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 Credit Card Thread V4, Plastic Money @ World Access

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Reventon
post Aug 15 2008, 04:18 PM

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SCB infinite are their high end card, i dont think anyone who is really eligible to have SCB infinite like to see there are plenty D*** & Harry are carrying it paying carrefour groceries , sushi king etc...
Somehow i think this is what the 90's " Platinum Card " . Not really easy to obtain.
TeraPox
post Aug 15 2008, 04:50 PM

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got my new CIMB platinums today... surprise me actually... I just applied during their fair on last sunday...

my collection getting bigger now~ *grins*

3 more banks to go to complete my Platinum collection..


Added on August 15, 2008, 4:59 pm
QUOTE(Reventon @ Aug 15 2008, 12:30 AM)
mind to ask anyone here hold Amex platinum credit card ( new ) . Terapox ?
*
Me Me!!! thumbup.gif thumbup.gif

This post has been edited by TeraPox: Aug 15 2008, 04:59 PM
tinkerbel
post Aug 15 2008, 05:00 PM

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@Reventon,
Yes I believe the Amex Platinum Credit Card has the same T&C with Visa & MasterCard when it comes to late payment and interest free period. In fact, if I'm not mistaken, I think Amex gives U more time to settle ur bill; I received my statement about 2 weeks ago and I have till 23rd before I need to make the payment.

As this is my 1st bill, I'm unable to track if this is a norm.

I haven't used the Prestige Platinum Card but am quite sure it's as good as it seems to be. I've oredi received my Prestige Platinum Card - it also comes with some exclusive 'discount' vouchers. I don't think there'll be any problems using the dining privileges and it's definitely well worth the $ if u frequent Shangri-La's F&B outlets!

I don't exactly know if my annual fee's been waived as I originally applied for the Amex Gold (with 2 years waiver) since CS told me I didn't qualify for the Platinum - but that's what came in the mail biggrin.gif I would expect annual fees to be billed in my 1st bill but I didn't get charged anything *shrugs* Am still keeping fingers and toes crossed I won't be charged any annual fees; I've used the RM800 to purchase something else *grins*

@muscaa,
Like I said, the SCB Infinite is NOT meant for those who're after retail promotions; it's got a different target all together. As such, it has other benefits; Priority Pass is probably one of them for those who travel frequently. Perhaps U don't understand the behaviour of those in their target market hence think it's stupid?

@TeraPox,
Which 3?!

This post has been edited by tinkerbel: Aug 15 2008, 05:01 PM
TeraPox
post Aug 15 2008, 05:04 PM

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QUOTE(tinkerbel @ Aug 15 2008, 05:00 PM)
@Reventon,
Yes I believe the Amex Platinum Credit Card has the same T&C with Visa & MasterCard when it comes to late payment and interest free period.  In fact, if I'm not mistaken, I think Amex gives U more time to settle ur bill; I received my statement about 2 weeks ago and I have till 23rd before I need to make the payment.

As this is my 1st bill, I'm unable to track if this is a norm.

I haven't used the Prestige Platinum Card but am quite sure it's as good as it seems to be.  I've oredi received my Prestige Platinum Card - it also comes with some exclusive 'discount' vouchers.  I don't think there'll be any problems using the dining privileges and it's definitely well worth the $ if u frequent Shangri-La's F&B outlets!

I don't exactly know if my annual fee's been waived as I originally applied for the Amex Gold (with 2 years waiver) since CS told me I didn't qualify for the Platinum - but that's what came in the mail biggrin.gif  I would expect annual fees to be billed in my 1st bill but I didn't get charged anything *shrugs*  Am still keeping fingers and toes crossed I won't be charged any annual fees; I've used the RM800 to purchase something else *grins*

@muscaa,
Like I said, the SCB Infinite is NOT meant for those who're after retail promotions; it's got a different target all together.  As such, it has other benefits; Priority Pass is probably one of them for those who travel frequently.  Perhaps U don't understand the behaviour of those in their target market hence think it's stupid?
*
actually, for AMEX, as long as u pay right b4 the next statement being issued... then no late charges will be occurred...

Currently I'm charging everything into my Amex CCP... I want the Longines watch.. checked already.. it worth 2300 leh... brows.gif



@Tinky

MBB, Citibank & RHB(this one maybe on its way)



This post has been edited by TeraPox: Aug 15 2008, 05:05 PM
zenwell
post Aug 15 2008, 05:04 PM

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QUOTE(TeraPox @ Aug 15 2008, 04:50 PM)
got my new CIMB platinums today... surprise me actually... I just applied during their fair on last sunday...

my collection getting bigger now~ *grins*

3 more banks to go to complete my Platinum collection..


Added on August 15, 2008, 4:59 pm
Me Me!!! thumbup.gif  thumbup.gif
*
wah, so total how many cards you have and what bank?
TeraPox
post Aug 15 2008, 05:08 PM

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QUOTE(zenwell @ Aug 15 2008, 05:04 PM)
wah, so total how many cards you have and what bank?
*
alot... brows.gif

but believe it or not... i dun owe them even 1 cents...

and also, i manage to waive all the annual fees...

ps: my total credit limit up to date is quite....scary.... brows.gif


Added on August 15, 2008, 5:33 pmby the way.. anyone can feed me with any good deals that CIMB plat bring currently?

This post has been edited by TeraPox: Aug 15 2008, 05:33 PM
SUSHybz
post Aug 15 2008, 07:04 PM

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Mine HSBC application still under progress ...

Everyday call their hotline and check, they have no idea approve or not lol

Didn't receive any calls to my office too sweat.gif
hye
post Aug 15 2008, 07:39 PM

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@Terapox
Do you have the VISA Infinite ?

@Reventon
I do think that SCB knows who they have in mind (target market) for this particular card. However, the info provided on this card (as stated in SCB's website) is pretty basic. I have a feeling it's going to be hard as well for SCB to attract the right crowd to this product on the notion that people would be comfortable using their existing bank's cc and just by offering a better credit limit / airport lounge would doubly lure them here. They would be traveling business anyway thus have preexisting access to lounges + have a good credit limit on their cards already.

It's all about the level of customer service that the card attracts. I agree it would be the equivalent level that the Platinum command in the 90's and unlike now where a lot of people owns a Platinum card. Thus the exclusivity of the Platinum has diluted itself.

.... Hope Terapox has this card to tell its story.
TeraPox
post Aug 15 2008, 07:53 PM

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QUOTE(hye @ Aug 15 2008, 07:39 PM)
@Terapox
Do you have the VISA Infinite ?

@Reventon
I do think that SCB knows who they have in mind (target market) for this particular card. However, the info provided on this card (as stated in SCB's website) is pretty basic. I have a feeling it's going to be hard as well for SCB to attract the right crowd to this product on the notion that people would be comfortable using their existing bank's cc and just by offering a better credit limit / airport lounge would doubly lure them here. They would be traveling business anyway thus have preexisting access to lounges + have a good credit limit on their cards already.

It's all about the level of customer service that the card attracts. I agree it would be the equivalent level that the Platinum command in the 90's and unlike now where a lot of people owns a Platinum card. Thus the exclusivity of the Platinum has diluted itself.

.... Hope Terapox has this card to tell its story.
*
there r only 2 banks in malaysia issuing visa infinite,

1) RHB... wanted to apply,but they said only applicable for their infinite customers only ( like HSBC premier, Maybank Premier la)

2) SCB... personally,I had some issues with them few years back and since then, I decided that I will NOT take any services from them ever again..

so, nope, I don't have visa infinite ... yet... but other banks offer it in the future, i will definitely apply 4 it..
tinkerbel
post Aug 15 2008, 11:08 PM

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@TeraPox,
You mean the Longines watch is RM2.3k?!!!! rclxub.gif So.. how far are U from the RM20k target?!

I haven't been able to make use of me Amex too much; I swiped ~RM6k on my Visa this month and not Amex just cause it wasn't available cry.gif

@hye,
You're so absolutely right about the dilution of Platinum cards these days; I no longer feel special... then again, perhaps I don't deserve it ! *gulp*

This post has been edited by tinkerbel: Aug 15 2008, 11:12 PM
TeraPox
post Aug 16 2008, 03:25 AM

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QUOTE(tinkerbel @ Aug 15 2008, 11:08 PM)
@TeraPox,
You mean the Longines watch is RM2.3k?!!!!  rclxub.gif  So.. how far are U from the RM20k target?!

I haven't been able to make use of me Amex too much; I swiped ~RM6k on my Visa this month and not Amex just cause it wasn't available  cry.gif

@hye,
You're so absolutely right about the dilution of Platinum cards these days; I no longer feel special... then again, perhaps I don't deserve it ! *gulp*
*
yaya.. the longine worth RM2.3k... i've check with dealer already...

I don't have much to catch up looo... around another 10k ++ only... thumbup.gif


yalor, platinum is not really that special nowadays.. sometime, i do feel like they don't deserve me... brows.gif but wth... wait for visa signature to enter malaysia lor.. and also, platinum bring alot of good deals.. like for example the buy 1 free 1 @ oriental group by UOB... really save me quite alot during these couple of months... icon_idea.gif
he-sham
post Aug 16 2008, 06:36 AM

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now i'm at lcct premium lounge...complementry free access using my eonbank matta gold card....all free including breakfast...i'm not even flying, just hantar my gf.....hehehe tongue.gif

neojack
post Aug 16 2008, 06:43 AM

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what credit card that hav the best customer services?
tinkerbel
post Aug 16 2008, 09:03 AM

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@TeraPox,
Am sure U'll be able to obtain that free gift *smiles* smile.gif

@he-sham,
What other CC gives access to that Premium Lounge @ LCCT?! *grins* Can check for me and see ah?! Or, where can I check?
andrekua
post Aug 16 2008, 09:05 AM

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QUOTE(TeraPox @ Aug 16 2008, 03:25 AM)
yaya.. the longine worth RM2.3k... i've check with dealer already...

I don't have much to catch up looo... around another 10k ++ only... thumbup.gif
yalor, platinum is not really that special nowadays.. sometime, i do feel like they don't deserve me... brows.gif  but wth... wait for visa signature to enter malaysia lor.. and also, platinum bring alot of good deals.. like for example the buy 1 free 1 @ oriental group by UOB... really save me quite alot during these couple of months... icon_idea.gif
*
Really a good consumer.
20K can get a watch so good le.

Swipe 16K during my wedding with HSBC only get 16k points... cry.gif
tinkerbel
post Aug 16 2008, 09:21 AM

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@andrekua,
It's the current promotion Amex is having for their Platinum Credit Card category.
SUSsentro2020
post Aug 16 2008, 11:37 AM

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if i don haf degree or any cert , only spm. Can appli DA ???
WaCKy-Angel
post Aug 16 2008, 11:39 AM

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QUOTE(neojack @ Aug 16 2008, 06:43 AM)
what credit card that hav the best customer services?
*
U dont really need customer service for credit cards...
u just swipe and pay..

what most important is the points/cashback value and also convenient to check/pay ur account

This post has been edited by WaCKy-Angel: Aug 16 2008, 11:40 AM
Shinichi
post Aug 16 2008, 12:51 PM

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QUOTE(sentro2020 @ Aug 16 2008, 11:37 AM)
if i don haf degree or any cert , only spm. Can appli DA ???
*
I don't think so...
SUSHybz
post Aug 16 2008, 03:01 PM

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Just apply and see ....

No harm trying biggrin.gif

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