Hello, im new guy here, i got one question, is there any credit card for fresh graduate. Im works for 4 month now, my nett salary is rm 2000..I already apply cc from cimb and maybank, both has been rejected. Any advice?

From which bank, sorry noob question

Where to apply? cimb website, i will graduate august this year, i only got the transcript

hahaa..i just call cimb, unfortunately, because recently my application for cimb card has been rejected, so now must wait another 6 month before apply, any other suggestion, i need cc urgently. JUst now i go to rhb also same, he told that i must works for 1 year before i can apply.

I dont want debit card, sy mahu hutang..any suggestion pls,

Hi all, i got 1 problem here,
I just got direct acces credit card recently, now i want to use it to pay my car downpayment which is rm 4000, i heard about i-pay plan from direct access mastercard that have easy payment scheme. Can i just get cash advance from the card, and pay it using the i-pay plan because the interest rate is cheap. Or can i go to the poh kong ( or any jewellery shop ), ask to swap my card for 4k, and give me back rm 3800 ( then i can pay the 4k using i-pay plan ). Any idea pls, i need to get the money by this week, thanks

This post has been edited by bagok: Apr 22 2009, 02:50 PM

i know that but i really desperate now, my saving for downpayment need to let go for other thing.

Thanks for the advise, i need a car urgently because my works need me to travel a lot, now im using my motorcycle for 6 month already, fyi, the car that i want to buy is used perodua kelisa, my loan can go up to 80% only, as for the monthly payment, petrol, insurance, maintenance of the car there is no problem for me since my salary is more than enough. The problem is, i just used the downpayment money for the other urgent matter. And since my company just got a project at the pulau indah, its hard to travel there everyday by using motorcycle.