Your only reason is because of evergreen points?

Since I will console most of my spendings to Amex Gold, I believe transaction for the other CC will only as backup in case Amex not accepted and also for insurance premium payment. I still unsure should I pay RM50 for this backup card...

As for MBB on the spot redemption, is it during treatpoint roadshow?

And also debit card comes with a spending cap per day at RM5,000 (for most debit cards).

ya, AMEX offers at least 1% rebate on all purchases, up to 5% rebate... however its acceptance is low

MBB on the spot redemption is available at participating outlet, and you can redeem the same item for less treatpoint because they don't have to courier the item to you. just go http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions for more info

I think the only reason people are keeping Maybank card is because of TreatsPoints, the never expire TreatsPoints.

Well worth the keeping if you think about it cause ultimately your points will worth something when accumulated in huge number, provided if you're not the type who roll on cards though

Oooops, i was the one. I keep my 11 principles n 7 supplements until further notice, but purposely canceled my DA cards 2 days after mr. najis' announcement.

Well, I will keep all my cards till Dec 15, awaiting further announcement from banks. If there are no encouraging news from the banks, I will definitely cancel some cards.

1. ALLIANCE PLAT VISA - stay, due to good cash rebate rate
2. ALLIANCE YOUNIQUE MC - cancel, even though getting good cash rebate
3. SCB VI - cancel, due to whopping AF although benefits are great
4. SCB JUSTONE TITANIUM MC - stay, best ever rebate cc, simply irresistible!
5. AMEX GOLD CC - stay, due to current 15% rebate promotion, reversing my previous decision of terminating it!

By the way, I am now in Dubai but I am surprised to learn that some restaurants in the largest shopping mall in the world, The Dubai Mall, do not accept Amex.

You can check with ur insurance company see they can accept Amex for autodebit or not
FYI, AIG(General insurance for AIA) is accepting Amex for auto debit as i'd one with them

Okay ! So now we know there is at least one more insurance company that accepts AMEX besides eTIQA

sori but y wats the selling point of Amex cards?

Better rewards mostly. AMEX gives you at least 2x membership rewards points for every Ringgit charged and up to 10x membership rewards points which can then be exchanged for cash rebate, vouchers, frequent flyer miles or gifts.

dats nice. how abt buying petrol?

2x MR points for all AMEX range of cards except AMEX Gold credit card and Maybank Islamic Ikhwan AMEX. These two cards will give you 5x MR/TP points instead. However please note that most Petronas stations and all BHP stations do not accept AMEX.

This post has been edited by MilesAndMore: Nov 4 2009, 08:07 PM

Correction, Maybank Islamic Ikhwan AMEX offers 5x TP not MR.

im a frequent shell petrol buyer, any recommendation?

Get a Shell co-branded like Citibank Shell Visa.

Or get any CC that gives cash rebate like CIMB DA Mastercard, CIMB Petronas Mastercard, CIMB Islamic Petronas Mastercard and etc.

Otherwise, go for CC that gives 5x points like AMEX Gold CC, MBB Visa Petronas, MBB Ikhwan Visa/AMEX and etc.

A lot of BHP stations in Klang Valley (no idea about outside) do accept Amex but not at the pump. You need to go to the counter, same as Petronas (for those which do accept). You can check by looking for the Amex logo next to the door to the shop.

how abt shell? any amex users with experience?

No such problem for me using AMEX at Shell. The same goes for Caltex.

This post has been edited by David83: Nov 4 2009, 10:14 PM

thx for the reply. looks like amex is pretty suitable for me.

Hi all, regarding CC cancellations, usually how long will it be effective?
Let say I cancel my cards today at bank by filling up cancellation form. Does this mean my card is cancelled starting today? Or bank need few days time to process the cancellation?