u can use debit card instead of credit card in SG. Their debit card is accepted by all merchants here. and the debit card works as good as a credit card as u will enjoy some rebate when u swipe it just like what we are getting in Malaysia. Not advisable to use ur MY CC here if not needed because the exchange rate sux. I have been using my DBS and citibank debit card here for the pass 6 months, so far non of the transaction got rejected as long as ur account have enough money. My friend tried to use his Malaysia Maybank Debit card here last time but it got rejected. Malaysia really "失败" in their debit card compare to SG.

Can anyone shed some light on Starhub's $5 free calls to 18 destinations including Malaysia. What are the hidden charges? Seems rather far fetched that I pay $5 and can chat as much as I want with friends and family from Malaysia.

i am using this service. u need to dial 018 before the number. for example. 01860323232323.
u need to pay $5 then all ur calls to the 18 countries will be considered a local call rate.

This post has been edited by Lester1987: May 9 2010, 12:30 PM

Wah that is damn tat loh! Last time i call they deducted from my intl credit, i end up with hundreds of dollars of local calls that I never use. Thx...this means I can just buy their $28 pack and get $100 to call back as often as I want. Can probably last a few months, hehe.

Why would people consider their postpaid plans with this kind of good deal? The free phones aren't really free anyway since its factored into your monthly payment already.

i am referring to post paid plans. not sure if that applicable to prepaid plans or not. for post paid plans, u get ur free local mins and u just need to pay $5 extra every month from ur phone bill and u can use the 018 service.

You can pay by Nets.. most of the shop allow pay by nets. In fact they prefer nets over CC.

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Added on May 9, 2010, 4:05 pmSH prepaid 128, you will have $28 to call international(so far i only call msia) using 018 at local rate and 100 Free local call.

It think it is cheaper compare to SH post paid. . .considering $5 + local call charges.

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Added on May 9, 2010, 4:23 pmErr...... I opened my POSB account without EP or PR. I just tell them, I am here to do some business and need people to bank in for me and I need to pay people via online banking.

I managed to open the account after 2 hour sitting in the bank filling bunch of forms.....

I only learn that there is lots of fraud case to use ur bank account for other purpose that y it take so long and so hard to open account when you do not have EP or PR.

This post has been edited by tyj82: May 9 2010, 04:23 PM

SH postpaid also has free local call minutes that you can use for 018.

Some plans also have free IDD call minutes that you can use for free 018 calls (ie. even the local call rate is not charged because it is free minutes).

Btw, does your prepaid 128 charge for incoming calls?

the answer is "Yes" for Singtel, not sure about Starhub though.

Ahh I get it now...you can call international at local rates, but they minus off from your international balance...means I will still get stuck with hundreds of dollars worth of local $$$ I can't use finish, haha.

Incidentally has anyone got SIP working with Android or Apple devices? With proliferation of data plans, it could mean far cheaper calls than even the telcos can provide, maybe at expense of call quality/lag.

Any of you guys using M1's home broadband? I'm facing major slow down during peak periods (7pm to 10pm).

Sorry, mind to enlighten me a bit... what is HF and RS?

hf = hotfiles
rs = rapidshare

why debit card since they have prepaid Visa ? no need to open another saving acct just for the debit card.

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Added on May 10, 2010, 12:51 amsometimes when free i'll just drive to jb, makan, cut hair, watch movie, wash + polish car, top up petrol ..and buy groceries. it's nearer than going to town since i'm staying in CCK and i always go on weekdays.

This post has been edited by Mackiddo: May 10 2010, 12:51 AM

all of my savings account in SG comes with a debit card. why do we need to open another savings account? citibank even gave me a cheque book for my savings account

Mind to ask is your RS being capped for M1?

Isnt that normal for "all" ISP's in singapore?

The exception is business line. Full speed ahead.

right. wouldn't it be a greater risk if someone get whole of the debit card info compare to prepaid visa? I tried to used my prepaid visa if possible for overseas purchases instead of credit card. who knows when the card will be compromise.

i think cheque book is quite the norm nowadays. a lot of transaction still using cheque.

This post has been edited by Mackiddo: May 10 2010, 09:28 AM

Lester, do you know whats the interest rate of citibank currently or are all banks interest rates controlled by MAS?

jurlique, yeah both RS & BT have been capped and what bugs me is when you use BT you can't surf the net at all.

This post has been edited by minievo: May 10 2010, 10:48 AM

Wanna ask, those working in Sg, where do u renew your Malaysian driving license. JB can renew? where? thanks