AKPK also help for personal loan and housing loan?
AKPK, debt issue, anyone got a question to ask them?
AKPK, debt issue, anyone got a question to ask them?
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Feb 1 2009, 11:22 PM
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#1
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Senior Member
1,276 posts Joined: May 2005 |
AKPK also help for personal loan and housing loan?
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Mar 27 2018, 07:55 PM
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#2
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Senior Member
1,276 posts Joined: May 2005 |
QUOTE(weebeng @ Mar 27 2018, 02:01 PM) go to their website and enroll for a debt management program. https://customer.akpk.org.my/CustomerIndex....r/CustomerLogin Input your outstanding balances as accurate as possible. |
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Mar 27 2018, 07:57 PM
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#3
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Senior Member
1,276 posts Joined: May 2005 |
QUOTE(k3nji @ Mar 10 2018, 08:40 PM) I had a bit and pieces of this akpk. Havent gone through the website to get any info yet. But just crossed my mind if the akpk involes housing loan? If it is, what will be the arrangement? 35 years loan extend to 50 years loan? Is it? Yes. They mediate for restructuring for housing loan / financing also |
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Mar 27 2018, 08:01 PM
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#4
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Senior Member
1,276 posts Joined: May 2005 |
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Mar 28 2018, 11:09 PM
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#5
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Senior Member
1,276 posts Joined: May 2005 |
QUOTE(TerrorOfDeath @ Mar 28 2018, 04:43 PM) is that possible for AKPK settle my debt issues which i was sue by bank due to unable to payback my house payment.. why not u go to the bank directly and speak to their recovery department?how long its take ? cuz high court only give me till middle of april to settle the amount of money or else will tarik balik my house.. |
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Mar 29 2018, 07:03 PM
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#6
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1,276 posts Joined: May 2005 |
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Mar 29 2018, 07:47 PM
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#7
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Senior Member
1,276 posts Joined: May 2005 |
QUOTE(jefflife @ Mar 29 2018, 07:10 PM) I have a personal loan with cimb and saving account with cimb. And cimb have set auto debit for this loan payment from my saving account. Since now I enrolled for akpk, can we stop the auto debit payment from the bank( I did not request for auto debit previously) yes n bring copy of ur akpk letter |
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Mar 31 2018, 10:17 AM
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#8
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1,276 posts Joined: May 2005 |
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Apr 5 2018, 08:56 PM
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#9
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Senior Member
1,276 posts Joined: May 2005 |
QUOTE(weebeng @ Apr 3 2018, 01:25 PM) Thank you. I just wanna enroll my credit card and PL into debt management program and remaining my housing loan. Is it possible? when you enrol online, they have option for you to choose which credit facilities that you would like to restructure. Why not you enrol first and enter all the fields.Let said I enroll 160k, what is the interest rate & repayment period? |
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Feb 13 2021, 09:22 PM
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#10
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Senior Member
1,276 posts Joined: May 2005 |
QUOTE(Kiefer @ Feb 12 2021, 12:33 AM) Depends bro..a few things foresee need to be ready. If I not mistaken, CCRIS update on monthly basis. Why not apply for eCCRIS to check your credit facilities? It is very convenient1, ccris report all clean. After settle akpk, you might need to give some time for the report be updated clean. 6mth at least. 2. Hse or hp loan, apply the banks that you have no record with before. So be as clean possible for greater chance. I managed to get a housing loan approved this week. So waiting for offer letter. |
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Feb 15 2021, 06:38 PM
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#11
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Senior Member
1,276 posts Joined: May 2005 |
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Aug 13 2022, 12:52 AM
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#12
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1,276 posts Joined: May 2005 |
Getting AKPK is actually a good choice.
Because after you have graduated from the program, you can apply for credit facilities like normal as long as the CCRIS history has been cleared. |
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