That is also what I remembered. There're several occasions that I encountered at Jusco during payment at cashier when some customers used voucher to settle the bill. They paid with a thick bunch of vouchers but I cannot recall the denomination amount.

Hey ! One of them could be me !

my parents oso used the voucher when in jusco..total 1k IIRC

Wondering why Jusco does not issue higher denomination like RM 50 or RM 100.

Hey guys, I'm wondering how do the banks assess the CC application. I've been rejected by HSBC and MBB and I have no clue of what is stopping them from approving my application. I was thinking to replace the AEON CC which I have now with a bank's CC but I'm kinda frustrated of being rejected. Fyi, I'm a fresh grad who have been working for half an year and my income does meets their requirement. And can someone tell me that whether PTPTN loan and insurance loan get to affect my credit score? Hope to get some ideas from you guys...

This post has been edited by wiind: Dec 7 2009, 10:39 PM

Guys, do any of you know for Maybank Petronas Platinum Visa can enjoy all benefits in the regular Maybank Platinum Visa?

CCRIS keeps a record of any and all your loans. No matter if its personal, credit card, house, study loan...its all in there. Insurance loan...dun think so. It also keeps a record of your payments in the past 24 months. So any bad record you have in the past 24 months...they'll know. I suggest you pay up all your debts before applying again...coz if I'm not mistaken...credit applications will also show on CCRIS. Too many will also show other banks that u couldn't apply with them...then they will probably reject your application on the spot

for example?

This post has been edited by Aeon_Clock: Dec 7 2009, 11:18 PM

I am just asking whether it is the same on benefits wise except on additional points for Petronas.

thanks for the explanations and advises Some one told me that I'll have better chance of success if I apply through an agent (i applied myself in the last two attempts), is it true ?

yes, agents have connections and will help u push for the approval so that they'll get the commission. Not all are the same I suspect...those with experience (older) should have deeper connections.

I had used EON card overseas with no problem and I am sure EON isn't a well known international bank.

guys...just want to ask..is the AEON Jusco card ok? I mean, AEON is not actually a bank right?

already did apply for MBB and CIMB cc, but...maybe bcoz I`m only 21 but already got a 50K loan for a car and 150K loan for ASB...

thx...

I suppose the difference is in the privileges.

200k debt before you reached 22...nice. But as long as u pay up on time...its ok. They don't care how much u borrow...as long as u can continue paying. That's what they're looking for.

That is one huge commitment.

I don't see any differences. The most important privileges that is important is whether they accept or not accept our card. If they accept my internationally-unknown EON, then that is good enough privileges we need. And that's the main reason I will be cutting my AMEX.

This post has been edited by Optiplex330: Dec 8 2009, 06:59 AM

Yes you can see your card transactions/balance online together with your savings/current accounts.

anyone here can help to answer?

Has just got RHB travel money credit card approved. Anyone know how long it will take to arrive? Will they send by post laju?

thank u so much for ur info...

Yes, you can see all the transaction. But you need to add the credit card first.