Under M'sian Law, only credit company and bank are allowed to collect money for investment. Insurance companies falls somewhere in these defination.

That's why our local telco, like Maxis, Celcom cannot have the extra service like in Japan where they can use the mobile phone to pay for tickets la, LRT la because simply they cannot collect money in advance and do things that is outside the principal business activities.

Any other companies with claims to be able 'assist' you with investment, or sell you any other investment products with commodity linked instrument, are NOT LEGIT.

As compare the meagre meal voucher after the 2 hours rubbish talk, perhaps, one could go to Securities Commission at Bukit Kiara.

The reward for successful prosecution is RM100,000 or more, but I may be wrong. Don't need a fool to tell you that RM100,000 can buy more meals!