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 Credit Card Thread V5, (added FMB website to 1st post)

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alexwsk
post Feb 17 2009, 07:54 PM

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QUOTE(heizad @ Feb 17 2009, 07:35 PM)
guys..just wanna ask...can the treats points generated from petronas maybank visa can be use to redeem other things than petrol voucher? sweat.gif anyone use it?
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yes, the tp can be use to redeem anything on the catalogue provided you have enough tp
T_flash
post Feb 18 2009, 12:30 AM

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So what's the best rewarding credit card to have atm????
are Cimb visa/master card good???


Added on February 18, 2009, 12:40 amOr which CC has the best cash rebate program ?

This post has been edited by T_flash: Feb 18 2009, 12:40 AM
Small.Mac
post Feb 18 2009, 09:50 AM

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Hi, just want to ask anyone of you got using the younique card from Alliance bank?

I would like to know, for the cash rebate, the 2% is applicable to all transaction? Do we need to fulfill certain condition then only entitle for 2%? (e.g.Carried forward balance,etc)

And for the cash rebate 2%, is there any limit? like the cash rebate capped at max RM50, etc ?

How long does it take for the application ? (From submit photo till get the card.)
zenwell
post Feb 18 2009, 10:03 AM

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QUOTE(Small.Mac @ Feb 18 2009, 09:50 AM)
Hi, just want to ask anyone of you got using the younique card from Alliance bank?

I would like to know, for the cash rebate, the 2% is applicable to all transaction? Do we need to fulfill certain condition then only entitle for 2%? (e.g.Carried forward balance,etc)

And for the cash rebate 2%, is there any limit? like the cash rebate capped at max RM50, etc ?

How long does it take for the application ? (From submit photo till get the card.)
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I just applied and submit last week. i guess minimum have to wait for 2 weeks smile.gif


Just got my Ambank True card last week biggrin.gif
numx
post Feb 18 2009, 10:54 AM

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QUOTE(Small.Mac @ Feb 18 2009, 09:50 AM)
Hi, just want to ask anyone of you got using the younique card from Alliance bank?

I would like to know, for the cash rebate, the 2% is applicable to all transaction? Do we need to fulfill certain condition then only entitle for 2%? (e.g.Carried forward balance,etc)

And for the cash rebate 2%, is there any limit? like the cash rebate capped at max RM50, etc ?

How long does it take for the application ? (From submit photo till get the card.)
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IS UP TO 2% on anything anywhere anytime , min tier start from 0.5% , NO TNC , Once u swap u will get cash back
Takes u about 2 weeks once ur picture approve

after Rm 5000 u spend for the month no more cash back
Small.Mac
post Feb 18 2009, 11:41 AM

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QUOTE(numx @ Feb 18 2009, 10:54 AM)
IS UP TO 2% on anything anywhere anytime , min tier start from 0.5% , NO TNC , Once u swap u will get cash back
Takes u about 2 weeks once ur picture approve

after Rm 5000 u spend for the month no more cash back
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up to 2%, mean that not every RM1 i spent, can get 2% rebate ?

RM5000, mean that the max that can rebate is RM100 ?

gilabola
post Feb 18 2009, 11:48 AM

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In my latest direct access statement, there was a note to say that a "1% admin fee" will be charged for overseas transactions...

(i saw in an earlier post that Citibank charges this admin fee as well).

does other credit cards charge this as well? time to switch cards :-)
alexwsk
post Feb 18 2009, 12:07 PM

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QUOTE(gilabola @ Feb 18 2009, 11:48 AM)
In my latest direct access statement,  there was a note to say that a "1% admin fee" will be charged for overseas transactions... 

(i saw in an earlier post that Citibank charges this admin fee as well).

does other credit cards charge this as well? time to switch cards :-)
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cimb/DA last time no charge

now i think mbb is the lowest, 0.5%
gilabola
post Feb 18 2009, 12:11 PM

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QUOTE(alexwsk @ Feb 18 2009, 12:07 PM)
cimb/DA last time no charge

now i think mbb is the lowest, 0.5%
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does public bank charge?
alexwsk
post Feb 18 2009, 01:20 PM

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QUOTE(gilabola @ Feb 18 2009, 12:11 PM)
does public bank charge?
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yes, 1.25%, you can refer to 1st post for the charges of other cards
gyver
post Feb 18 2009, 02:33 PM

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QUOTE(zenquix @ Feb 17 2009, 07:45 PM)
yes. i used my tp last year at the tp fair to redeem a smart tag.
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I plan to redeem a smart tag unit next round too smile.gif When is the next tp fair?
cute_boboi
post Feb 18 2009, 02:50 PM

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Should be somewhere end-Jun/Jul.

SUSkockroach
post Feb 18 2009, 03:04 PM

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Say if I use my credit card over the internet to purchase something from oversea website. Do the cc provider charge me for oversea transaction?
MilesAndMore
post Feb 18 2009, 03:56 PM

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QUOTE(gilabola @ Feb 18 2009, 11:48 AM)
In my latest direct access statement,  there was a note to say that a "1% admin fee" will be charged for overseas transactions... 

(i saw in an earlier post that Citibank charges this admin fee as well).

does other credit cards charge this as well? time to switch cards :-)
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Direct Access is going to charge 1% admin fee now, so CIMB is definitely doing the same then ?
gilabola
post Feb 18 2009, 05:05 PM

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i guess cimb's fees would be the same as direct access' fees
prasys
post Feb 18 2009, 08:00 PM

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QUOTE(kockroach @ Feb 18 2009, 03:04 PM)
Say if I use my credit card over the internet to purchase something from oversea website. Do the cc provider charge me for oversea transaction?
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Yes of course

Its because you're buying things in USD and the "store" is located in USA. So its a yes !
SUSkockroach
post Feb 18 2009, 09:28 PM

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QUOTE(prasys @ Feb 18 2009, 08:00 PM)
Yes of course

Its because you're buying things in USD and the "store" is located in USA. So its a yes !
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But last month I pay for my gf ACCA fee in pound, they didnt charge me anything wor?
zenquix
post Feb 18 2009, 09:39 PM

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QUOTE(Small.Mac @ Feb 18 2009, 11:41 AM)
up to 2%, mean that not every RM1 i spent, can get 2% rebate ?

RM5000, mean that the max that can rebate is RM100 ?
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from my previous post, u can see that the max rebate is RM68.75
alexwsk
post Feb 18 2009, 10:06 PM

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good news for HLB CC holders, HLB is offering 5% cash back on weekends, tnc applies of course yawn.gif

http://www.hlb.com.my/pfs/promo/cashback16...dex.jsp?s=promo

This post has been edited by alexwsk: Feb 18 2009, 10:07 PM
arsenal
post Feb 18 2009, 11:31 PM

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QUOTE(zenquix @ Feb 18 2009, 09:39 PM)
from my previous post, u can see that the max rebate is RM68.75
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How can it be RM 68.75?

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