These few days when I login to view my JustOne statements, there seems to be a problem. A lot of entries are duplicated, making it difficult to track the items. 1 purchase can be listed 5 times

When I called up to apply for the card, the agent also told me the rebate is separately maintained between primary and supplementary. This card is creating a lot of problems huh...

For my SC Platinum Business, yes there's a RM100 credit, but it may be a promo or something.

AFAIK, it's not a cash rebate, but a rebate in terms of Giant cash vouchers. It accumulates until a certain amount then they send the cash voucher to you.

Just like the Europeans - cc for everything from taxi to a can of Coke at 7-Eleven.

Not to mention they pass the 2% charge to the customers when they should be absorbing it.

I'd also like to know about this. Some say 3% ("Oh it's standard", they say). Some say 2%. I wanna report. How?

Digi autobilling has a RM5 cashback per line, including supplementary lines (if separately maintained from the principal)

If you have a banking account (savings, current, etc) with Citibank, your card should be added automatically. If you only have credit cards with Citibank, you need to create a new Citibank Online account for each card. I have experienced this personally and also confirmed by CS.

Like you guys, it's time for me to decide which cards to cut and which to keep.
1) CIMB Gold Master (kept for retail promo) - cut
2) Citibank Gold Master - cut
3) Citibank Giant Master - cut
4) SCB Business Platinum Visa - cut
5) SCB JustOne Master - keep
6) Public Bank Visa (came with car loan) - cut
7) Public Bank Esso Visa - keep
8) HSBC Gold Visa (kept for retail promo) - cut
9) HSBC Gold Master (kept for retail promo) - cut
10) Alliance Platinum Visa - keep

I liked the HSBC cards. Got some gifts during approval, my first 2 birthdays with them, and some various free gifts during promotions. But their points ain't evergreen

So I guess it's RM50x3 per year for me to keep my cards... ouch...

This post has been edited by Dannyl: Nov 6 2009, 11:48 AM

Hmm, I cancelled my Citibank Gold card by phone but they couldn't cancel my Giant card. Had to get someone else to call me back few days later. Before cancelling it, they said got new promo now, 10% rebate for Giant card when shopping at Giant... knowing Citibank, there would be some terms and conditions, so didn't care about that and cancelled it anyway.

This 50 cents I think it's for the use of the e-ticketing service rather than credit card charge... becos if you pay by Maybank2U, you also get charged the same amount.

Recently I tried to cancel my Standard Chartered Visa Business Platinum. Today SCB called me back and said according to the terms and conditions, all SCB cards cannot be cancelled for the first year. So I guess I'm stuck with it until my card reaches 1 year old which is August 2010... bye bye RM50...

Citibank no problem, just call up and cancel, I did that to 2 Citibank cards.

This post has been edited by Dannyl: Nov 20 2009, 01:38 PM

How did you cancel yours? When I call up, they said I can't cancel it within the first year. What can I do?

If cheques are a necessity you may consider some accounts with free cheques, such as Alliance Bank's AllianceSave. It's a current+savings account with ATM card, online facilities and free cheque books. Cheques come in handy sometimes...

If Mastercard/Visa is serious about this, we can report to them and they go to the retailer to personally check it out. Don't even need to buy anything, just ask, any surcharge for credit card?

I guess they don't have the resources to do so... but why not catch a few and slap them with a hefty fine to deter others?

Actually I think this maximum privacy thing is accidental. PB requires customers to visit their banks on many things which should and could be done online. Like their online FD, once you requested for it, you have to go to the branch to pick up your cert. What the hell, the reason I place an FD online is so that I don't have to go to the branch! Hopeless. If I could go to the branch, I'd place the FD there physically lah.

Yes you can see your card transactions/balance online together with your savings/current accounts.

1) Maybank 03-7953 8640 ?
2) HSBC - ?
3) Direct Access (CIMB) 03-2381 5533 ?

Customer Service Dept, Credit Card Services
4) CIMB - 03-2381 7198, 03-2095 3690
5) Public Bank - 03-2166 0337