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 AKPK, debt issue, anyone got a question to ask them?

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DDSFan8
post Feb 1 2009, 11:22 PM

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AKPK also help for personal loan and housing loan?
DDSFan8
post Mar 27 2018, 07:55 PM

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QUOTE(weebeng @ Mar 27 2018, 02:01 PM)
All my total debt is about 160K. What is the repayment period of akpk?
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go to their website and enroll for a debt management program.

https://customer.akpk.org.my/CustomerIndex....r/CustomerLogin

Input your outstanding balances as accurate as possible.
DDSFan8
post Mar 27 2018, 07:57 PM

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QUOTE(k3nji @ Mar 10 2018, 08:40 PM)
I had a bit and pieces of this akpk. Havent gone through the website to get any info yet. But just crossed my mind if the akpk involes housing loan? If it is, what will be the arrangement? 35 years loan extend to 50 years loan? Is it?
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Yes. They mediate for restructuring for housing loan / financing also
DDSFan8
post Mar 27 2018, 08:01 PM

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QUOTE(Ron2828 @ Mar 8 2018, 04:54 PM)
12k is small amount.,not worth it.with your salary and a bit of discipline,you can pay it off easily.
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reduce your credit limit. Control your spending.
DDSFan8
post Mar 28 2018, 11:09 PM

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QUOTE(TerrorOfDeath @ Mar 28 2018, 04:43 PM)
is that possible for AKPK settle my debt issues which i was sue by bank due to unable to payback my house payment..

how long its take ? cuz high court only give me till middle of april to settle the amount of money or else will tarik balik my house..
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why not u go to the bank directly and speak to their recovery department?
DDSFan8
post Mar 29 2018, 07:03 PM

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QUOTE(TerrorOfDeath @ Mar 29 2018, 12:56 PM)
been tried..CIMB banker tell me..either u pay the money or we will tarik back ur house...that why i wonder is that possible to ask AKPK help ...
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go directly to their recovery office in Menara UAB Tun Perak
DDSFan8
post Mar 29 2018, 07:47 PM

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QUOTE(jefflife @ Mar 29 2018, 07:10 PM)
I have a personal loan with cimb and saving account with cimb. And cimb have set auto debit for this loan payment from my saving account. Since now I enrolled for akpk, can we stop the auto debit payment from the bank( I did not request for auto debit previously)
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yes n bring copy of ur akpk letter
DDSFan8
post Mar 31 2018, 10:17 AM

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QUOTE(jefflife @ Mar 29 2018, 08:18 PM)
Thanks . so you done it previously as well?
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Other customer asked before.
DDSFan8
post Apr 5 2018, 08:56 PM

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QUOTE(weebeng @ Apr 3 2018, 01:25 PM)
Thank you. I just wanna enroll my credit card and PL into debt management program and remaining my housing loan. Is it possible?
Let said I enroll 160k, what is the interest rate & repayment period?
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when you enrol online, they have option for you to choose which credit facilities that you would like to restructure. Why not you enrol first and enter all the fields.
DDSFan8
post Feb 13 2021, 09:22 PM

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QUOTE(Kiefer @ Feb 12 2021, 12:33 AM)
Depends bro..a few things foresee need to be ready.

1, ccris report all clean. After settle akpk, you might need to give some time for the report be updated clean. 6mth at least.

2. Hse or hp loan, apply the banks that you have no record with before. So be as clean possible for greater chance.

I managed to get a housing loan approved this week. So waiting for offer letter.
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If I not mistaken, CCRIS update on monthly basis. Why not apply for eCCRIS to check your credit facilities? It is very convenient
DDSFan8
post Feb 15 2021, 06:38 PM

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QUOTE(jiwaman @ Feb 15 2021, 02:12 PM)
Thank you for your update.

Could I know the CTOS score (average) to get housing loan / HR
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Banks main source of credit evaluation is from CCRIS. CTOS is like check directorship.
DDSFan8
post Aug 13 2022, 12:52 AM

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Getting AKPK is actually a good choice.

Because after you have graduated from the program, you can apply for credit facilities like normal as long as the CCRIS history has been cleared.

 

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