we can analyze impact on rm50 service tax per card per year almost in many terms..include socially..when people canceling cc, people will start carry cash..snatch theft & robbery will happen more frequently... our country will back to third world country instead of developing... for me its a backward step.... 1malaysia, rakyat burdened, cronies will gain.... tahniah 1malaysia boss...

so u're buying the idea of "to promote prudent spending" is effective by charging this rm50/card/year ? For me its unnecessary burden to rakyat... who are use to have cc debts will always have cc debts plus together with the charges....who are collecting cc for hobby and can afford to pay high annual fees & service tax will always collecting and never stop collecting...

at the end of the day, the idea of "to promote prudent spending" never been effective anyway.... plus "to promote prudent spending" also i think less related to charge card user & supplimentry card becoz its publicly known as for convenience rather than credit tools...the G simply want to make easy money here...

Najib, I am canceling my card at your brother's bank (CIMB) and I am keeping the Maybank card.

PS. I have cards at 5 banks. I pay my CC bills promptly. If I go abroad for work, I may need RM10k to RM15k. I don't want to use cash so that is why I need a few credit cards at least so that I can spend first and pay when my employer reimburse me.

how about free for life credit card, direct access (Master and Visa), maybank petronas card (Visa)? also need to pay RM50 for each principal card and RM25 for supplement card?

if your 3 cards are dormant, what does the bank lose by you cancelling them?

Thx, will check out on that VISA Electron thing but then it would mean opening an account with Public Bank....will consider it nevertheless

If thats your saying, what right does the government has over us that we cant choose for ourself and instead need to be reminded of the fact by punishing us RM50 for each card?

Still got ppl like u kind enuff to finance yr company biz expense via yr own CC? U need to tell yr company to provide Corp Card with Central Bill and Central Pay, then u dun need to use yr CC lor. I'm using AMEX Corp Card for all biz expense...........  

This way he/she will get all the points    Lots of gift and shopping voucher for him/her 

and some cash rebate... mean extra $$ ??  

Hi, anyone know whether there's a way to use pin number instead of signature when using CC like what they do in EU? I feel that it isn't really that safe anymore to use signature. pin number would be more safer.

Exactly 
If i'm not mistaken, the one you saw them entering PIN number instead of signing a slip in the EU such as Germany and Switzerland are not credit card. Instead they are paying using debit card. Unlike USA and here in Asia, debit card is actually more popular in Europe. The cards they use are mostly Maestro and Maestro belongs to Mastercard.

Exactly 
If i'm not mistaken, the one you saw them entering PIN number instead of signing a slip in the EU such as Germany and Switzerland are not credit card. Instead they are paying using debit card. Unlike USA and here in Asia, debit card is actually more popular in Europe. The cards they use are mostly Maestro and Maestro belongs to Mastercard.

No need to open another account with Public Bank. Your account number for the VISA Electron is the 16-digit card number. No passbook. They will however send you an itemised statement to you once a month 

Yes, and it is free of charge for send you itemised statement by post 

The RM 24 annual fee is non-waivable right?

The MBB Visa Debit is linked to the saving account?

So this is more dangerous than PB Vise Electron?

Yes, applicable to all credit and charge cards, regardless of whether there is an annual fee imposed on the card or not