public day2day is direct from your saving account? so if its like that. if my card lost and people manage to sign then my money gone?? correct me if i am wrong. thanks.

Depends on which bank. Our ATM cards here in can withdraw a maximum of RM5,000 per day and RM6,000 for Standard Chartered (except Hong Leong Bank and several other banks). So your Bank of America VISA debit card will also be able to withdraw RM5,000 per day (the equivalent in US$).

For your information, Hong Leong Bank ATM can dispense RM3,000 only per card per day. Certain banks allow their affluent clients to withdraw up to RM10,000 per day but that is not applicable to your Bank of America check card.
Let say you need a lot of cash but you want to save on the overseas admin fee imposed by Bank of America, you should look for ATM that dispense RM100 notes as ATM that dispense RM100 notes is able to dispense RM3,000 in just one withdrawal. You will be able to find ATM that dispense RM100 with Maybank, CIMB Bank, Public Bank, HSBC, Standard Chartered etc.

I have BoA debit card as well. Yes look for ATM machine that dispense RM100 note as what MilesAndMore point out. Previously I withdraw at HSBC Leboh Ampang. I made RM3000 per withdraw. Regarding the fee, yes BoA charge USD5 + 1% fee as you point out.

MBB MasterCard Platinum Debit can register for MSOS or not?

Many thanks for the info, Miles
Do you mind sharing the exchange rate that you get when you are doing the withdrawal over the ATM?

I did a withdrawal from Paypal to my bank account in MY, the paypal exchange rate is 3.29, while the "street" rate (if I remember correctly) was about 3.38 at that time.

Can.

currently when i click under M2U > Utilities > Maybankard Secure Online Shopping Registration, the following came out:
"You are not Visa Debit Card User."
Of course I'm not, I'm having a MasterCard Debit

Miles, can you see your debit card just like the credit card in M2U?

Bank Card Skimming Victim Depleted At Pump


As the busiest shopping week of the season is set to begin, a Westmoreland County mother who fell victim to theft has a warning for others who may fall victim without even knowing it.

Tammy Tressler stopped at a gas station in a hurry on Thursday. She had her baby in the car and had to get home. She swiped her debit card in the gas tank machine and went about her way.

She hadn't thought about the purchase until a fraud department representative from her bank called Saturday, detailing every purchase made.
"She had a whole huge list. I started writing them down and I got down to, like, 25, and I stopped because there was so many of them," Tressler said. "I started shaking and thought, 'What's going on here?' Then, I went online to our bank account and I said, 'There's nothing in here!'"

The purchases totaled $663.57.

"She said, 'There are a lot more charges that didn't show up yet that were out there pending,'" Tressler said.

Tressler had used her First Commonwealth Bank card and put $16.01 worth of gas in her car. At the time, she didn't think twice. After the bank called, she said she remembered something about the card reader.

"I just noticed it was kind of tighter to push it through," Tressler said.

Tressler had fallen victim to credit card skimming, a practice in which thieves use technology to steal information.

In some cases, skimmer have been placed atop ATM readers. A Red Box movie dispenser machine targeted by thieves had a magnetic skimmer next to the card reader, which itself was not tampered.

"I was shocked because we live paycheck to paycheck, you know? With three kids, that was their Christmas money, that was our mortgage money," Tressler said. "It's all gone. There's nothing left in the account."

Tressler said she will work with police and her bank on Monday -- and be much more careful with her card.

"I've heard that on the news like a year ago but never thought it would happen," Tressler said.

Experts recommend that consumers always check out the pump machine. If there's anything extra that looks a little odd -- any magnetic strips or any extra items above -- try going to a different pump. Also, always try and swipe bank cards as credit, not debit. Also, you can swipe your card inside the convenience store as an extra precaution.

Opps. Sorry. I thought i read it on the press release that it can be used online too but looks like it can't. My bad for giving you a misleading answer.
I closed my Maybank Kawanku Savings Account more than a month ago. I was already using the Maybank Cherry VISA debit card then. As far as i remember, there is an option there to view the transactions of your debit card, provided you have bought something using your VISA debit card/debit Mastercard. You'll see the option when you click the account your debit card is linked to.

Don't mean to scare you all but just be careful. This happened in Australia involving Commonwealth Bank debit Mastercard.

All the cards mentioned earlier including RHB Bank Cash Connect debit Mastercard are all connected to your savings account. If you do not want to have a debit card that is linked to your savings account, then you should consider Public Bank VISA Electron, Public Bank ING debit Mastercard, Public Bank UTAR debit Mastercard or Public Bank TARC debit Mastercard. However, it will take a few weeks until you get your physical card at your preferred branch or by mail.

Should you choose to get a debit card that is linked to your savings or current account, you will be issued the card right away. If you are worried about your money being stolen then you might want to consider maintaining two different accounts from the same bank. Please refer to the post numbered #210 on this page > Debit Card V2

ok, first i need the account which my debit card is linked to show up in M2U
so i'll find out the rest tomolo

our card is all chip based, so dunno applicable or not

between i was rejected on the public bank VISA electron

Oh, so you do have more than one Maybank accounts eh ? Supposedly all your accounts will be linked to your ATM/debit Mastercard unless one of your accounts is not a Premier account as non-Premier account can't be linked to the Maybank Cherry debit Mastercard.

Eh ? How so ? This is the first time i've ever heard someone being denied a debit card. None of us have any issue getting the PBB VISA Electron.

Hi all, since debit card can be used at place that accept credit cards, it "works" like credit card too.
But I wonder if we can use this concept and pay monthly insurance premium via debit card? I know some mentioned its impossible. But I think its possible as long as we maintain balance in our account? correct me if im wrong...

If I wanna get myself a Public Bank Debit card, what should I do? Just open an account in that bank?

Hi all, since debit card can be used at place that accept credit cards, it "works" like credit card too.
But I wonder if we can use this concept and pay monthly insurance premium via debit card? I know some mentioned its impossible. But I think its possible as long as we maintain balance in our account? correct me if im wrong...

i'm not sure if other insurance company and banks can or not.i'm paying ING insurance monthly using auto debit.and i'm using PB ING debit card.

No. This is not possible as the banks in Malaysia do not provide auto debit service using debit card. You can however, instruct your bank to debit RMxxx/month directly from your bank account. Nominal charges apply.

i'm not sure if other insurance company and banks can or not.i'm paying ING insurance monthly using auto debit.and i'm using PB ING debit card.

Oh right ... totally forgot about the PBB ING debit card.