Hi, if outstanding is showing 0 do i need to make payment this month? I just entered akpk and activated last month, not sure how this works.

Just managed to get into AKPK today.

Current debt before Akpk:

cc mbb 6k - 350 monthly
cc aeon 5k - 250 monthly
rhb financing 8k - 200 monthly
aeon financing 8k - 201 monthly

total = 951 monthly

after akpk, monthly 300.

saved 651 per month. should be okay i hope. dunno what to feel now.

Hi..u apply on9 or go their office?

just online

Thanks. I also got approved yesterday evening. Total took 9 days (include sat n sun).

Going into my 1st payment today and embark on my journey.

Hi, my friend would like to pay off his akpk. Shall it be done via akpk or must go to each bank? Also once done, need to get letter from each bank and inform akpk is it? Kindly advise. Thanks.

Early Full settlement? Then via bank. Try ask for discount cuz some bank will give.
Once done the full settlement, bank will give release letter. Bank also will direct update the AKPK as well.
It reflects in AKPK system almost immediately once you get the release letter.

Noted on this. Thanks. Btw how long does it take for the AKPK status will be removed completely from CCRIS? do you know?

From my own experience, almost immediately after everything settled. The system DB is kinda centralized now. Not like last time.

Thanks. Going to the remaining 2 banks now to settle everything. Finally I will graduate soon! 😃

I'm planning to go to AKPK this few weeks time. I got a lot of question to ask them as I'm curious about how they can help those with a lot of debt on their cc.

Anyone got anything ask from AKPK can let me know and I'll asked the Q for you.

I've tried to search AKPK in LYN but no one have a lot of answer about it.

So far, I can think of these few Q to ask them

1) is it true they can help us to consolidate all our debt into a 0% affordable payment? 

2) will CTOS learn about this? as you know, once your name in CTOS, its hard to remove it 

3) would they hold our passport like those declared bankrupt? 

4) what happen to all our credit card once we accepted AKPK offer? they cancelled it all or just put on hold? if put on hold, the yearly charges still need to pay?

5) can we ever apply cc again after AKPK

6) how many years can they make the installment payment?

7) how much we need to payback to them....is it still 5%?

If anyone here have gone to AKPK and know the answer, I would greatly appreciate it. no need for me to waste my leave just to ask them this Q

I got a question, if we are not declared bankrupt, can we also apply for AKPK's help?

For some reason, frequency of receiving call from 3rd party agent increase once i am in akpk.

All said akpk no issue can help settle n they r lower rate etc.

Fyi to all, really please ignore them. U will end up pay even higher price/amount than wat u owe with akpk help. They also charge u 8-20% of ur loan. So u will end will shittier condition than u r in now.

Example - total debt 100k. They will help u apply 150k take 15-30k as comm while telling u got extra cash 20k in hand n lower debt.

For some reason, frequency of receiving call from 3rd party agent increase once i am in akpk.

All said akpk no issue can help settle n they r lower rate etc.

Fyi to all, really please ignore them. U will end up pay even higher price/amount than wat u owe with akpk help. They also charge u 8-20% of ur loan. So u will end will shittier condition than u r in now.

Example - total debt 100k. They will help u apply 150k take 15-30k as comm while telling u got extra cash 20k in hand n lower debt.