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 Credit Card v10

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maru
post Jun 26 2010, 04:59 PM

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The other i called citibank to increase 3k temporary, within 1 hour done smile.gif
winner
post Jun 26 2010, 05:20 PM

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QUOTE(hye @ Jun 26 2010, 04:08 PM)
I didn't get any letter about this. SCB replied my email saying they will reset the rebate on 1st July. Guess we will know it later whether rebate system still exist or not.
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Rebates (fresh cash back) and free points are 2 different things. You meant SCB didn't offer you free 11,000 points (indirectly it is service tax reimbursement)? I thought this offer is given to all JustOne CCs which are due for renewal these 2 months.
Lineage
post Jun 26 2010, 05:29 PM

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QUOTE(maru @ Jun 26 2010, 04:59 PM)
The other i called citibank to increase 3k temporary, within 1 hour done smile.gif
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Citibank not same level with Eon Bank smile.gif
Local bank cannot fight with international bank in terms of processing speed, customer service and etc.. laugh.gif
SUSDavid83
post Jun 26 2010, 05:36 PM

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QUOTE(shoduken @ Jun 26 2010, 04:23 PM)
my friend told me that Citibank does increase your CL automatically if you have good payment, and that's like after 3 month he used it.
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DA automatically increases my limit even though I rarely use that card.

This year I used it for BT only. blush.gif
feralee
post Jun 26 2010, 05:48 PM

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QUOTE(winner @ Jun 26 2010, 03:33 PM)
Did you receive a letter from SCB recently? I received the letter stating they will give me free 11,000 points if I swipe my JustOne cc 3 times in June. While awaiting the free 11,000 points to be deposited into my account, I need to utilise my own 10,000 points first to redeem the RM50 service tax. In the end, I still get free 1,000 points.
Were you referring to JustOne cc or other cc or brand new cc? I don't think SCB would give this kind of offer to JustOne cc.
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Is SCB new CC
not sure gor existing
BTw wat is Justone?
unsure.gif
winner
post Jun 26 2010, 06:21 PM

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QUOTE(feralee @ Jun 26 2010, 05:48 PM)
Is SCB new CC
not sure gor existing
BTw wat is Justone?
unsure.gif
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We referred to SCB JustOne cc (limited edition; SCB stopped issuing this card end of last year) while you talked about other SCB cc. doh.gif We are well aware that SCB gives cash as welcome gifts to new SCB cardholders.
TSMilesAndMore
post Jun 26 2010, 06:44 PM

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QUOTE(Lineage @ Jun 26 2010, 05:29 PM)
Citibank not same level with Eon Bank  smile.gif
Local bank cannot fight with international bank in terms of processing speed, customer service and etc..  laugh.gif
Public Bank is very good, as far as i am concerned.

jackolantern
post Jun 26 2010, 08:26 PM

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im using maybank petronas cc.. but today got problem.. cannot pump fuel at shell station.. the attendant said this card cannot use at this petrol station. other maybank cc can but not for petronas card. anyone encounter this b4?
Lineage
post Jun 26 2010, 08:47 PM

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QUOTE(MilesAndMore @ Jun 26 2010, 06:44 PM)
Public Bank is very good, as far as i am concerned.
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But unfortunately, they rejected my application.. smile.gif
dr2k3
post Jun 26 2010, 09:28 PM

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QUOTE(hye @ Jun 26 2010, 04:08 PM)
Credit limit increase are normally approved by another department. CS/Agent do not have the authority to approve this request.
Even if you call Citibank it is the same thing (Despite them advertising this feature openly). Request and approval for temporary CL is done by different department + bear in mind temporary CL only last for 30 days.

You need to pay off the excess CL used in your next bill + 5% of what you original CL. If you don't do this means you defaulted on your payment. Aha ... not so simple after all right ? There's a reason banks often deny this CL increase coz customers may not understand this part.


Added on June 26, 2010, 4:10 pm

I didn't get any letter about this. SCB replied my email saying they will reset the rebate on 1st July. Guess we will know it later whether rebate system still exist or not.
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5%?

that means from 3k CL temp increase to 4k when pay need to pay 1k + 150?
yhtan
post Jun 26 2010, 09:57 PM

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QUOTE(jackolantern @ Jun 26 2010, 08:26 PM)
im using maybank petronas cc.. but today got problem.. cannot pump fuel at shell station.. the attendant said this card cannot use at this petrol station. other maybank cc can but not for petronas card. anyone encounter this b4?
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Petronas has no authority to do that, is a credit card and your competitor customer come and pump fuel, isn't that a compliment? laugh.gif

hye
post Jun 26 2010, 09:58 PM

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QUOTE(dr2k3 @ Jun 26 2010, 09:28 PM)
5%?

that means from 3k CL temp increase to 4k when pay need to pay 1k + 150?
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Yes ... that's the minimum payment. (Assuming you use all the way to 4K) Still want to use temp CL increase ?
BTW ... this is the same across all banks.


Added on June 26, 2010, 9:59 pm
QUOTE(yhtan @ Jun 26 2010, 09:57 PM)
Petronas has no authority to do that, is a credit card and your competitor customer come and pump fuel, isn't that a compliment? laugh.gif
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Got nothing to do with Petronas. (Don't confuse people with incorrect info) Just something wrong with the terminal and station lazy to check it out and just give this lame excuse. If the same situation happen to let's say in a department store (e.g Isetan) - then Petronas don't allow card to be used @ department store ? (Can use only @ petrol pump) Unlikely right ....

This post has been edited by hye: Jun 26 2010, 10:02 PM
zenquix
post Jun 26 2010, 11:24 PM

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do you guys think the annual fee of the new platinum citibank cash back card is waiveable?
jackysoo
post Jun 27 2010, 12:08 AM

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QUOTE(zenquix @ Jun 26 2010, 11:24 PM)
do you guys think the annual fee of the new platinum citibank cash back card is waiveable?
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I was told that as long as you use the card for a few (cannot remember how many transactions), they can waive it.

As usual with Citi, u need to call them to "remind" them to waive it when the time is near. A**holes.. :-D
whojen
post Jun 27 2010, 12:37 AM

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Public Bank CC is good this days.
From Jan to June. Been Receiving Cash back of RM 50! easily! ( every month!)

after that cash back.. dun really bothered about service tax any more:D
jonuslee
post Jun 27 2010, 01:06 AM

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Anyone using eon bank new credit card user? Eon bank has promotion of RM50 cash back if swipe 3 times within 2 months from card approval date. It stated it will reflect in the 3rd statement. but when my 3rd statement come, it din c\show the RM50 cash back. How?Please help me


This post has been edited by jonuslee: Jun 27 2010, 01:29 AM
maru
post Jun 27 2010, 01:55 AM

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QUOTE(zenquix @ Jun 26 2010, 11:24 PM)
do you guys think the annual fee of the new platinum citibank cash back card is waiveable?
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swipe 3 times within 45days....free for first year....2nd year pls call to CS


Added on June 27, 2010, 1:55 am
QUOTE(whojen @ Jun 27 2010, 12:37 AM)
Public Bank CC is good this days.
From Jan to June. Been Receiving Cash back of RM 50! easily! ( every month!)

after that cash back.. dun really bothered about service tax any more:D
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yupz ^^

very nice indeed....how much u spent bro ?

This post has been edited by maru: Jun 27 2010, 01:55 AM
winner
post Jun 27 2010, 06:38 AM

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QUOTE(jonuslee @ Jun 27 2010, 01:06 AM)
Anyone using eon bank new credit card user? Eon bank has promotion of RM50 cash back if swipe 3 times within 2 months from card approval date. It stated it will reflect in the 3rd statement. but when my 3rd statement  come, it din c\show the RM50 cash back. How?Please help me
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You need to call their CS to clarify. EON Bank is trying to improve their service but is still not as efficient as other banks.

If you read the T&Cs carefully, the RM50 cash back campaign runs until end June 2010. Unless EON Bank extends this promotion, otherwise those apply for their newly launched Visa Signature and get the card after June will not be able to receive the RM50 cash back. Furthermore, the T&Cs also state that EON Bank has the right to claim back the RM50 cash back from you in the event that you have been given the RM50 cash but you would like to terminate your card within a year from the new card approval date. This implies that you have to fork out for the second year service tax.
Dannyl
post Jun 27 2010, 08:17 AM

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QUOTE(hye @ Jun 26 2010, 04:08 PM)
I didn't get any letter about this. SCB replied my email saying they will reset the rebate on 1st July. Guess we will know it later whether rebate system still exist or not.
*
Can banks change card benefits package like that? Has it happened before?
hye
post Jun 27 2010, 08:25 AM

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QUOTE(Dannyl @ Jun 27 2010, 08:17 AM)
Can banks change card benefits package like that?  Has it happened before?
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From my perspective, banks can do whatever they want - customers just need to be alert to this and react accordingly.
JustOne technically does not exist anymore in SCB's active line - well at least they no longer issue this card to new applicants. Probably this is the only card in Malaysia which has seen less than 6 months for public application and then close.

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