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 AKPK, debt issue, anyone got a question to ask them?

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kookiebunny P
post Mar 20 2020, 04:29 PM

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QUOTE(MUM @ Mar 20 2020, 04:19 PM)
my guess is from the view of the collector....
how can they be sure that you already joint AKPK?

if you are really joint AKPK for that OCBC loan issue.....
try tell them politely, that you had already joint AKPK for that OCBC loan issue and tell them that they are welcome to take what ever action they liked ....
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i also think that how should I prove to the collector that i'm the member of AKPK. whatspp the printscreen of the AKPK offer letter? or wat other way else?

for us...we really very sensitive with tat word of "legal action" from the mouth of debt collector.
we already suffer and seek AKPK helping, but now the bank still want to kacau since already joint with AKPK.what the debt collector want us to do lagi since we already make payment to AKPK monthly and AKPK will help us to pay to bank.
monocat
post Mar 22 2020, 11:56 AM

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QUOTE(kookiebunny @ Mar 20 2020, 04:03 PM)
Hi guys, I received the call from OCBC bank debt collector these few days and he told me to make payment for cc if not they will take action. I already told him that I'm a member of AKPK, but he keep calling me. what should I do now? Why they do not understand WHAT IS AKPK and keep calling ?? why AKPK did not protect us frm these bank calling since we already become the member ?
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my suggestion is
1st- call the collection department and tell them that u already in akpk and provide more information to them
2nd- call akpk tell them that bank still kacau u. im sure they will tech u what to do.
3rd- call bank negara to log a case and get the case number.
4th- call back to the bank and tell them u already log a case to bank negara and share with them the case number

monocat
post Mar 22 2020, 12:05 PM

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finally i managed settle all outstanding payment.
cimb - take 5 working days to update akpk
citibank - take 4 working days to update to akpk
hlb - already 2 weeks but they havent update akpk.
scb - i make the full payment before lockdown. hopefully they will update akpk next week.

This post has been edited by monocat: Mar 22 2020, 12:13 PM
rainie1284
post Mar 23 2020, 02:22 PM

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Any delay payment for akpk since govt restructured bank payments by 6mths?
samsungXP
post Mar 24 2020, 12:42 AM

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QUOTE(monocat @ Mar 22 2020, 12:05 PM)
finally i managed settle all outstanding payment.
cimb - take 5 working days to update akpk
citibank - take 4 working days to update to akpk
hlb - already 2 weeks but they havent update akpk.
scb - i make the full payment before lockdown. hopefully they will update akpk next week.
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juz go to any branch of the bank ?
halmsx
post Mar 24 2020, 12:52 AM

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QUOTE(kookiebunny @ Mar 20 2020, 04:29 PM)
i also think that how should I prove to the collector that i'm the member of AKPK. whatspp the printscreen of the AKPK offer letter? or wat other way else?

for us...we really very sensitive with tat word of "legal action" from the mouth of debt collector.
we already suffer and seek AKPK helping, but now the bank still want to kacau since already joint with AKPK.what the debt collector want us to do lagi since we already make payment to AKPK monthly and AKPK will help us to pay to bank.
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its not the bank. they are collectors. agents. not bank staffs. they make money if you pay direct to the bank and not through akpk. ive asked about this with my bank and akpk. they they all confirm this. just ignore them.

its annoying. yeah. but just be firm. say you will only pay akpk, and you already got bank's letter saying your payment will be through akpk only and if they have problem with that, talk to your akpk officer. its ok to give contact to your akpk officer to the collectors. but also make sure you inform the akpk officer about it. you dont need to give the agents anything.

This post has been edited by halmsx: Mar 24 2020, 12:54 AM
monocat
post Mar 24 2020, 11:19 AM

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QUOTE(samsungXP @ Mar 24 2020, 12:42 AM)
juz go to any branch of the bank ?
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you need call them
samsungXP
post Mar 24 2020, 05:06 PM

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QUOTE(monocat @ Mar 24 2020, 11:19 AM)
you need call them
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after call them then bank in or go to branch ?
monocat
post Mar 24 2020, 05:09 PM

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QUOTE(samsungXP @ Mar 24 2020, 05:06 PM)
after call them then bank in or go to branch ?
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u call them and tell them u want make full settlement. they will provide total amount and the bank acc.
then u can bank in or online transfer.

This post has been edited by monocat: Mar 24 2020, 05:16 PM
samsungXP
post Mar 24 2020, 08:36 PM

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QUOTE(monocat @ Mar 24 2020, 05:09 PM)
u call them and tell them u want make full settlement. they will provide total amount and the bank acc.
then u can bank in or online transfer.
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after that need update akpk or bank will do ?
jabz
post Mar 25 2020, 12:28 AM

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https://forum.lowyat.net/topic/4930204

on morotarium for 6 months... does akpk can offered this as well?
Kiefer
post Mar 25 2020, 09:23 AM

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QUOTE(samsungXP @ Mar 24 2020, 08:36 PM)
after that need update akpk or bank will do ?
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after you have bank in after talking to the bank, you should get a settlement letter. Scan the letter and upload to the akpk customer portal.

akpk will validate and take that account off as settled.
monocat
post Mar 25 2020, 12:20 PM

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QUOTE(Kiefer @ Mar 25 2020, 09:23 AM)
after you have bank in after talking to the bank, you should get a settlement letter.  Scan the letter and upload to the akpk customer portal.

akpk will validate and take that account off as settled.
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for my case, cimb and citibank update akpk and akpk removed both records.
but i still pending scb and hlb to provide me the settlement letter.
holyghost
post Mar 25 2020, 10:40 PM

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QUOTE(jabz @ Mar 25 2020, 12:28 AM)
https://forum.lowyat.net/topic/4930204

on morotarium for 6 months... does akpk can offered this as well?
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interested to know as well
samsungXP
post Mar 26 2020, 01:11 AM

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QUOTE(holyghost @ Mar 25 2020, 10:40 PM)
interested to know as well
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ord offer
ckhiew
post Mar 26 2020, 08:58 AM

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bl@ze
post Mar 26 2020, 09:22 AM

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QUOTE(holyghost @ Mar 25 2020, 10:40 PM)
interested to know as well
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According to their FB page, yes.

But they still encourage us to make payments as usual. So if you want to opt out I suppose just pay as per normal.
fiberguy
post Mar 26 2020, 01:36 PM

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QUOTE(bl@ze @ Mar 26 2020, 09:22 AM)
According to their FB page, yes.

But they still encourage us to make payments as usual. So if you want to opt out I suppose just pay as per normal.
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just want to know if my payment is due on 28th March do i still need to pay it for the Moratorium case ?

MUM
post Mar 26 2020, 01:39 PM

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QUOTE(fiberguy @ Mar 26 2020, 01:36 PM)
just want to know if my payment is due on 28th March do i still need to pay it for the Moratorium case ?
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according to the image at 2 post up
it mentioned start 1 Apr
bl@ze
post Mar 26 2020, 02:18 PM

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QUOTE(fiberguy @ Mar 26 2020, 01:36 PM)
just want to know if my payment is due on 28th March do i still need to pay it for the Moratorium case ?
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For March we still need to pay. It only starts April. Same as all the other loans.

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