Call up the Collection department and let them know you intend to make full payment. There are some cases Maybank will give discount for earlier settlement. Not sure RHB

No harm to try and call them to request for the discount..

WOW,...that is about 36% discount... :thumbsup:
if you did not do the early settlement,....how many more months/years need to do repayment to Maybank?

Lucky you. I did not get discount at all.

I did. I went to the counter to make the full settlement, ask for discount but they say no discount. They said I need to call the collection, then collection will decide to give discount or not. But, later when I checked my akpk (after made full settlement), the maybank already gone from my akpk portal.

akpk already updated in the "letter" section that I have made full settlement with the bank. But I was a letter of notification for me, not the "release letter". I also haven't received my release letter from the banks.

I am now in a quest to harass these banks to give me the release letter.

Don't get me started on communications. ALL banks are lousy. I despise them. Everytime call, everytime passing me like a ping-pong ball. But none being helpful at all. Need to shout2 at counter baru  jalan.

just to share.

Maybank: got discount. Collection Department via email to colln@maybank.com.my or contact them at 03-2074 8090
HSBC: no discount. hotline 1-300-88-1121
OCBC: no discount. akpksupport@ocbc.com
UOB: got discount. 03-2783 2000
Citibank: got discount. 03-23830000 (had to go through all the machines)
KFH: got discount. email to kfhonline@kfh.com.my with subject "Personal Financing-i Redemption Statement Form | <fullname>"
RHB: got discount. 03-27763111

Better to speak to the debt collection department of your bank loan/credit card and ask for a reschedule of the loan.
Going to AKPK will result in you being "blacklisted" by the banks in the future. Even if you fully repay them.