 50 SERVICE TAX - PRINCIPAL for both of the cards. I thought RM 50 for the principal card and RM 25 for supplementary card. Anyone can explain ? Thanks in advance
roy918
post Jun 26 2010, 12:34 PM

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QUOTE(cekpo @ Jun 26 2010, 12:31 PM)
I've two cc under Maybank, one Sony Visa Wave and the other one Maybank Mastercard. I just renewed both of them. In the end of the month I got RM 50 SERVICE TAX - PRINCIPAL for both of the cards. I thought RM 50 for the principal card and RM 25 for supplementary card. Anyone can explain ? Thanks in advance
*
Yes, RM50 for principal card and RM25 for supplementary card.
So, you own 2 principal card or 1 principal and 1 supplementary card which you never mentioned?

simplesmile
post Jun 26 2010, 12:37 PM

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QUOTE(feralee @ Jun 26 2010, 12:23 PM)
They didnt give u cash back?

mine i got RM80 cash back
so -RM50.
got RM30 extra to use  laugh.gif
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Mine is not a new card. It's the first year anniversary. Just wondering if they'll give me 10,000 points for charging me service fee.
cekpo
post Jun 26 2010, 12:39 PM

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QUOTE(roy918 @ Jun 26 2010, 12:34 PM)
Yes, RM50 for principal card and RM25 for supplementary card.
So, you own 2 principal card or 1 principal and 1 supplementary card which you never mentioned?
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I'm not sure, lol, yeah, that's my mistake, how can I check ? I thought I signed the Visa as the principal and Mastercard as supp.
roy918
post Jun 26 2010, 01:02 PM

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QUOTE(cekpo @ Jun 26 2010, 12:39 PM)
I'm not sure, lol, yeah, that's my mistake, how can I check ? I thought I signed the Visa as the principal and Mastercard as supp.
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They both are principal card and not differentiate by the way you mentioned.
Supplementary card is the card issue under other's credit line.
Lineage
post Jun 26 2010, 02:31 PM

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This morning I called Eon Bank to request temporary increase my credit limit..the agent said can be increase 30% of my credit limit, then I said ok..please proceed..but when I try to use 1 hour later, the terminal show "do not honor"..what la Eon Bank..

After that I call again, she said they cannot increase my limit..lol..
winner
post Jun 26 2010, 03:33 PM

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QUOTE(simplesmile @ Jun 26 2010, 11:40 AM)
I've just been charged the RM50 tax on my SCB JustOne credit card. Will SCB give me 10,000 free points in my coming statement?
*
Did you receive a letter from SCB recently? I received the letter stating they will give me free 11,000 points if I swipe my JustOne cc 3 times in June. While awaiting the free 11,000 points to be deposited into my account, I need to utilise my own 10,000 points first to redeem the RM50 service tax. In the end, I still get free 1,000 points.


QUOTE(feralee @ Jun 26 2010, 12:23 PM)
They didnt give u cash back?

mine i got RM80 cash back
so -RM50.
got RM30 extra to use  laugh.gif
*
Were you referring to JustOne cc or other cc or brand new cc? I don't think SCB would give this kind of offer to JustOne cc.
hye
post Jun 26 2010, 04:08 PM

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QUOTE(Lineage @ Jun 26 2010, 02:31 PM)
This morning I called Eon Bank to request temporary increase my credit limit..the agent said can be increase 30% of my credit limit, then I said ok..please proceed..but when I try to use 1 hour later, the terminal show "do not honor"..what la Eon Bank..

After that I call again, she said they cannot increase my limit..lol..
*
Credit limit increase are normally approved by another department. CS/Agent do not have the authority to approve this request.
Even if you call Citibank it is the same thing (Despite them advertising this feature openly). Request and approval for temporary CL is done by different department + bear in mind temporary CL only last for 30 days.

You need to pay off the excess CL used in your next bill + 5% of what you original CL. If you don't do this means you defaulted on your payment. Aha ... not so simple after all right ? There's a reason banks often deny this CL increase coz customers may not understand this part.


Added on June 26, 2010, 4:10 pm
QUOTE(winner @ Jun 26 2010, 03:33 PM)
Did you receive a letter from SCB recently? I received the letter stating they will give me free 11,000 points if I swipe my JustOne cc 3 times in June. While awaiting the free 11,000 points to be deposited into my account, I need to utilise my own 10,000 points first to redeem the RM50 service tax. In the end, I still get free 1,000 points.
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I didn't get any letter about this. SCB replied my email saying they will reset the rebate on 1st July. Guess we will know it later whether rebate system still exist or not.


This post has been edited by hye: Jun 26 2010, 04:10 PM
shoduken
post Jun 26 2010, 04:23 PM

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my friend told me that Citibank does increase your CL automatically if you have good payment, and that's like after 3 month he used it.
maru
post Jun 26 2010, 04:34 PM

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QUOTE(shoduken @ Jun 26 2010, 04:23 PM)
my friend told me that Citibank does increase your CL automatically if you have good payment, and that's like after 3 month he used it.
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holding citibank for 2 years....no increment at all...dont think applicable for most of the time
Lineage
post Jun 26 2010, 04:35 PM

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QUOTE(hye @ Jun 26 2010, 04:08 PM)
Credit limit increase are normally approved by another department. CS/Agent do not have the authority to approve this request.
Even if you call Citibank it is the same thing (Despite them advertising this feature openly). Request and approval for temporary CL is done by different department + bear in mind temporary CL only last for 30 days.

You need to pay off the excess CL used in your next bill + 5% of what you original CL. If you don't do this means you defaulted on your payment. Aha ... not so simple after all right ? There's a reason banks often deny this CL increase coz customers may not understand this part.


Added on June 26, 2010, 4:10 pm

I didn't get any letter about this. SCB replied my email saying they will reset the rebate on 1st July. Guess we will know it later whether rebate system still exist or not.
*
Normally it takes how long to process? The CS should tell me this..lol..If emergency, I don't know how angry am I to the bank.. doh.gif
hye
post Jun 26 2010, 04:57 PM

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QUOTE(Lineage @ Jun 26 2010, 04:35 PM)
Normally it takes how long to process? The CS should tell me this..lol..If emergency, I don't know how angry am I to the bank..  doh.gif
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Fastest would be 1 business day. Reasonable time would be 2-3 working days.
Bro, today is Saturday. Means, if you are very lucky ... Monday evening. Otherwise Tuesday or Wednesday. Worst you don't get it.

I suggest you don't hope for it. Even myself have very low success rate with this facility.
Don't get angry ... actually you shouldn't have even factored in this facility.

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