Hi, may i know that AKPK will affect spouse's FD, her personal saving accounts and her salary received if I decide to join AKPK? I try to register online at AKPK website, but there are columns to request me fill in spouse IC and income.

What is the purpose of filling spouse name, IC and income etc while I just want to settle my personal credit card debts through AKPK?

I see...I tot they will open my spouse's bank negara file and check whether the total income of us qualified to pass the participate of akpk or not.. my purpose just want to settle my CC debts through AKPK, so all just about my personal credit card debts under my personal name only right? I have a joint account of housing loan under me and my wife name, thats why im curious about any affection.

I call to Bank Negara of my state's branch, they ask me to go Bank Negara counter there to ask anything, but I went to bank negara last week, the staff ask me to register online 1st, no chances for me to ask other questions..

1. Those cc debts need to call each bank to confirm the latest outstanding amount right? what if I success into AKPK, do I still need to bring hardcopy of each bank CC outstanding statement to attend the course or appointment?

2.CCRIS hardcopy can get it printed at bank negara at the same day of AKPK appointment or not? need to wait few days to get the hardcopy or just by machines?

3.Expenses just need to fill in a roughly figure for each item without any exact amount billing attachment right?

3.Any other documents needed for AKPK?

4.Will AKPK affect the worker who work at SG? Lets say permit or PR.

When I fill in the AKPK portal, after I complete the Pre - DMP survey and customer personal details, I step into the tab of Income and Expenses, under this tab , it devides into Income Details, Loan Repayment and household expenses. After I fill in income and Loan repayment, it turns into an auto.calculated household expenses page and the columns of expenses are in grayscale and doesnt allow me to edit anything.. May someone help into this? is my website prob or browser prob? or something wents wrong?

For ur info...AKPK dont have any agent.
10% of your total debts to the agent is a really very serious matter.

Better call to your counsellor of AKPK, he \ she will help u check and explain clearly to you.

Hi guys, I received the call from OCBC bank debt collector these few days and he told me to make payment for cc if not they will take action. I already told him that I'm a member of AKPK, but he keep calling me. what should I do now? Why they do not understand WHAT IS AKPK and keep calling ?? why AKPK did not protect us frm these bank calling since we already become the member ?

I think u should contact with AKPK as soon as possible, they are really willing to help u. First of all, pls register as a member urself online.

For my case, I registered online at the AKPK website, fill in the nessecary details required by akpk, next I make an appointment with the date and time i choose.

I went to AKPK at the date I make appointment, the AKPK officer meet me, and check the documents i bring, remember to print ur latest EPF statement at EPF building before u go to AKPK. Aftertat, the AKPK officer discuss with me the minimum amount I should pay to each bank with the DMP program (AKPK), with the minimum interest rate. I agreed all and the officer start to process my case and ask me to make payment as soon as posible or before 7th of next month.

I received the email from AKPK which told me that I have been successfully enrolled into DMP programme 3 hours later at the same day.

Hope that ur prob will be settle asap with the help of AKPK.

i also think that how should I prove to the collector that i'm the member of AKPK. whatspp the printscreen of the AKPK offer letter? or wat other way else?

for us...we really very sensitive with tat word of "legal action" from the mouth of debt collector.
we already suffer and seek AKPK helping, but now the bank still want to kacau since already joint with AKPK.what the debt collector want us to do lagi since we already make payment to AKPK monthly and AKPK will help us to pay to bank.