currently i have issue with eonbank..... during last march or april pc fair, their cc agent approached me & persuaded me to apply for pavilion cc....i said i'm not interested since i already have matta...but he promised me to give separate limit..then ok la...applied with him...

when got the card, it's combined limit with my existing card...so i planned to cancel it straight away....but in the starter pack of the pavlion card that i received got one promotion leaflet about cash rebate using the pavilion card... for gold rm100 (for minimum rm300 spending) & platinum rm200 (for minimum rm500 spending)... so i decided to keep the card since it got the promotion...i checked the T&C, it mention only for newly approved eonbank pavilion credit card...so ok la.....i used the card the the required amount as mentioned in the leaflet for me to be eligible to get the cash rebate....i used it within the promotion period....but till now no cash rebate....i went to their card center for complain last monday....i bring together the leaflet & my statement...their customer service counter representative also not know about the promotion (which ended already)...her superior said its is because the promotion only valid for new to bank customer....i said it never mention in T&C plus they send the leaflet together with the starter pack of my pavilion card...if i'm not eligible to the promotion why sent me the leaflet together with the starter pack ?? i insisted to see their manager.....but their manager was having meeting all day...so they said will contact me later.....today they called me, saying the same thing....no cash rebate since i'm not new to bank customer....but they offered me a gift which is a document bag they claimed worth rm200.... i said i still not satisfy since i want cash rebate, not bag....then i said i will proceed to make a formal complain to consumer body..& then she said ok la ...

its getting interesting haaa...currently i'm in between jobs..so got nothing to do....wanna bash some inefficiency of banking services....give them a run for my money...only after settle this dispute, i'll cancel my card...haha....

then i said i will proceed to make a formal complain to consumer body..& then she said ok la ...

Finally, Today I received the MBB card I applied during TreatsFair (25 Jul) approx 1+ weeks.. not bad.

I wonder will Maybank send the gifts separately ?

I think you are over-reacting. It is stated very clearly new-to-bank-customers in the first place. Same goes to the GSC-EON Bank Card. The cash rebate only applies to new customers. I have the card but i don't get the rebate as well. It certainly feels uncomfortable for not having it while others who applied the same card enjoys the rebate. But I don't wank around complaining about it ridiculously. Anyways, I plan to cancel the card once the first year fee waiver is over. Anyways, i dont like eon bank service too

Finally, Today I received the MBB card I applied during TreatsFair (25 Jul) approx 1+ weeks.. not bad.

I wonder will Maybank send the gifts separately ?

u applied for which card?

i applied for AMEX gold credit card during treat fair
but until now no news..
i called AMEX CS yesterday, she said my application is withdrawned with unknown reason..

sien.. where could i apply for this card again, wish to get it as soon as possible..

i am working at a new place for only 4months and i planning to get my first credit card to assist me in auto billing. as i working in sales line, and my target bank is CIMB. my basic is rm1500. do you think can approve?? what is the use of emergency contacts?

what is the use of emergency contacts?

i am working at a new place for only 4months and i planning to get my first credit card to assist me in auto billing. as i working in sales line, and my target bank is CIMB. my basic is rm1500. do you think can approve?? what is the use of emergency contacts?

I just received a letter from Standard Chartered asking me to re-activate JustOne Current as I have zero balance or they will close it if the account not activated in the next 3 months.

Just wondering can I close the account & still using the JustOne CC or both will be closed. Anyone received similar letter.

i see is it we cant put the person stay the same house with us in the emergency contacts?

No ... I haven't received such letter yet although I have kept the account @ zero balance. (However, my card is still new) Their CS and even the people @ SCB counter kept on telling me that the account and card goes hand-in-hand. Cancel either one and you'll lose both.

You can try and see whether the bank will actually close the account or not if you continue to ignore the letter. I personally felt that the bank could have miscalculated the fact that people will actually put money in the JustOne current account or not.

1. You can't deactivate the feature if you need to. Imagine having 100K in that account, you lose your card ... and realise it only 24 hours later. How much damage can a thief do to your bank balance?
2. Since the bank give you credit facility, do you actually need to bother about the debit facility ? No really ... coz better use the bank's money.  More logical for the bank to fight on your behalf in the event of a transaction dispute.
3. Some PR damage could have occured from the beginning as the bank force the cheque book onto you. Personally, I tried to decline the cheque book but the bank said no way.
4. To be fair, had anyone kept money in that account ... the interest rates is attractive and there's even a point for every RM10 you save.

I felt that you don't have any real compelling incentive to maintain the JustOne current account.