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 Credit Card Thread V6

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Dozz
post Apr 22 2009, 11:40 PM

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QUOTE(hye @ Apr 22 2009, 09:17 PM)
Congrats ! How long did it took from the point of application till you receive the card ?
*
it took about 2 weeks for the whole process until am received the card.


Added on April 22, 2009, 11:41 pm
QUOTE(GHz @ Apr 22 2009, 09:41 PM)
How did you apply it? Based on annual income or credit limit from other card?
*
I m SCB Priority Banking Cust, so am eligible for this card and free waiver for 3 years smile.gif

This post has been edited by Dozz: Apr 22 2009, 11:41 PM
MilesAndMore
post Apr 23 2009, 12:07 AM

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QUOTE(alexwsk @ Apr 22 2009, 07:08 PM)
yea, I noticed the 150k minimum income for SCB Visa Infinite, too bad my salary is not there yet
as for RHB, forget it

Hye said in the latest "Standard Chartered Priority Banking" flyer it is stated that all "Priority Banking customers" will get a complimentary VISA Infinite now rclxms.gif


QUOTE(alexwsk @ Apr 22 2009, 07:08 PM)
2) TMPoint should accept cc,
Yes. TMPoint does accept VISA or Mastercard.


QUOTE(bingozero @ Apr 22 2009, 07:18 PM)
The Maybank staff link it for me, when ever I swap my credit card, it will direct deduct my amount from my saving account.
Not sure whether I can use for ATM to withdraw money using my credit card.
*
Are you sure you are on a credit card ? Or it's the Maybank VISA debit card. The card with cherry design.


QUOTE(Dozz @ Apr 22 2009, 08:52 PM)
just recieved my Visa Infinite card from SCB smile.gif
*
CONGRATS rclxms.gif God, sound like Rebecca Bloomwood now biggrin.gif


QUOTE(aarex @ Apr 22 2009, 09:56 PM)
Juz get my CIMB MasterCard... laugh.gif

hmm.gif VISA good or MasterCard good?
*
Congrats ! Use it wisely and never withdraw cash advance. Both are more or less the same.


QUOTE(bingozero @ Apr 22 2009, 10:22 PM)
Its depend, some of the merchant accept master didn't accept visa, or vice versa  smile.gif
Actually i have not been on a situation where a merchant only accept VISA and not Mastercard or the other way around. Usually in Malaysia if they do accept credit card as a mode of payment, then almost 100% they will definitely accept your VISA or Mastercard. Only AMEX (American Express), JCB (Japan Credit Bureau) and Diners Club are not accepted by certain merchants.


QUOTE(Zack Styler @ Apr 22 2009, 10:49 PM)
Well its better to have both, in case either one of the systems went down, or the merchant did not accept one of them.. smile.gif
*
Agreed.


QUOTE(Dozz @ Apr 22 2009, 11:40 PM)
I m SCB Priority Banking Cust, so am eligible for this card and free waiver for 3 years smile.gif
*
WHAT ? Just three years ? How stingy of them ! Did you ask your RM if you can definitely get another 3 years free when you renew your VISA Infinite three years later and still a Priority Banking customer ?
lil twist
post Apr 23 2009, 12:12 AM

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just curious, which bank besides citibank, can prepare new CC apps within 1-2 days? blush.gif
Reventon
post Apr 23 2009, 01:33 AM

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QUOTE(lil twist @ Apr 23 2009, 12:12 AM)
just curious, which bank besides citibank, can prepare new CC apps within 1-2 days? blush.gif
*
Cimb card, but you have to go to their branch at medan damansara. Approval and physical card will be ready in 1 and half hour.
lil twist
post Apr 23 2009, 07:27 AM

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QUOTE(Reventon @ Apr 23 2009, 01:33 AM)
Cimb card, but you have to go to their branch at medan damansara. Approval and physical card will be ready in 1 and half hour.
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owh ic ic... besides CIMB, are there any other banks hv such fast service? sweat.gif
alexwsk
post Apr 23 2009, 08:29 AM

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QUOTE(Zack Styler @ Apr 22 2009, 10:49 PM)
I am outdated, thanks for the update.. tongue.gif


Added on April 22, 2009, 10:51 pm

Let's assume,

VISA=Intel

Mastercard=AMD

Well its better to have both, in case either one of the systems went down, or the merchant did not accept one of them.. smile.gif
*
actually i just found out from mbb website oso


Added on April 23, 2009, 8:33 am
QUOTE(CSS @ Apr 22 2009, 11:37 PM)
I thought CIMB Petronas MasterCard is free for life forever, where'd you get the "spent 12 times" info?
The website was always RM30k, however in the form itself it states that only RM24k is required for MBB Petronas Visa Gold...
Sounds more like our Maybank Visa Debit Card / ATM Card...
*
hmm.gif maybe the printed form is not updated, because their online application form indicated 30k. And you're rite, i still hv a hard copy of the petronas visa application form with me, 24k for gold - coz i thk they dun hv classic card for this

This post has been edited by alexwsk: Apr 23 2009, 08:39 AM
aarex
post Apr 23 2009, 10:40 AM

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hmm.gif Juz wan to ask, is it safe to give out my credit card account number and security code to the hotel staff whn i book my room thru phone?

Thanks! notworthy.gif

This post has been edited by aarex: Apr 23 2009, 10:41 AM
pisang
post Apr 23 2009, 11:53 AM

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i dunno if it's safe or not..

But you have no choice as the hotel can't confirm ur booking without the info.

Dozz
post Apr 23 2009, 01:30 PM

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QUOTE(MilesAndMore @ Apr 23 2009, 12:07 AM)
WHAT ? Just three years ? How stingy of them ! Did you ask your RM if you can definitely get another 3 years free when you renew your VISA Infinite three years later and still a Priority Banking customer ?
*
yes i will ask for it after 3 years smile.gif
aarex
post Apr 23 2009, 01:34 PM

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QUOTE(pisang @ Apr 23 2009, 11:53 AM)
i dunno if it's safe or not..

But you have no choice as the hotel can't confirm ur booking without the info.
*
Yalo, how ar? Actually I wan to book at Genting hotel or Highland hotel. wink.gif
tinkerbel
post Apr 23 2009, 01:43 PM

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@aarex,
If ur making your reservations or bookings through a valid / dependable source then I guess it's oK to reveal the information. The other option is perhaps for U to do an online booking instead? That way, U do not need to give these vital information over the phone.
heizad
post Apr 23 2009, 02:05 PM

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if the hotel staff is unethical enuff he will use ur cc n security number...
CrOmer
post Apr 23 2009, 02:12 PM

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today i have called maybank customer service to know my cc application..unfortunately my application for maybank petronas are not successfull..uwa...really sad..
aarex
post Apr 23 2009, 02:13 PM

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QUOTE(tinkerbel @ Apr 23 2009, 01:43 PM)
@aarex,
If ur making your reservations or bookings through a valid / dependable source then I guess it's oK to reveal the information.  The other option is perhaps for U to do an online booking instead?  That way, U do not need to give these vital information over the phone.
*
Thanks tinkerbel for the info.
But i checked at Genting website...it stated Highland hotel - Not available for online booking. Call (603) 2718 1118. wink.gif


Added on April 23, 2009, 2:14 pm
QUOTE(heizad @ Apr 23 2009, 02:05 PM)
if the hotel staff is unethical enuff he will use ur cc n security number...
*
Yalo, tat's y i scared lol. sad.gif

This post has been edited by aarex: Apr 23 2009, 02:15 PM
tinkerbel
post Apr 23 2009, 02:29 PM

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@aarex,
In that case, the decision will be yours to make. Unless the tele-marketing person is really screwed up, U should have nothing to worry about. Genting is a big enough company and no reason to want to steal from U smile.gif

If it makes U feel more comfortable, what about doing a walk-in booking instead?! If all else fails, ask the person taking/doing your booking for his full name and IC number tongue.gif
aarex
post Apr 23 2009, 02:45 PM

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QUOTE(tinkerbel @ Apr 23 2009, 02:29 PM)
@aarex,
In that case, the decision will be yours to make.  Unless the tele-marketing person is really screwed up, U should have nothing to worry about.  Genting is a big enough company and no reason to want to steal from U smile.gif

If it makes U feel more comfortable, what about doing a walk-in booking instead?!  If all else fails, ask the person taking/doing your booking for his full name and IC number tongue.gif
*
Haha....good good! Thanks for ur advice. notworthy.gif
bingozero
post Apr 23 2009, 03:04 PM

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QUOTE(CrOmer @ Apr 23 2009, 02:12 PM)
today i have called maybank customer service to know my cc application..unfortunately my application for maybank petronas are not successfull..uwa...really sad..
*
You can try apply CIMB Petronas, it also free for life
CrOmer
post Apr 23 2009, 04:44 PM

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already applied it..hope my application will not be reject this time

This post has been edited by CrOmer: Apr 23 2009, 04:50 PM
heizad
post Apr 23 2009, 07:14 PM

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maybank called me just now to tell me that i can collect my mbb petronas... 2 months after application just got their call..lol..i was going to apply again for it coz i thought my application failed edi tongue.gif
CSS
post Apr 23 2009, 07:57 PM

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QUOTE(alexwsk @ Apr 23 2009, 08:29 AM)
actually i just found out from mbb website oso


Added on April 23, 2009, 8:33 am

hmm.gif maybe the printed form is not updated, because their online application form indicated 30k. And you're rite, i still hv a hard copy of the petronas visa application form with me, 24k for gold - coz i thk they dun hv classic card for this
*
Think those are for normal CC applications which has annual fees, MBB Petronas Visa is special smile.gif

QUOTE(aarex @ Apr 23 2009, 01:34 PM)
Yalo, how ar? Actually I wan to book at Genting hotel or Highland hotel.  wink.gif
*
You shouldn't be paying for any bookings at Genting, use GP or WP instead...

Haven't paid for a room in years happy.gif

(But then, they've taken a lot more than my room's cost everytime) sweat.gif

QUOTE(heizad @ Apr 23 2009, 07:14 PM)
maybank called me just now to tell me that i can collect my mbb petronas... 2 months after application just got their call..lol..i was going to apply again for it coz i thought my application failed edi tongue.gif
*

You can get them to send it to your address, saves you the trouble of running here and there...



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