Just managed to get into AKPK today.

Current debt before Akpk:

cc mbb 6k - 350 monthly
cc aeon 5k - 250 monthly
rhb financing 8k - 200 monthly
aeon financing 8k - 201 monthly

total = 951 monthly

after akpk, monthly 300.

saved 651 per month. should be okay i hope. dunno what to feel now.

It will get better. Don't give up. Continue to minimize the expenses, found a way to add another channel of income.
If things get tough, whether physically or mentally.. talk to someone. It helps.
Debt will get lessen. One day, you will be graduate from AKPK.

The best part is no more calls from banks. A peace of mind, can focus on works and family.

Now just make sure you pay AKPK ontime monthly, you will be fine,

Enjoy and value your new life from now on.

sorry to ask, i have made my 1st payment to akpk. When will be my next payment due date ya? i scroll thru the akpk website didnt show next payment is when. Is it the same date as my 1st payment?

Thanks a lot buddy.

Hi everyone, can I just walk in to AKPK or need to do appointment? I just submitted my doc online, I need to tell the officer something

While waiting for responses,
...since you had submitted your documents online, my take is just wait for them to contact you to attend their scheduled appointment to discuss your submitted case, then you can "tell the officer something" during the meeting.

Do you know normally how long it takes for them to call? Cause I’m quite urgent and I’m worried they send letters to home

No idea.
But I guess it depends on the case load of the branch nearest to your contact address?

Email or contact them by phone to check?

Googled and found this Info as per image....from
https://www.akpk.org.my/faq-details/16

This post has been edited by MUM: May 5 2024, 12:40 AM


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Call them instead then since is urgent.
Unless you wanna show something, then just walk in and get a number.
No need make appointment.

This post has been edited by wacko_joy: May 5 2024, 02:32 PM

Hi Sifu sifu here.I'm would like to seek for your advise.

Recently completed DMP(AKPK) plan.My last bank is Ambank,this account have issued a legal case before and have record in my CCRIS.I just received the settlement/released letter from Ambank in last month April 2024.

My question is :

1)when the CCRIS and CTOS will update/remove in their system?

2)Need advise do I need to call Ambank ask to update in CCRIS and CTOS?

While waiting for value added responses, I googled and found these. Hope they can provides some info while you waits.

For your question 1.
The attached images are from
https://ctoscredit.com.my/learn/how-often-i...report-updated/

https://www.propertyguru.com.my/property-gu...-malaysia-12199

For your question 2.
I think it is much better if you do that.




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Thank you for your kind advice.

Hi asking for advice,

I just saw my UOB letter saying they’ll go for legal measurements, the letter dated 2 months ago. Do you know normally how long does court judgement takes and whether AKPK still can fix this? AKPK says my loan are new and ask me to reapply on June….

By default next month, based on my case. Initially I thought it will take months to reflect. It was almost in immediate effect.
No need to call unless next month you see the record still there.

Once the bank send you the release letter, automatically AKPK & CCRIS & CTOS will be updated as well. We dun need to do anything.

Thank you for your kindness advice.

Does anyone approach by those service? While they claim can pull out from AKPK and apply for Islamic Personal Financing for settle off AKPK with high processing fees 15-20% from loan amount. I found it very suspicious...

Been warned by akpk already.



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That’s why…wonder how they get my contact number….

Hi, if outstanding is showing 0 do i need to make payment this month? I just entered akpk and activated last month, not sure how this works.