Thanks

find out from the merchant whether they accept other banks cc for 0% installment
or u can try the cimb/da ipay plan which ends at 30 jun

SCB VISA Infinite got chance for you to apply. RHB VISA Infinate is only via invitation only, possibly via Priviledge Banking customers with at least RM1 mil in deposits.

I wouldn't even come close to any RHB cc products as I'm not (personally) impressed by their CS and teller services.

Hello,
Today I just get my Maybank Petronas credit card, just for few question that I want to know.
I have my Maybank account which link to this credit card, can I use this credit card to withdraw money from ATM? Is that any service charge?
I want to pay my streamyx bill at TMpoint, is that accept credit card and how the treat points earn?
Can I just swap my credit card even I buy the item just for RM5? And does it charge?
Thank you.

yea, I noticed the 150k minimum income for SCB Visa Infinite, too bad my salary is not there yet
as for RHB, forget it

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Added on April 22, 2009, 7:11 pm1) I'm not sure whether you can use it as ATM card for ur banking account. How do you link it to your cc?
2) TMPoint should accept cc, you can also pay via m2u using that cc, points for TM is RM1=2points. You can also sign up for autopay. Last time when i signed up, TM gave RM2 discount every month
3) Yes, you can swipe whatever amount u like, as long as the merchant didn't state a minimum amount for cc transaction. Should have no extra charge, except for computer shops, but they will let u know up front

This post has been edited by alexwsk: Apr 22 2009, 07:14 PM

The Maybank staff link it for me, when ever I swap my credit card, it will direct deduct my amount from my saving account.
Not sure whether I can use for ATM to withdraw money using my credit card.

Was about to say no, but didn't know they had linkages like that. Erm, go to an ATM and put in your CC. Go to balance enquiry and see whether you have the option between your cc account and your savings account, that way you'll know if it's linked properly. Be careful, you don't want to end up drawing cash advance

But on another note, I can see why the bank would link it up like that, reduces the risk of default for them
And why would you want your money directly deducted anyways

Hmm, i think better don't try because it don't have PIN number provide to me

Yikes. Well, you could request one at the bank. They did it on the spot for me.

just recieved my Visa Infinite card from SCB

huh, then that cannot be call cc la
i thought they will auto deduct once the statement is out and not directly after each transaction

If its directly deduct from your acc, i dont think is a credit card. More like a debit card.

Congrats ! How long did it took from the point of application till you receive the card ?

This post has been edited by hye: Apr 22 2009, 09:28 PM

cancelled SCB unwanted cards through phone. hopefully they will truly cancel the card as mentioned in the phone.

How did you apply it? Based on annual income or credit limit from other card?

Juz get my CIMB MasterCard...

VISA good or MasterCard good?

Its depend, some of the merchant accept master didn't accept visa, or vice versa
Are you holding free for life, I want to apply soon for the cimb master since I already get my maybank visa

Ic. Ya, mine is free for life without any conditions.

I am outdated, thanks for the update..

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Added on April 22, 2009, 10:51 pmLet's assume,

VISA=Intel

Mastercard=AMD

Well its better to have both, in case either one of the systems went down, or the merchant did not accept one of them..

This post has been edited by Zack Styler: Apr 22 2009, 10:51 PM

I thought CIMB Petronas MasterCard is free for life forever, where'd you get the "spent 12 times" info?

The website was always RM30k, however in the form itself it states that only RM24k is required for MBB Petronas Visa Gold...

Sounds more like our Maybank Visa Debit Card / ATM Card...