QUOTE(heavensea @ Nov 4 2016, 07:38 AM)
Why some guys rush to apply cc, hire purchase just right after get rid of debts under helps by akpk???
sounds like can't wait to jump into another debts...
Agree...why CC is so important. Most had done mistake on getting those debts and managed to pull it off with help from AKPK.sounds like can't wait to jump into another debts...
Debit Card is good enough.
I am in AKPK now..still serving and I am happy to cut all CC, using/spending with what I afford to. Don't want to get back to that mistake again.
It maybe inconvenient, we have debit card, cash card (petronas) for pumping petrol, even going overseas we can still use debit card.
Another option is Prepaid CC, just top up when needed.
If buying house or a car, still fine, but not CC.