QUOTE(doomdoom @ Aug 23 2012, 10:55 AM)
This guy refinance the unit again lo.lets say original price is 250k, he borrow 250k frm bank..now the unit market value is 350k, so he borrow again frm bank with current market value, so he borrow another 100k frm bank la...at the end, still have to pay..but he use it to renovate the house o...if i was him, use the 100k to buy another low cost flat to rent out can get positive cash flow to invest la...better for me...waste money to renovate house somemore borrow frm bank...aduh..it's a pain for me...
ha!ha!, maybe u're right, but my purpose to top up is because i want to settle my car loan & my personal loan to cut my commitment, this 2 loan every month i have to paid bank rm1600

, renovation budget 25k only ma..., less commitment i only can easy apply another 350k loan to buy another small condo lo

..., park 51 nice location, near icon city, if u sell 380psqf now, after 3~5 years u will regreat, because maybe can achieve to rm500~550psqf...,
Added on August 24, 2012, 2:27 amQUOTE(anokcow @ Aug 23 2012, 10:30 AM)
I not understand. How to top up? monthly only RM625?
u want to top up actually can, but depend on ur month salary also, if bank negara think u afford, bank at least will borrow u 80k~100k cash..., low interest, can paid 360 months, better then u apply personal loan...

,don;t worry o.k!, nice location house value will up up up 1,

maybe after 15 years park 51 residency 1143sqf selling 800k liao...
This post has been edited by ALVINTANCHENHANG: Aug 24 2012, 02:27 AM