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 Credit Card v10

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SUSDavid83
post Jun 24 2010, 09:20 PM

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QUOTE(hariz_ex5 @ Jun 24 2010, 08:50 PM)
hi, i have some question..my parents give credit card to me..they give to me after get from bank..all this time i used the card to pump fuel for my car..can i used the card to buy at shopping complex...thanks
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Is it a supp card? What is the name imprinted on the car? Your name or your parents?
hariz_ex5
post Jun 24 2010, 09:24 PM

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QUOTE(David83 @ Jun 24 2010, 09:20 PM)
Is it a supp card? What is the name imprinted on the car? Your name or your parents?
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the name on the card are my mother name..
alexwsk
post Jun 24 2010, 09:37 PM

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QUOTE(hariz_ex5 @ Jun 24 2010, 09:24 PM)
the name on the card are my mother name..
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if it's not ur name, u CANNOT swipe it wherever they require signature
and it's advisable not to use it at all - even for petrol, coz it's against the rules and regulations of the credit card company

This post has been edited by alexwsk: Jun 24 2010, 09:38 PM
gastacopz
post Jun 24 2010, 09:39 PM

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QUOTE(alexwsk @ Jun 24 2010, 09:37 PM)
if it's not ur name, u CANNOT swipe it wherever they require signature
and it's advisable not to use it at all - even for petrol, coz it's against the rules and regulations of the credit card company
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but still can use ryte, coz i think most of the merchant wont check lol...

but risky to the cardholder name...
hye
post Jun 24 2010, 10:02 PM

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QUOTE(gastacopz @ Jun 24 2010, 09:39 PM)
but still can use ryte, coz i think most of the merchant wont check lol...

but risky to the cardholder name...
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My goodness ... can you not suggest this!
Yourself is a card holder, did you bother to read the T&C? If you did, probably you are aware of the possible consequences.
TSMilesAndMore
post Jun 24 2010, 10:14 PM

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QUOTE(hariz_ex5 @ Jun 24 2010, 09:24 PM)
the name on the card are my mother name..
Ask your dad or mom to sub one for you.

siutimtim
post Jun 24 2010, 10:22 PM

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haha,.. no need to worry la... you can use the card as long as your parents dun report to police la..
hariz_ex5
post Jun 24 2010, 10:23 PM

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oooo ok2..i just used for pump petrol only for go to college..anyway thanks for all reply..

This post has been edited by hariz_ex5: Jun 24 2010, 10:24 PM
dr2k3
post Jun 24 2010, 10:32 PM

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in case unauthorized transaction happen your parent cannot dispute anymore
gastacopz
post Jun 24 2010, 10:38 PM

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QUOTE(hye @ Jun 24 2010, 10:02 PM)
My goodness ... can you not suggest this!
Yourself is a card holder, did you bother to read the T&C? If you did, probably you are aware of the possible consequences.
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actually, i dont read..mind to explain bro?? notworthy.gif notworthy.gif
SUSDavid83
post Jun 24 2010, 10:59 PM

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Please don't suggest, encourage or practise illegal or abusive usage of CC in this thread. The mod is monitoring. Thank you.
jutamind
post Jun 25 2010, 12:04 AM

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for citibank platinum cash back card, if i apply for principal & supp cards, am i entitled to the trolley bag? or is it first come first serve?
Lineage
post Jun 25 2010, 12:32 AM

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all of the masters here..anyone can explain to me what "Claw Back Int for Pymt is 5.47" means? It appear in my statement..

1 more question..MBB Credit Card require 30k per annum which mean 2.5k per month..let say my basic only 2k, but every month I got more than 2.5k bank in to my account..will bank calculate my income is more than 2.5k? or bank will ignore and just see my basic salary? hmm.gif

This post has been edited by Lineage: Jun 25 2010, 12:53 AM
whojen
post Jun 25 2010, 01:04 AM

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QUOTE(Lineage @ Jun 25 2010, 12:32 AM)
all of the masters here..anyone can explain to me what "Claw Back Int for Pymt is 5.47" means? It appear in my statement..

1 more question..MBB Credit Card require 30k per annum which mean 2.5k per month..let say my basic only 2k, but every month I got more than 2.5k bank in to my account..will bank calculate my income is more than 2.5k? or bank will ignore and just see my basic salary?  hmm.gif
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salary slip:D
of course

hye
post Jun 25 2010, 07:00 AM

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QUOTE(Lineage @ Jun 25 2010, 12:32 AM)
1 more question..MBB Credit Card require 30k per annum which mean 2.5k per month..let say my basic only 2k, but every month I got more than 2.5k bank in to my account..will bank calculate my income is more than 2.5k? or bank will ignore and just see my basic salary?  hmm.gif
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The better way to phrase it as not to confuse anyone ...
"MBB Credit Card require 30k income per annum which mean 2.5k income per month". (key word here is income)

Your savings is certainly not monthly or annual income and would not be factored in the calculations.
jack2
post Jun 25 2010, 09:38 AM

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How to avoid banks to always call me and offer personal loan or BT, especially Standard Chartered which I will never go back to them for any services provided.


dr2k3
post Jun 25 2010, 09:39 AM

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QUOTE(jack2 @ Jun 25 2010, 09:38 AM)
How to avoid banks to always call me and offer personal loan or BT, especially Standard Chartered which I will never go back to them for any services provided.
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don't pickup call from 03
jack2
post Jun 25 2010, 09:40 AM

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QUOTE(dr2k3 @ Jun 25 2010, 09:39 AM)
don't pickup call from 03
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Haha... but if it is really from own cc companies that someone misused my cc for fraudulent transactions, then die lorrr
dr2k3
post Jun 25 2010, 09:50 AM

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QUOTE(jack2 @ Jun 25 2010, 09:40 AM)
Haha...  but if it is really from own cc companies that someone misused my cc for fraudulent transactions, then die lorrr
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haha true....but you still can check your CC status online once in awhile....you will still manage to dispute the unauthorized transaction within 30days of CC statement
jack2
post Jun 25 2010, 10:00 AM

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QUOTE(dr2k3 @ Jun 25 2010, 09:50 AM)
haha true....but you still can check your CC status online once in awhile....you will still manage to dispute the unauthorized transaction within 30days of CC statement
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wonder if can report to BNM that they misuse our privacy by selling to other departments within the same organisation for offering other services.

Instead, BNM should come out a guide or rule that allows consumers to choose not to be contacted for any promotion or offers.

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