Hi Sifu,

If I have the below situation, any recommendation you guys can give? I hope to cut down some interest.

1) Settle Credit Card A first? Then Credit Card B and C do Auto Balance Conversion plan?

Credit Card A debt = RM1,000
Credit Card B debt = RM3,000
Credit Card C debt = RM2,500
Personal Loan Debt = RM2,080 balance left 8 months to pay/monthly repayment RM260
Total Debt = RM8,580