Welcome Guest ( Log In | Register )

Bump Topic Add Reply RSS Feed
194 Pages « < 120 121 122 123 124 > » Bottom

Outline · [ Standard ] · Linear+

 AKPK, debt issue, anyone got a question to ask them?

views
     
samsungXP
post Apr 11 2020, 04:51 PM

Look at all my stars!!
*******
Senior Member
5,284 posts

Joined: Nov 2011
QUOTE(alexkwlee @ Apr 1 2020, 11:06 AM)
do you guys check your akpk portal today? i can see the portal pop up 1 month arrears payment… not they say give 6 mth delay payment ? if yes why still pop up 1 month arrears payment?? kencing kuat??
*
yes it will show 1 month arrears payment although march u ord pay
freechuan
post Apr 17 2020, 07:51 PM

New Member
*
Newbie
17 posts

Joined: Jul 2013
Hi Sifu,

If I have the below situation, any recommendation you guys can give? I hope to cut down some interest.

1) Settle Credit Card A first? Then Credit Card B and C do Auto Balance Conversion plan?

Credit Card A debt = RM1,000
Credit Card B debt = RM3,000
Credit Card C debt = RM2,500
Personal Loan Debt = RM2,080 balance left 8 months to pay/monthly repayment RM260
Total Debt = RM8,580
MUM
post Apr 17 2020, 07:57 PM

10k Club
********
All Stars
14,863 posts

Joined: Mar 2015
QUOTE(freechuan @ Apr 17 2020, 07:51 PM)
Hi Sifu,

If I have the below situation, any recommendation you guys can give? I hope to cut down some interest.

1) Settle Credit Card A first? Then Credit Card B and C do Auto Balance Conversion plan?

Credit Card A debt = RM1,000
Credit Card B debt = RM3,000
Credit Card C debt = RM2,500
Personal Loan Debt = RM2,080 balance left 8 months to pay/monthly repayment RM260
Total Debt = RM8,580
*
to cut down on interest....I think need to clear the one that has the highest interest rate charged by the bank first.
MakNok
post Apr 21 2020, 01:58 PM

Look at all my stars!!
*******
Senior Member
5,713 posts

Joined: Jan 2003
QUOTE(zamnrul @ Apr 1 2020, 08:03 AM)
my advice is...if you got a lot of money is okay to pay..if no better dont...my company terminate me..and lucky got 6 months because of covid..

so for me better save your money first..we dont know how long this covid...maybe 2-3 months maybe 6 months..maybe 1 year..we dont know..please save your money.
*
Yes...
I also enjoy the Moratorium 6 month.
Ngam Ngam save my bacon.

My bloody company mandatory 50% paycut and have no balls to give memo to executive.

All from horsemouth Manager email / whatapps to minions .

Only for management employees.
lion_cub123 P
post Apr 24 2020, 10:46 AM

New Member
*
Probation
3 posts

Joined: Apr 2019
QUOTE(monocat @ Mar 7 2020, 11:28 AM)
cimb and citibank didnt share with me the discount rate. i believe that is more than 40%
*
Hi, do you mind sharing the Citibank contact number? Or is it the same number as in the list?
Many thanks in advance
benjamin789 P
post Apr 28 2020, 08:47 PM

New Member
*
Probation
3 posts

Joined: Apr 2020
QUOTE(lion_cub123 @ Apr 24 2020, 10:46 AM)
Hi, do you mind sharing the Citibank contact number? Or is it the same number as in the list?
Many thanks in advance
*
03-23835700
benjamin789 P
post Apr 29 2020, 03:18 AM

New Member
*
Probation
3 posts

Joined: Apr 2020
pls login to customer.akpk.org.my to view your akpk dmp account
multiplexer
post Apr 29 2020, 06:45 AM

Casual
***
Junior Member
393 posts

Joined: Jan 2005
a collegue of mine has this long cc outstanding with one of the bank. he plans to settle the loan since we got bonuses last February. he donno where to start. i ask him to contact the bank, but he donno where to start. do u think akpk can help him in this case?
multiplexer
post Apr 29 2020, 05:55 PM

Casual
***
Junior Member
393 posts

Joined: Jan 2005
QUOTE(Bryant khor @ Apr 29 2020, 02:05 PM)
If the cc still active I got a plan can help to reduce interest rate and turn to installment, base on his budget to set 3 year or 5 year installment plan to pay back his own Bank.

If interested can contact me,thx
*
he told me this outstanding since he was in his previous company, which I calculated almost 4 years already. i don't think the card is active anymore..
farizmalek
post Apr 30 2020, 11:13 AM

Getting Started
**
Junior Member
182 posts

Joined: Apr 2020
Try to reduce the credit cards on this covid-19 time...
tkyong1
post May 1 2020, 11:18 AM

On my way
****
Junior Member
640 posts

Joined: Feb 2008
This morning i login to AKPK, noticed it show Payment in Arrear ...

Last month April i checked, it show nothing.

My last payment to AKPK was mid-March for March payment.

AKPK got auto 6 months moratorium as mentioned in their official website.

Could you guys go login and check to see .
CoronaV
post May 1 2020, 12:17 PM

Casual
***
Junior Member
391 posts

Joined: Feb 2020
QUOTE(Bryant khor @ Apr 29 2020, 02:05 PM)
If the cc still active I got a plan can help to reduce interest rate and turn to installment, base on his budget to set 3 year or 5 year installment plan to pay back his own Bank.

If interested can contact me,thx
*
You're financial advisor?
alexkwlee
post May 1 2020, 02:17 PM

Casual
***
Junior Member
357 posts

Joined: Jun 2006
QUOTE(tkyong1 @ May 1 2020, 11:18 AM)
This morning i login to AKPK, noticed it show Payment in Arrear ...

Last month April i checked, it show nothing.

My last payment to AKPK was mid-March for March payment.

AKPK got auto 6 months moratorium as mentioned in their official website.

Could you guys go login and check to see .
*
yes me also same… arrear for April payment… now some more BNM u-turn mean we need to settle all 6 mth delay payment on oct??
tkyong1
post May 1 2020, 02:25 PM

On my way
****
Junior Member
640 posts

Joined: Feb 2008
QUOTE(alexkwlee @ May 1 2020, 02:17 PM)
yes me also same… arrear for April payment… now some more BNM u-turn mean we need to settle all 6 mth delay payment on oct??
*
I think the 6 months moratorium still intact, no change, saw just now BNM said it just need some formality to comply with the change of hire purchase agreement.

AKPK is it because their office still closed, so system no update ?

I saw in AKPK official site said their office is closed till 12/5/2020.
benjamin789 P
post May 3 2020, 12:25 PM

New Member
*
Probation
3 posts

Joined: Apr 2020
QUOTE(multiplexer @ Apr 29 2020, 05:55 PM)
he told me this outstanding since he was in his previous company, which I calculated almost 4 years already. i don't think the card is active anymore..
*
rclxms.gif pls call to the bank about the situation and they will arrange for you
getajob
post May 8 2020, 02:27 PM

Casual
***
Junior Member
335 posts

Joined: Sep 2010
From: Kuala Lumpur
I have been calling to both OCBC and CITIBANK! Damn! So hard to call even hold for 30mins still ask me to hold the line... WTF!!!
speedo
post May 9 2020, 02:36 PM

Getting Started
**
Junior Member
116 posts

Joined: Apr 2012
hi, once you have paid all debt, how long you want and can apply for housing loan?any experience?
SUSMNet
post May 10 2020, 09:53 AM

10k Club
********
All Stars
11,954 posts

Joined: May 2007
u need to wait 12 month
speedo
post May 10 2020, 02:04 PM

Getting Started
**
Junior Member
116 posts

Joined: Apr 2012
QUOTE(MNet @ May 10 2020, 09:53 AM)
u need to wait 12 month
*
Your experience?
samsungXP
post May 20 2020, 06:28 PM

Look at all my stars!!
*******
Senior Member
5,284 posts

Joined: Nov 2011
anyone cont payment ?
« Next Oldest · Finance, Business and Investment House · Next Newest »
 

194 Pages « < 120 121 122 123 124 > » Top
Add ReplyOptions
 

Change to:
| Lo-Fi Version
 0.0207sec    0.59    6 queries    GZIP Disabled
Time is now: 4th December 2025 - 07:38 AM
All Rights Reserved © 2002- 2025 Vijandren Ramadass (~unite against racism~)
Removal Request
Powered by Invision Power Board © 2025  IPS, Inc.