QUOTE(getsmart @ Jun 4 2009, 09:54 AM)
@firdaus
Your arguments are quite fair and reasonable ... you're welcome to 'kay-poh'.
If you want GUARANTEE returns like Tsukasa say Amanah saham and bonds (Sukuk) are guaranteed by government. Not forgetting SSPN if you have kids.
But that's not the GUARANTEE i'm asking from PDF. The GUARANTEE i'm asking is that i know how the company is handling it's finance. By law, SDN BHD says it's none of your business. So how can you know the facts?
Can they GUARANTEE that investors will know:
- how many cows were bought
- how many investors (you can audit the number of cows, but how to audit the number of investors?)
- how many litres of milk produced and sold for how much
- how much the cost of rearing the cows.
- PDF is lossing money or gaining money
- ALL the FACTS above verified by reputable 3rd party auditors.
This is not 'dig a bone from the egg'. Just happen too often. Company like Swishcash paying earlier investor with money from later investors.... a 'money game' call-it-want-you-like (business/investment/scam). The fact is many investor money is burned and you can still can this BUSINESS. Here's a saying "Malaysians are so gullible (senang kena tipu)". Therefore need external auditors ... we are too busy to check on them ourselves.
Lastly, let me emphasis this
proven profitable history.
Seems like *getsmart haven't attended the presentation before, don't know how it's done and you seems to be like jumping into the conclusion that this is a scam program but u also seems very interested in this program. Good! At least I can share with u & all other newly registered 'kay-poh'(s) that're here
, maybe just like me, right?exia5733
--titled 'newbie'?
Company like Swisscash, as every single people out there knows - MONEY GAME. Many Malaysians are looking forward for an easy solution to their materialistic & financial greed. Now, WHO doesn't want a luxury life? It's just that the media is keen in showing glamorous, luxury life of our upper society and as u & me knows, educations in school doesn't teach us to be a problem solver whereby all of us r left on the street/wild wondering about, looking for our financial support - some goes to the govt. Only some or a very small portion are quite creative enough to put on their thinking cap to create something out of nothing. Some r good but unfortunately from what we've experienced, MOST r bad/failure.
A very recent example: LINTAH/LEECH. At first, it's everybody's topic and all the excitements about the money that's gonna come but what happen now? Seems like it's a nobody's topic. I have a friend who were into this leech program, now he's got leeches as old as short ruler and he knows nobody else except the organiser that he started with. The organiser doesn't want to buy back because it's already too old but it's the organiser themselves that puts him on hold for buying back until now.
Yes, the profit is there but the problem is leech is not a common merchandise & need someone who really have the oversea contacts to really make a profit unless u know where to export to. So, can my friend shout out loud that it's a scam?? After listening to his story I could yell like u - IT'S A SCAM, BUT some r making some money that we can't deny...
Now, we all knows milk is a very much needed daily product and a very fast moving merchandise as well but there's no chance for everybody to dwell into it unless u have a piece of land for it's grassing purpose and the expertise in taking care of it. We've seen in the kampongs that cows r wandering & lazying by the roadside and even sleep in the middle of the road at night to get the warm heat from the road. PLEASE don't be mistaken that those cows r meant for their meat, not milk.
For goodness sake, my advise is: Please don't go into any jv business if u r not sure or don't understand the product u r going into. Will u be too busy to understand what kind of business u r going into by simply just dump in the money and at the end of the day, if the profit doesn't come, u'll b pointing 1 finger to the person that gets u in trouble and 4 fingers pointing to yourself that u r so gullible? If so happens that the business brings in the profit, then u'll be pointing both ur thumbs up and 8 fingers to yourself meaning how smart you r? Lots of Malaysians r really GOOD at pointing fingers - the first type. ..err....did I went off track too far??
Back to the questions:
Q- how many cows were bought
A: who says auditors cannot check SDN BHD account book? In fact, their account have to be submitted for auditing every year. Anyway, business partners need to know HOW MANY cows that they BUY or want to buy. Really wants to know? then go down to the farm to get the figure. It's there.
Q- how many investors (you can audit the number of cows, but how to audit the number of investors?)
A: yes, cows can b counted and the tag at the cow's ear will tell who owns it.
Q- how many litres of milk produced and sold for how much
A: the company is using the latest technology of milking and all have it's own meter record for each cow, each time and RM2.00 per litre as stated in the agreement. Cow owners can log into the company's website to get the daily litres produced.
Q- how much the cost of rearing the cows.
A: (this is an interesting one) PLEASE go to:
http://www.dailyexpress.com.my/news.cfm?NewsID=46790, if you can't get to it, then go to www.dailyexpress.com.my & search for 'dairy farmers want fresh milk price hike'. In the 3rd paragraph the explanations about the food + concentrates alone & if you don't get the right picture, here is the calculations according to the old price(2007). Please hold on to a calculator & use it:
50kgs of grass x RM0.05 = RM2.50....&.....8kgs of concentrates x RM1.15 = RM9.20......Total=
RM11.70 per day x 30days = RM351 per month x 12 months = RM4,212 x 8 years contract = RM33,696. And this does not include the wages, electricity, water, fuel, transport and other operational. So for the conclusion of this, instead of the company should be asking for the food + concentrates
RM33,696 ++ others, they r only asking for [U]RM26,+++.00 INCLUDING the cow + AP + flight freight cost + MAS Animal Hotel Cost + vet spacialist to inspect for any disease + transportation to farm!!
Q- PDF is lossing money or gaining money
A: the company started contract farming since Sept. 2008, is not making much per cow but in quantity, the company is looking quite good...(get what i mean?)
PLEASE!!! If you are not business minded, don't go into it blindly without knowing. Just dump your money into (Tsukasa's idea) Amanah Saham Gurantee plus 5% interest yearly (it'll probably take 20 years to add up to 100%).
If you are business minded, then you will probably knows what I meant.
Happy 'kay-poh'ing
oops..left out the word 'Hotel'
This post has been edited by firdauswong: Jun 6 2009, 10:19 PM 
Nov 2 2008, 10:57 PM, updated 17y ago
Quote
doubt,doubt,doubt and doubts.... anyway i'm new on this site.. just came back from the briefing of PDFarm at puchong. reason to search some info about the program turn out, something unprofessional reply i've read. Why so emotional? we just need something solid reason to do some investment. 26k not small amount for somebody like me who craving every month to pay and spend. This is why we need some extra income. Yet risk is everywhere in every business, still losing 200 or 300rm is a big deal for me and what's 26k. 
Can you do this? OR ask your parents How & what style they used to conceive you, huh? the reason is b'cos you are their child! 
Now tell me....WHAT IS GUARANTEED RETURN in business??? Please wake up and use some common sense,man.. 
I should put it this way:
0.1313sec
0.91
6 queries
GZIP Disabled