Its normal policy

just go on further to collect the cimb world master , mbf world master , SCB visa infinite and RHB visa infinite lorr... the range is not so wide now as not so much bank offer it at current

It can be normal policy,but only apply to PBB.
Bcoz other issuer I hav no such problem.

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Added on March 12, 2009, 8:15 pmHi brother,
CIMB WMC and SCB visa infinite is coming soon,this 2 no problem.
For MBF WMC and RHB visa infinite, wanted to apply but they only available by invitation. I dun think they open for normal application rite?
If they open for application,sure will apply.
Just the PBB, @#$%$#@^&*$%^!


This post has been edited by RockIron: Mar 12 2009, 08:15 PM

Since you have credit cards, what is the needed to go for PBB and get it by securing your FD in order to get it?

Anyone have a list of FREE FOR LIFE credit cards?

As i know, there are Maybank Petronas, EON Bank (12x Swipes a year), and AMBANK ...anymore?? I believe there are ALOT more out there...

CIMB Classic & CIMB Petronas also is free without condition.

Free for life without any condition

1. Direct Access
2. CIMB Petronas mastercard
3. CIMB Platinum Mastercard
4. Maybank Petronas VISA
5. Affin Bank
6. CIMB Islamic Mastercard

With condition so many card lah.

This post has been edited by GHz: Mar 12 2009, 10:42 PM

CIMB Petronas can apply but won't get. Because already have DA card. True story happened to yours truly.

For RHB Visa Infinite, you need to be their Priority Banking member and have a total deposit of about RM500K. I used to ask and RM200K deposit only entitles you to a complimentary Gold card and a Platinum RM350K - if I remember it correctly.

BTW ... RHB cc CS are very crappy. Maybe for the sake of collecting the card I'll make the effort but to use their CC ? No way man!


One more thing, HSBC CS called me to counteroffer as I wanted to cancel their card. They gave me an unconditional 5 years annual fee waiver ! (I think someone here also got this offer) I'm usually not a fan of keeping cards which I don't use ... so I'm still pondering whether to keep the card or still cancel it. Any opinions ?

This post has been edited by hye: Mar 13 2009, 09:15 AM

Yes I also received unconditional 5 years annual fee waiver after threaten them to cancel my card.

Agreed. RHB Bank certainly deserves to compete in the "worst bank" category, if there is such award


What card is that ? HSBC Platinum VISA ? HSBC do offer some real good promotion sometimes. I'd keep it if i were you.

@hye,
Surprise surprise but I haven't gotten a counter offer from HSBC. Act, I haven't even heard from the bank since I called in to cancel my Gold card. Then again, perhaps my spending on the card is far too minimal for them to even make me the offer !

Hi jack2,
It's my hobby to collecting cc lah.
Same if u collect stamps and u miss a series, how will u feel???
I m not showoff I hav a lots of cc or what but just my hobby collecting them......

no need to apply wat, im getting the 2% rebate for DA card now for pumping petrol at petronas

Yes, I understand your hobby... hehe.

I just applied for Alliance Bank that offers 2% rebate on all retail transactions. Hope they approve me as I have just cancelled their conventional cards 1 mth ago.

Which free for life credit card have a minimum requirement to get one?

i applied SCB credit card. is this any good?
the sales person told me that i can always call and waive the annual charge, 100% confirm they will do. is this any true?

thanks

Hi brother,
Wish u good luck.

RockIron,

since collecting cc is your hobby, why don't you list down what you have in hand currently

If they reject me, never mind. I can continue using AmBank P.

Those banks that rejected me previously, I won't go back to them.

1) Southern Bank Direct Access - I called and talked to the credit manager, like father seeks son for something. Haha..... I did so because that time, DA was the only card that offers free for life to ACCA students and affiliates.

2) HSBC (I think I did apply)